XRP to USD Coin (USDC Polygon): Rate, Chart and Comparison

Live XRP to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 15:23

Minimum: 133.6282 XRP ≈ $197.77
Receiving network: Polygon
24h rate change: +7.78%

You send

XRP

You get 2,988.23

USDC Polygon

Go to exchange

Rate: 1 XRP = 1.4941 USDC Polygon
Minimum: 133.6282 XRP
Maximum: 6,760,000 XRP

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 1.4941 USDC Polygon for 1 XRP, and 1 USDC Polygon equals 0.669293 XRP. According to market data, the XRP to USDC Polygon rate rose by 7.78% over the last 24 hours. Over the week it rose by 6.53%.

Over the last 7 days the rate moved between 1.2634 and 1.4891 USDC Polygon — a range of 17.86%. You can exchange from 133.6282 to 6,760,000 XRP. That is roughly $197.77 or more.

USDC is sent to your address on the Polygon network, so make sure you provide an address on that network. By market cap, XRP ranks #5 ($93.38 B) and USD Coin ranks #6 ($74.26 B). The correlation of daily XRP and USDC price changes over the last 90 days is 0.05 (weak).

Why exchange XRP to USDC Polygon

Protection from volatilityOver the last 30 days XRP changed by +2.45%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the XRP price.
Easy to switch backThe USDC Polygon → XRP direction is also available, so you can move back to XRP if needed.

How much is 1 XRP in USDC Polygon today

1 XRP = 1.4941 USDC Polygon

1 USDC Polygon = 0.669293 XRP

How much USDC Polygon you get for XRP

XRP	USDC Polygon
200	298.8228
500	747.057
2,000	2,988.23
5,000	7,470.57
20,000	29,882.28
50,000	74,705.7

How much XRP you need to get USDC Polygon

USDC Polygon	XRP
200	133.8586
1,000	669.293
2,000	1,338.59
10,000	6,692.93
20,000	13,385.86
100,000	66,929.3

Which network to receive USDC on

USDC for XRP can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XRP	Minimum	Network fee	Speed
Solana	1.486	4,150 XRP	≈ $0.00058	fast
Ethereum (ERC20)	1.4845	4,150 XRP	≈ $0.044	moderate
TRON (TRC20)	1.4941	133.6282 XRP	≈ $2.4	fast
Polygon this page	1.4941	133.6282 XRP	≈ $0.002	fast
BNB Smart Chain (BEP20)	1.4941	133.6282 XRP	≈ $0.0026	fast
Arbitrum One	1.4941	133.6282 XRP	≈ $0.0036	fast
Optimism	1.4941	133.6282 XRP	≈ $0.00019	fast

XRP → USDC: compare all networks USDC network fees now

XRP to USDC Polygon rate chart

7 days30 days90 days1 year

high 1.4891 USDC Polygonlow 1.2634 USDC Polygon

Sep 14, 2026, 15:26Sep 21, 2026, 15:26

high 1.5207 USDC Polygonlow 1.2837 USDC Polygon

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 1.5207 USDC Polygonlow 0.993158 USDC Polygon

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 3.0423 USDC Polygonlow 0.993158 USDC Polygon

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +7.78%
7 days: +6.53%
7-day high: 1.4891 USDC Polygon
7-day low: 1.2634 USDC Polygon
Range: 17.86%

CoinGecko market data as of Sep 21, 2026, 15:06. The exchange rate may differ from the market rate. How we calculate the data

XRP/USDC Polygon volatility and changes

Period	High	Low	Average	Change
24 hours	1.4891	1.3773	1.418	+7.78%
7 days	1.4891	1.2634	1.367	+6.53%
30 days	1.5207	1.2837	1.3981	+2.47%
90 days	1.5207	0.993158	1.1863	+32.07%

Values are in USDC Polygon per 1 unit of the currency you send, based on market data.

XRP to USDC Polygon rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	1.4903 USDC Polygon	+5.67%
Sep 20, 2026	1.4104 USDC Polygon	+1.01%
Sep 19, 2026	1.3963 USDC Polygon	+7.75%
Sep 18, 2026	1.2959 USDC Polygon	−0.21%
Sep 17, 2026	1.2987 USDC Polygon	+1.17%
Sep 16, 2026	1.2837 USDC Polygon	−9.81%
Sep 15, 2026	1.4233 USDC Polygon	+6.08%

XRP and USDC market data

XRP XRP

Price: $1.48
24h change: +7.79%
7d change: +6.3%
Market cap: $93.38 B
24h volume: $3.92 B
Market cap rank: #5
Circulating supply: 62.88 B XRP
All-time high: $3.65

USD Coin USDC

Price: $0.999701
24h change: +0.01%
7d change: −0.01%
Market cap: $74.26 B
24h volume: $19.38 B
Market cap rank: #6
Circulating supply: 74.28 B USDC
All-time high: $1.04

CoinGecko data as of Sep 21, 2026, 15:06.

XRP vs USD Coin

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	native blockchain coin	token
Launched	2012	2018
Created by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block time	~4 sec	—
Max supply	100 B XRP	no cap
Transaction privacy	public transactions	—
Circulating supply	62.88 B XRP	74.28 B USDC
Market cap	$93.38 B	$74.26 B
Market cap rank	#5	#6
Network	—	Polygon
Network fee paid in	—	POL

90-day correlation of daily XRP and USDC price changes: 0.05 — weak.

What to know about XRP and USD Coin

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Sending and receiving XRP

XRP addresses start with r. Exchanges usually use one shared address and identify customers by a Destination Tag — if you send to an exchange without the tag, the funds may not be credited automatically. Transfers settle in seconds with a negligible fee.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Where to store USD Coin

Any wallet that supports the network and the official USDC contract will do; hardware wallets are the safest option for large amounts.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

How to exchange XRP to USD Coin

Enter the XRP amount in the calculator (minimum 133.6282 XRP) and click “Go to exchange”.
Enter your USDC wallet address on the Polygon network and your contact details.
Send exactly the specified amount of XRP on the XRP Ledger network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange XRP to USDC Polygon

What to check before exchanging XRP to USDC Polygon

The recipient address must be on the Polygon network: funds sent on another network may be lost.
The amount sent must be at least 133.6282 XRP.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XRP to USDC Polygon exchange FAQ

How much is 1 XRP in USDC Polygon today?

As of Sep 21, 2026, 15:23, the exchange rate is 1 XRP = 1.4941 USDC Polygon. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.49.

What are the minimum and maximum amounts for XRP to USDC Polygon?

The minimum is 133.6282 XRP and the maximum is 6,760,000 XRP. The minimum is roughly $197.77.

Why is there a minimum amount for XRP to USDC Polygon?

The minimum (133.6282 XRP) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XRP to USDC Polygon?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XRP is paid by the sender and depends on the wallet and network load.

How long does a XRP to USDC Polygon exchange take?

The order is processed once the XRP transfer gets the required number of confirmations on the XRP Ledger network. Timing depends on network load. A new block on XRP Ledger arrives roughly every 4 sec.

Which network will I receive USDC Polygon on?

USDC is sent on the Polygon network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XRP to USDC Polygon rate changed over the last month?

Over 30 days the rate rose by 2.47%: low 1.2837, high 1.5207, average 1.3981 USDC Polygon per 1 XRP.

Do I need to register to exchange XRP to USDC Polygon?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Polygon back to XRP?

Yes, the reverse direction is available: 1 USDC Polygon = 0.672266 XRP. The link is below the calculator.