XRP to Tether (USDT ERC20): Rate, Chart and Comparison

Live XRP to Tether rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 27, 2026, 00:19

Minimum: 4,150 XRP ≈ $5,353.50
Receiving network: Ethereum (ERC20)
24h rate change: −0.76%

You send

XRP

You get 12,852

USDT ERC20

Go to exchange

Rate: 1 XRP = 1.2852 USDT ERC20
Minimum: 4,150 XRP
Maximum: 7,750,000 XRP

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 1.2852 USDT ERC20 for 1 XRP, and 1 USDT ERC20 equals 0.778089 XRP. According to market data, the XRP to USDT ERC20 rate fell by 0.76% over the last 24 hours. Over the week it fell by 0.55%.

Over the last 7 days the rate moved between 1.2742 and 1.3873 USDT ERC20 — a range of 8.88%. You can exchange from 4,150 to 7,750,000 XRP. That is roughly $5,353.50 or more.

USDT is sent to your address on the Ethereum (ERC20) network, so make sure you provide an address on that network. By market cap, XRP ranks #5 ($81.56 B) and Tether ranks #3 ($182.25 B). The correlation of daily XRP and USDT price changes over the last 90 days is 0.22 (weak).

Why exchange XRP to USDT ERC20

Protection from volatilityOver the last 30 days XRP changed by −17.02%. USDT is pegged to the dollar, so after the swap your funds no longer depend on the XRP price.
Easy to switch backThe USDT ERC20 → XRP direction is also available, so you can move back to XRP if needed.

How much is 1 XRP in USDT ERC20 today

1 XRP = 1.2852 USDT ERC20

1 USDT ERC20 = 0.778089 XRP

How much USDT ERC20 you get for XRP

XRP	USDT ERC20
5,000	6,426
10,000	12,852
20,000	25,704
50,000	64,260

How much XRP you need to get USDT ERC20

USDT ERC20	XRP
10,000	7,780.89
20,000	15,561.78
50,000	38,904.45
100,000	77,808.9

Which network to receive USDT on

USDT for XRP can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XRP	Minimum	Network fee	Speed
TRON (TRC20)	1.2865	4,150 XRP	≈ $2.3	fast
Solana	1.2865	4,150 XRP	≈ $0.0005	fast
Polygon	1.2865	4,150 XRP	≈ $0.0016	fast
TON	1.2852	4,150 XRP	low	fast
Ethereum (ERC20) this page	1.2852	4,150 XRP	≈ $0.012	moderate
Arbitrum One	1.2852	4,150 XRP	≈ $0.003	fast
BNB Smart Chain (BEP20)	1.293	133.6282 XRP	≈ $0.0024	fast
Optimism	1.293	133.6282 XRP	≈ $0.00015	fast

XRP → USDT: compare all networks USDT network fees now

XRP to USDT ERC20 rate chart

7 days30 days90 days1 year

high 1.3873 USDT ERC20low 1.2742 USDT ERC20

Oct 20, 2026, 00:28Oct 27, 2026, 00:28

high 1.5684 USDT ERC20low 1.2938 USDT ERC20

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.5715 USDT ERC20low 0.993497 USDT ERC20

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 2.6452 USDT ERC20low 0.993497 USDT ERC20

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: −0.76%
7 days: −0.55%
7-day high: 1.3873 USDT ERC20
7-day low: 1.2742 USDT ERC20
Range: 8.88%

CoinGecko market data as of Oct 27, 2026, 00:10. The exchange rate may differ from the market rate. How we calculate the data

XRP/USDT ERC20 volatility and changes

Period	High	Low	Average	Change
24 hours	1.3019	1.2832	1.2934	−0.76%
7 days	1.3873	1.2742	1.3138	−0.55%
30 days	1.5684	1.2938	1.4061	−16.94%
90 days	1.5715	0.993497	1.3105	+22.21%

Values are in USDT ERC20 per 1 unit of the currency you send, based on market data.

XRP to USDT ERC20 rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	1.3027 USDT ERC20	+0.25%
Oct 25, 2026	1.2995 USDT ERC20	+0.35%
Oct 24, 2026	1.2949 USDT ERC20	−1.11%
Oct 23, 2026	1.3094 USDT ERC20	−4.13%
Oct 22, 2026	1.3658 USDT ERC20	+2.29%
Oct 21, 2026	1.3352 USDT ERC20	+2.39%
Oct 20, 2026	1.3041 USDT ERC20	−0.2%

Crystal-Trade rate XRP → USDT ERC20 by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	1.2871 USDT ERC20	1.2918
Oct 25, 2026	1.2953 USDT ERC20	1.3013
Oct 24, 2026	1.2905 USDT ERC20	1.2911
Oct 23, 2026	1.2871 USDT ERC20	1.3011
Oct 22, 2026	1.3022 USDT ERC20	1.3114
Oct 21, 2026	1.3678 USDT ERC20	1.3708
Oct 20, 2026	1.3329 USDT ERC20	1.341
Oct 19, 2026	1.3009 USDT ERC20	1.3011
Oct 18, 2026	1.2953 USDT ERC20	1.301
Oct 17, 2026	1.2884 USDT ERC20	1.2912
Oct 16, 2026	1.3082 USDT ERC20	1.3112
Oct 15, 2026	1.3331 USDT ERC20	1.3412
Oct 14, 2026	1.3297 USDT ERC20	1.3312
Oct 13, 2026	1.3644 USDT ERC20	1.3709

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

XRP and USDT market data

XRP XRP

Price: $1.29
24h change: −0.79%
7d change: −0.87%
Market cap: $81.56 B
24h volume: $1.36 B
Market cap rank: #5
Circulating supply: 63.35 B XRP
All-time high: $3.65

Tether USDT

Price: $0.998687
24h change: −0.03%
7d change: −0.06%
Market cap: $182.25 B
24h volume: $47.46 B
Market cap rank: #3
Circulating supply: 182.49 B USDT
All-time high: $1.32

CoinGecko data as of Oct 27, 2026, 00:10.

XRP vs Tether

	XRP (XRP)	Tether (USDT)
Ticker	XRP	USDT
Type	native blockchain coin	token
Launched	2012	2014
Created by	Ripple Labs	Tether Limited
Consensus	XRP Ledger Consensus Protocol	—
Block time	~4 sec	—
Max supply	100 B XRP	no cap
Transaction privacy	public transactions	—
Circulating supply	63.35 B XRP	182.49 B USDT
Market cap	$81.56 B	$182.25 B
Market cap rank	#5	#3
Network	—	Ethereum (ERC20)
Network fee paid in	—	ETH

90-day correlation of daily XRP and USDT price changes: 0.22 — weak.

What to know about XRP and Tether

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Sending and receiving XRP

XRP addresses start with r. Exchanges usually use one shared address and identify customers by a Destination Tag — if you send to an exchange without the tag, the funds may not be credited automatically. Transfers settle in seconds with a negligible fee.

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Risks and things to know

A stablecoin depends on its issuer: Tether can freeze tokens on specific addresses at the request of authorities, and the peg relies on the reserves. Sending USDT to an address on a different network is one of the most common and costly mistakes.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange XRP to Tether

Enter the XRP amount in the calculator (minimum 4,150 XRP) and click “Go to exchange”.
Enter your USDT wallet address on the Ethereum (ERC20) network and your contact details.
Send exactly the specified amount of XRP on the XRP Ledger network to the details shown in the order.
Once the transfer is confirmed, Tether is sent to your address. You can track the order on its status page.

Exchange XRP to USDT ERC20

What to check before exchanging XRP to USDT ERC20

The recipient address must be on the Ethereum (ERC20) network: funds sent on another network may be lost.
The amount sent must be at least 4,150 XRP.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XRP to USDT ERC20 exchange FAQ

How much is 1 XRP in USDT ERC20 today?

As of Oct 27, 2026, 00:19, the exchange rate is 1 XRP = 1.2852 USDT ERC20. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.28.

What are the minimum and maximum amounts for XRP to USDT ERC20?

The minimum is 4,150 XRP and the maximum is 7,750,000 XRP. The minimum is roughly $5,353.50.

Why is there a minimum amount for XRP to USDT ERC20?

The minimum (4,150 XRP) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XRP to USDT ERC20?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XRP is paid by the sender and depends on the wallet and network load.

How long does a XRP to USDT ERC20 exchange take?

The order is processed once the XRP transfer gets the required number of confirmations on the XRP Ledger network. Timing depends on network load. A new block on XRP Ledger arrives roughly every 4 sec.

Which network will I receive USDT ERC20 on?

USDT is sent on the Ethereum (ERC20) network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDT?

The lowest network fees are usually on USDT SOL, USDT Polygon, USDT TON, USDT Arbitrum, USDT BEP20, USDT Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XRP to USDT ERC20 rate changed over the last month?

Over 30 days the rate fell by 16.94%: low 1.2938, high 1.5684, average 1.4061 USDT ERC20 per 1 XRP.

Do I need to register to exchange XRP to USDT ERC20?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDT ERC20 back to XRP?

Yes, the reverse direction is available: 1 USDT ERC20 = 0.776096 XRP. The link is below the calculator.