XRP to USD Coin (USDC ERC20): Rate, Chart and Comparison

Live XRP to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 18:14

Minimum: 4,150 XRP ≈ $5,395.00
Receiving network: Ethereum (ERC20)
24h rate change: +0.17%

You send

XRP

You get 12,950

USDC ERC20

Go to exchange

Rate: 1 XRP = 1.295 USDC ERC20
Minimum: 4,150 XRP
Maximum: 7,690,000 XRP

The amount you get is estimated at the current rate.

The current XRP to USDC ERC20 exchange rate is 1.295 USDC ERC20 per 1 XRP; the reverse rate is 1 USDC ERC20 = 0.772201 XRP. According to market data, the XRP to USDC ERC20 rate rose by 0.17% over the last 24 hours. Over the week it fell by 1.55%.

Over the last 7 days the rate moved between 1.2734 and 1.3869 USDC ERC20 — a range of 8.91%. You can exchange from 4,150 to 7,690,000 XRP. That is roughly $5,395.00 or more.

USDC is sent to your address on the Ethereum (ERC20) network, so make sure you provide an address on that network. By market cap, XRP ranks #5 ($82.39 B) and USD Coin ranks #6 ($71.18 B). The correlation of daily XRP and USDC price changes over the last 90 days is 0.07 (weak).

Why exchange XRP to USDC ERC20

Protection from volatilityOver the last 30 days XRP changed by −18.35%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the XRP price.
Easy to switch backThe USDC ERC20 → XRP direction is also available, so you can move back to XRP if needed.

How much is 1 XRP in USDC ERC20 today

1 XRP = 1.295 USDC ERC20

1 USDC ERC20 = 0.772201 XRP

How much USDC ERC20 you get for XRP

XRP	USDC ERC20
5,000	6,475
10,000	12,950
20,000	25,900
50,000	64,750

How much XRP you need to get USDC ERC20

USDC ERC20	XRP
10,000	7,722.01
20,000	15,444.02
50,000	38,610.04
100,000	77,220.08

Which network to receive USDC on

USDC for XRP can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XRP	Minimum	Network fee	Speed
Solana	1.2963	4,150 XRP	≈ $0.00051	fast
Ethereum (ERC20) this page	1.295	4,150 XRP	≈ $0.056	moderate
TRON (TRC20)	1.3028	133.6282 XRP	≈ $2.3	fast
Polygon	1.3028	133.6282 XRP	≈ $0.0017	fast
BNB Smart Chain (BEP20)	1.3028	133.6282 XRP	≈ $0.0024	fast
Arbitrum One	1.3028	133.6282 XRP	≈ $0.0031	fast
Optimism	1.3028	133.6282 XRP	≈ $0.00017	fast

XRP → USDC: compare all networks USDC network fees now

XRP to USDC ERC20 rate chart

7 days30 days90 days1 year

high 1.3869 USDC ERC20low 1.2734 USDC ERC20

Oct 19, 2026, 18:18Oct 26, 2026, 18:18

high 1.5683 USDC ERC20low 1.2807 USDC ERC20

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.5715 USDC ERC20low 0.993158 USDC ERC20

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 2.646 USDC ERC20low 0.993158 USDC ERC20

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: +0.17%
7 days: −1.55%
7-day high: 1.3869 USDC ERC20
7-day low: 1.2734 USDC ERC20
Range: 8.91%

CoinGecko market data as of Oct 26, 2026, 18:10. The exchange rate may differ from the market rate. How we calculate the data

XRP/USDC ERC20 volatility and changes

Period	High	Low	Average	Change
24 hours	1.3066	1.2822	1.293	+0.17%
7 days	1.3869	1.2734	1.3131	−1.55%
30 days	1.5683	1.2807	1.4049	−18.34%
90 days	1.5715	0.993158	1.3099	+20.2%

Values are in USDC ERC20 per 1 unit of the currency you send, based on market data.

XRP to USDC ERC20 rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	1.2807 USDC ERC20	−1.4%
Oct 25, 2026	1.2989 USDC ERC20	+0.37%
Oct 24, 2026	1.2942 USDC ERC20	−1.1%
Oct 23, 2026	1.3086 USDC ERC20	−4.16%
Oct 22, 2026	1.3654 USDC ERC20	+2.31%
Oct 21, 2026	1.3345 USDC ERC20	+2.4%
Oct 20, 2026	1.3032 USDC ERC20	−0.2%

Crystal-Trade rate XRP → USDC ERC20 by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	1.2968 USDC ERC20	1.2901
Oct 25, 2026	1.2944 USDC ERC20	1.3005
Oct 24, 2026	1.2885 USDC ERC20	1.2906
Oct 23, 2026	1.2851 USDC ERC20	1.3004
Oct 22, 2026	1.3007 USDC ERC20	1.3107
Oct 21, 2026	1.3656 USDC ERC20	1.3704
Oct 20, 2026	1.3316 USDC ERC20	1.3403
Oct 19, 2026	1.2998 USDC ERC20	1.3002
Oct 18, 2026	1.2951 USDC ERC20	1.3002
Oct 17, 2026	1.2842 USDC ERC20	1.2903
Oct 16, 2026	1.3047 USDC ERC20	1.3103
Oct 15, 2026	1.3311 USDC ERC20	1.3405
Oct 14, 2026	1.3291 USDC ERC20	1.3304
Oct 13, 2026	1.363 USDC ERC20	1.3702

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

XRP and USDC market data

XRP XRP

Price: $1.30
24h change: +0.16%
7d change: +0.03%
Market cap: $82.39 B
24h volume: $1.28 B
Market cap rank: #5
Circulating supply: 63.35 B XRP
All-time high: $3.65

USD Coin USDC

Price: $0.999477
24h change: −0.01%
7d change: −0.04%
Market cap: $71.18 B
24h volume: $10.28 B
Market cap rank: #6
Circulating supply: 71.22 B USDC
All-time high: $1.04

CoinGecko data as of Oct 26, 2026, 18:10.

XRP vs USD Coin

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	native blockchain coin	token
Launched	2012	2018
Created by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block time	~4 sec	—
Max supply	100 B XRP	no cap
Transaction privacy	public transactions	—
Circulating supply	63.35 B XRP	71.22 B USDC
Market cap	$82.39 B	$71.18 B
Market cap rank	#5	#6
Network	—	Ethereum (ERC20)
Network fee paid in	—	ETH

90-day correlation of daily XRP and USDC price changes: 0.07 — weak.

What to know about XRP and USD Coin

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Sending and receiving XRP

XRP addresses start with r. Exchanges usually use one shared address and identify customers by a Destination Tag — if you send to an exchange without the tag, the funds may not be credited automatically. Transfers settle in seconds with a negligible fee.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Where to store USD Coin

Any wallet that supports the network and the official USDC contract will do; hardware wallets are the safest option for large amounts.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange XRP to USD Coin

Enter the XRP amount in the calculator (minimum 4,150 XRP) and click “Go to exchange”.
Enter your USDC wallet address on the Ethereum (ERC20) network and your contact details.
Send exactly the specified amount of XRP on the XRP Ledger network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange XRP to USDC ERC20

What to check before exchanging XRP to USDC ERC20

The recipient address must be on the Ethereum (ERC20) network: funds sent on another network may be lost.
The amount sent must be at least 4,150 XRP.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XRP to USDC ERC20 exchange FAQ

How much is 1 XRP in USDC ERC20 today?

As of Oct 26, 2026, 18:14, the exchange rate is 1 XRP = 1.295 USDC ERC20. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.29.

What are the minimum and maximum amounts for XRP to USDC ERC20?

The minimum is 4,150 XRP and the maximum is 7,690,000 XRP. The minimum is roughly $5,395.00.

Why is there a minimum amount for XRP to USDC ERC20?

The minimum (4,150 XRP) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XRP to USDC ERC20?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XRP is paid by the sender and depends on the wallet and network load.

How long does a XRP to USDC ERC20 exchange take?

The order is processed once the XRP transfer gets the required number of confirmations on the XRP Ledger network. Timing depends on network load. A new block on XRP Ledger arrives roughly every 4 sec.

Which network will I receive USDC ERC20 on?

USDC is sent on the Ethereum (ERC20) network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XRP to USDC ERC20 rate changed over the last month?

Over 30 days the rate fell by 18.34%: low 1.2807, high 1.5683, average 1.4049 USDC ERC20 per 1 XRP.

Do I need to register to exchange XRP to USDC ERC20?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC ERC20 back to XRP?

Yes, the reverse direction is available: 1 USDC ERC20 = 0.770713 XRP. The link is below the calculator.