Tether (USDT) to Monero (XMR): rate by network
Compare the USDT to XMR rate for each network you can send USDT from: rate, minimum, network fee and speed.
Rate updated: Oct 7, 2026, 19:49
The best rate right now is on Ethereum (ERC20): 1 USDT = 0.00180587 XMR. The calculator uses this network.
From which network to send USDT
| Network | Rate | Minimum | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) best rate | 1 USDT ERC20 = 0.00180587 XMR | 200 USDT ERC20 | ≈ $0.55 | moderate |
| BNB Smart Chain (BEP20) | 1 USDT BEP20 = 0.00180587 XMR | 200 USDT BEP20 | ≈ $0.0025 | fast |
| Optimism | 1 USDT Optimism = 0.00180226 XMR | 200 USDT Optimism | ≈ $0.00034 | fast |
| TRON (TRC20) | 1 USDT TRC20 = 0.00179862 XMR | 200 USDT TRC20 | ≈ $2.3 | fast |
| Solana | 1 USDT SOL = 0.00179683 XMR | 200 USDT SOL | ≈ $0.00058 | fast |
| Arbitrum One | 1 USDT Arbitrum = 0.00179683 XMR | 200 USDT Arbitrum | ≈ $0.0042 | fast |
| Polygon | 1 USDT Polygon = 0.00179683 XMR | 200 USDT Polygon | ≈ $0.0018 | fast |
| TON | 1 USDT TON = 0.00179683 XMR | 200 USDT TON | low | fast |
Fee and speed levels are relative and depend on network load.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
TON
Tokens on TON follow the Jetton standard. Transfers are fast and cheap, the fee is paid in the network's native coin, and exchanges often require a comment (memo) with deposits.