XRP to Stellar (XLM): Rate, Chart and Comparison

Live XRP to Stellar rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 15:23

Minimum: 133.6282 XRP ≈ $197.77
Receiving network: Stellar
24h rate change: −2.67%

You send

XRP

You get 14,132.29

XLM

Go to exchange

Rate: 1 XRP = 7.0661 XLM
Minimum: 133.6282 XRP
Maximum: 6,760,000 XRP

The amount you get is estimated at the current rate.

XRP is exchanged to Stellar at 1 XRP = 7.0661 XLM, so 1 XLM costs 0.14152 XRP. According to market data, the XRP to XLM rate fell by 2.67% over the last 24 hours. Over the week it fell by 5.35%.

Over the last 7 days the rate moved between 6.9592 and 7.5333 XLM — a range of 8.25%. You can exchange from 133.6282 to 6,760,000 XRP. That is roughly $197.77 or more.

Exchange wallets may require a Memo — check it with the recipient. By market cap, XRP ranks #5 ($93.38 B) and Stellar ranks #20 ($7.35 B). The correlation of daily XRP and XLM price changes over the last 90 days is 0.66 (moderate).

Why exchange XRP to XLM

Fast transfersA new block on Stellar arrives roughly every 5 sec, which makes Stellar convenient for payments and transfers.
DiversificationThe 90-day correlation of daily XRP and XLM changes is 0.66 (moderate): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.
Easy to switch backThe XLM → XRP direction is also available, so you can move back to XRP if needed.

How much is 1 XRP in XLM today

1 XRP = 7.0661 XLM

1 XLM = 0.14152 XRP

How much XLM you get for XRP

XRP	XLM	≈ USD
200	1,413.23	$296.00
500	3,533.07	$740.00
2,000	14,132.29	$2,960.00
5,000	35,330.72	$7,400.00
20,000	141,322.88	$29,600.00
50,000	353,307.19	$74,000.00

How much XRP you need to get XLM

XLM	XRP	≈ USD
1,000	141.5199	$209.45
2,000	283.0398	$418.90
10,000	1,415.2	$2,094.49
20,000	2,830.4	$4,188.99
100,000	14,151.99	$20,944.95
200,000	28,303.98	$41,889.89

XRP to XLM rate chart

7 days30 days90 days1 year

high 7.5333 XLMlow 6.9592 XLM

Sep 14, 2026, 15:27Sep 21, 2026, 15:27

high 7.8644 XLMlow 7.0173 XLM

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 7.8644 XLMlow 5.3363 XLM

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 9.4998 XLMlow 4.888 XLM

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −2.67%
7 days: −5.35%
7-day high: 7.5333 XLM
7-day low: 6.9592 XLM
Range: 8.25%

CoinGecko market data as of Sep 21, 2026, 15:06. The exchange rate may differ from the market rate. How we calculate the data

XRP/XLM volatility and changes

Period	High	Low	Average	Change
24 hours	7.2518	6.9926	7.1693	−2.67%
7 days	7.5333	6.9592	7.2153	−5.35%
30 days	7.8644	7.0173	7.5397	−2.62%
90 days	7.8644	5.3363	6.5594	+25.97%

Values are in XLM per 1 unit of the currency you send, based on market data.

XRP to XLM rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	7.0173 XLM	−2.39%
Sep 20, 2026	7.1888 XLM	−0.56%
Sep 19, 2026	7.2295 XLM	+2.33%
Sep 18, 2026	7.0651 XLM	−0.01%
Sep 17, 2026	7.0662 XLM	−3.09%
Sep 16, 2026	7.2912 XLM	−1.82%
Sep 15, 2026	7.4267 XLM	−1.89%

XRP and XLM market data

XRP XRP

Price: $1.48
24h change: +7.79%
7d change: +6.3%
Market cap: $93.38 B
24h volume: $3.92 B
Market cap rank: #5
Circulating supply: 62.88 B XRP
All-time high: $3.65

Stellar XLM

Price: $0.210604
24h change: +10.74%
7d change: +11.43%
Market cap: $7.35 B
24h volume: $336.32 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 21, 2026, 15:06.

XRP vs Stellar

	XRP (XRP)	Stellar (XLM)
Ticker	XRP	XLM
Type	native blockchain coin	native blockchain coin
Launched	2012	2014
Created by	Ripple Labs	Jed McCaleb, Joyce Kim
Consensus	XRP Ledger Consensus Protocol	Stellar Consensus Protocol
Block time	~4 sec	~5 sec
Max supply	100 B XRP	50 B XLM
Transaction privacy	public transactions	public transactions
Circulating supply	62.88 B XRP	34.88 B XLM
Market cap	$93.38 B	$7.35 B
Market cap rank	#5	#20

90-day correlation of daily XRP and XLM price changes: 0.66 — moderate.

What to know about XRP and Stellar

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Sending and receiving XRP

XRP addresses start with r. Exchanges usually use one shared address and identify customers by a Destination Tag — if you send to an exchange without the tag, the funds may not be credited automatically. Transfers settle in seconds with a negligible fee.

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Risks and things to know

A missing Memo is the most common problem. XLM's price depends on adoption of the network by payment companies.

How to exchange XRP to Stellar

Enter the XRP amount in the calculator (minimum 133.6282 XRP) and click “Go to exchange”.
Enter your XLM wallet address on the Stellar network and your contact details. If you receive to an exchange, add the Memo.
Send exactly the specified amount of XRP on the XRP Ledger network to the details shown in the order.
Once the transfer is confirmed, Stellar is sent to your address. You can track the order on its status page.

Exchange XRP to XLM

What to check before exchanging XRP to XLM

The recipient address must be on the Stellar network: funds sent on another network may be lost.
If the recipient wallet requires a Memo, be sure to include it in the order.
The amount sent must be at least 133.6282 XRP.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XRP to XLM exchange FAQ

How much is 1 XRP in XLM today?

As of Sep 21, 2026, 15:23, the exchange rate is 1 XRP = 7.0661 XLM. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.49.

What are the minimum and maximum amounts for XRP to XLM?

The minimum is 133.6282 XRP and the maximum is 6,760,000 XRP. The minimum is roughly $197.77.

Why is there a minimum amount for XRP to XLM?

The minimum (133.6282 XRP) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XRP to XLM?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XRP is paid by the sender and depends on the wallet and network load.

How long does a XRP to XLM exchange take?

The order is processed once the XRP transfer gets the required number of confirmations on the XRP Ledger network. Timing depends on network load. A new block on XRP Ledger arrives roughly every 4 sec.

Which network will I receive XLM on?

Stellar is sent on the Stellar network. Provide a XLM wallet address. Some wallets and exchanges require a Memo.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XRP to XLM rate changed over the last month?

Over 30 days the rate fell by 2.62%: low 7.0173, high 7.8644, average 7.5397 XLM per 1 XRP.

Do I need to register to exchange XRP to XLM?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XLM back to XRP?

Yes, the reverse direction is available: 1 XLM = 0.141643 XRP. The link is below the calculator.