XRP to Tether (USDT Optimism): Rate, Chart and Comparison

Live XRP to Tether rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 15:23

Minimum: 133.6282 XRP ≈ $197.77
Receiving network: Optimism
24h rate change: +7.77%

You send

XRP

You get 2,986.6

USDT Optimism

Go to exchange

Rate: 1 XRP = 1.4933 USDT Optimism
Minimum: 133.6282 XRP
Maximum: 6,760,000 XRP

The amount you get is estimated at the current rate.

XRP is exchanged to Tether at 1 XRP = 1.4933 USDT Optimism, so 1 USDT Optimism costs 0.669658 XRP. According to market data, the XRP to USDT Optimism rate rose by 7.77% over the last 24 hours. Over the week it rose by 6.52%.

Over the last 7 days the rate moved between 1.2639 and 1.4892 USDT Optimism — a range of 17.83%. You can exchange from 133.6282 to 6,760,000 XRP. That is roughly $197.77 or more.

USDT is sent to your address on the Optimism network, so make sure you provide an address on that network. By market cap, XRP ranks #5 ($93.38 B) and Tether ranks #3 ($183.32 B). The correlation of daily XRP and USDT price changes over the last 90 days is 0.19 (weak).

Why exchange XRP to USDT Optimism

Protection from volatilityOver the last 30 days XRP changed by +2.45%. USDT is pegged to the dollar, so after the swap your funds no longer depend on the XRP price.

How much is 1 XRP in USDT Optimism today

1 XRP = 1.4933 USDT Optimism

1 USDT Optimism = 0.669658 XRP

How much USDT Optimism you get for XRP

XRP	USDT Optimism
200	298.66
500	746.65
2,000	2,986.6
5,000	7,466.5
20,000	29,866
50,000	74,665

How much XRP you need to get USDT Optimism

USDT Optimism	XRP
200	133.9316
1,000	669.6578
2,000	1,339.32
10,000	6,696.58
20,000	13,393.16
100,000	66,965.78

Which network to receive USDT on

USDT for XRP can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XRP	Minimum	Network fee	Speed
TRON (TRC20)	1.4859	4,150 XRP	≈ $2.4	fast
Solana	1.4859	4,150 XRP	≈ $0.00058	fast
Polygon	1.4859	4,150 XRP	≈ $0.002	fast
TON	1.4844	4,150 XRP	low	fast
Ethereum (ERC20)	1.4844	4,150 XRP	≈ $0.044	moderate
Arbitrum One	1.4844	4,150 XRP	≈ $0.0036	fast
BNB Smart Chain (BEP20)	1.4933	133.6282 XRP	≈ $0.0026	fast
Optimism this page	1.4933	133.6282 XRP	≈ $0.00019	fast

XRP → USDT: compare all networks USDT network fees now

XRP to USDT Optimism rate chart

7 days30 days90 days1 year

high 1.4892 USDT Optimismlow 1.2639 USDT Optimism

Sep 14, 2026, 15:26Sep 21, 2026, 15:26

high 1.5207 USDT Optimismlow 1.284 USDT Optimism

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 1.5207 USDT Optimismlow 0.993497 USDT Optimism

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 3.0404 USDT Optimismlow 0.993497 USDT Optimism

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +7.77%
7 days: +6.52%
7-day high: 1.4892 USDT Optimism
7-day low: 1.2639 USDT Optimism
Range: 17.83%

CoinGecko market data as of Sep 21, 2026, 15:06. The exchange rate may differ from the market rate. How we calculate the data

XRP/USDT Optimism volatility and changes

Period	High	Low	Average	Change
24 hours	1.4892	1.3774	1.4181	+7.77%
7 days	1.4892	1.2639	1.3673	+6.52%
30 days	1.5207	1.284	1.3982	+2.46%
90 days	1.5207	0.993497	1.1866	+31.99%

Values are in USDT Optimism per 1 unit of the currency you send, based on market data.

XRP to USDT Optimism rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	1.4903 USDT Optimism	+5.65%
Sep 20, 2026	1.4105 USDT Optimism	+1.01%
Sep 19, 2026	1.3964 USDT Optimism	+7.72%
Sep 18, 2026	1.2964 USDT Optimism	−0.21%
Sep 17, 2026	1.2991 USDT Optimism	+1.18%
Sep 16, 2026	1.284 USDT Optimism	−9.79%
Sep 15, 2026	1.4234 USDT Optimism	+6.06%

XRP and USDT market data

XRP XRP

Price: $1.48
24h change: +7.79%
7d change: +6.3%
Market cap: $93.38 B
24h volume: $3.92 B
Market cap rank: #5
Circulating supply: 62.88 B XRP
All-time high: $3.65

Tether USDT

Price: $0.99965
24h change: +0.02%
7d change: 0%
Market cap: $183.32 B
24h volume: $76.18 B
Market cap rank: #3
Circulating supply: 183.38 B USDT
All-time high: $1.32

CoinGecko data as of Sep 21, 2026, 15:06.

XRP vs Tether

	XRP (XRP)	Tether (USDT)
Ticker	XRP	USDT
Type	native blockchain coin	token
Launched	2012	2014
Created by	Ripple Labs	Tether Limited
Consensus	XRP Ledger Consensus Protocol	—
Block time	~4 sec	—
Max supply	100 B XRP	no cap
Transaction privacy	public transactions	—
Circulating supply	62.88 B XRP	183.38 B USDT
Market cap	$93.38 B	$183.32 B
Market cap rank	#5	#3
Network	—	Optimism
Network fee paid in	—	ETH

90-day correlation of daily XRP and USDT price changes: 0.19 — weak.

What to know about XRP and Tether

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Sending and receiving XRP

XRP addresses start with r. Exchanges usually use one shared address and identify customers by a Destination Tag — if you send to an exchange without the tag, the funds may not be credited automatically. Transfers settle in seconds with a negligible fee.

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

What Tether is used for

USDT is used to park funds without price volatility, to settle trades, to move dollars across borders and to pay for services. It is the most traded asset in crypto and the most common way to lock in profits after selling other coins.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange XRP to Tether

Enter the XRP amount in the calculator (minimum 133.6282 XRP) and click “Go to exchange”.
Enter your USDT wallet address on the Optimism network and your contact details.
Send exactly the specified amount of XRP on the XRP Ledger network to the details shown in the order.
Once the transfer is confirmed, Tether is sent to your address. You can track the order on its status page.

Exchange XRP to USDT Optimism

What to check before exchanging XRP to USDT Optimism

The recipient address must be on the Optimism network: funds sent on another network may be lost.
The amount sent must be at least 133.6282 XRP.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XRP to USDT Optimism exchange FAQ

How much is 1 XRP in USDT Optimism today?

As of Sep 21, 2026, 15:23, the exchange rate is 1 XRP = 1.4933 USDT Optimism. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.49.

What are the minimum and maximum amounts for XRP to USDT Optimism?

The minimum is 133.6282 XRP and the maximum is 6,760,000 XRP. The minimum is roughly $197.77.

Why is there a minimum amount for XRP to USDT Optimism?

The minimum (133.6282 XRP) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XRP to USDT Optimism?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XRP is paid by the sender and depends on the wallet and network load.

How long does a XRP to USDT Optimism exchange take?

The order is processed once the XRP transfer gets the required number of confirmations on the XRP Ledger network. Timing depends on network load. A new block on XRP Ledger arrives roughly every 4 sec.

Which network will I receive USDT Optimism on?

USDT is sent on the Optimism network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDT?

The lowest network fees are usually on USDT SOL, USDT Polygon, USDT TON, USDT Arbitrum, USDT BEP20, USDT Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XRP to USDT Optimism rate changed over the last month?

Over 30 days the rate rose by 2.46%: low 1.284, high 1.5207, average 1.3982 USDT Optimism per 1 XRP.

Do I need to register to exchange XRP to USDT Optimism?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDT Optimism back to XRP?

There is no USDT Optimism → XRP direction right now. See other USDT Optimism pairs below.