Tether (USDT Optimism) to Monero (XMR): Rate, Chart and Comparison

Live Tether to Monero rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:43

Minimum: 200 USDT Optimism ≈ $199.99
Receiving network: Monero
24h rate change: −4.49%

You send

USDT Optimism

You get 3.4838

XMR

Go to exchange

Rate: 1 USDT Optimism = 0.00174192 XMR
Minimum: 200 USDT Optimism
Maximum: 10,000,000 USDT Optimism

The amount you get is estimated at the current rate.

Tether is exchanged to Monero at 1 USDT Optimism = 0.00174192 XMR, so 1 XMR costs 574.0796 USDT Optimism. According to market data, the USDT Optimism to XMR rate fell by 4.49% over the last 24 hours. Over the week it fell by 9.94%.

Over the last 7 days the rate moved between 0.00162613 and 0.00203847 XMR — a range of 25.36%. You can exchange from 200 to 10,000,000 USDT Optimism. That is roughly $199.99 or more.

By market cap, Tether ranks #3 ($183.38 B) and Monero ranks #13 ($10.82 B). The correlation of daily USDT and XMR price changes over the last 90 days is 0.04 (weak).

Why exchange USDT Optimism to XMR

Buy XMR with dollarsThe USDT stablecoin is a convenient way to buy Monero: over the last 30 days XMR changed by +39.44%.
PrivacyMonero hides the sender, recipient and amount, so your payment history is not visible on a public blockchain.
Fast transfersA new block on Monero arrives roughly every 2 min, which makes Monero convenient for payments and transfers.

How much is 1 USDT Optimism in XMR today

1 USDT Optimism = 0.00174192 XMR

1 XMR = 574.0796 USDT Optimism

How much XMR you get for USDT Optimism

USDT Optimism	XMR
200	0.348384
1,000	1.7419
2,000	3.4838
10,000	17.4192
20,000	34.8384
100,000	174.1919

How much USDT Optimism you need to get XMR

XMR	USDT Optimism
0.5	287.0398
1	574.0796
5	2,870.4
10	5,740.8
50	28,703.98
100	57,407.96

USDT Optimism to XMR rate chart

7 days30 days90 days1 year

high 0.00203847 XMRlow 0.00162613 XMR

Sep 14, 2026, 20:43Sep 21, 2026, 20:43

high 0.00242319 XMRlow 0.00173766 XMR

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 0.00329049 XMRlow 0.00173766 XMR

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 0.00349176 XMRlow 0.00141705 XMR

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −4.49%
7 days: −9.94%
7-day high: 0.00203847 XMR
7-day low: 0.00162613 XMR
Range: 25.36%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

USDT Optimism/XMR volatility and changes

Period	High	Low	Average	Change
24 hours	0.00183738	0.00162613	0.00175136	−4.49%
7 days	0.00203847	0.00162613	0.00188471	−9.94%
30 days	0.00242319	0.00173766	0.0020186	−28.29%
90 days	0.00329049	0.00173766	0.00258414	−44.76%

Values are in XMR per 1 unit of the currency you send, based on market data.

USDT Optimism to XMR rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.00173766 XMR	−4.97%
Sep 20, 2026	0.00182849 XMR	+3.36%
Sep 19, 2026	0.00176912 XMR	−8.44%
Sep 18, 2026	0.00193215 XMR	−3.59%
Sep 17, 2026	0.00200405 XMR	+1.6%
Sep 16, 2026	0.00197245 XMR	+1.5%
Sep 15, 2026	0.00194321 XMR	+0.71%

USDT and XMR market data

Tether USDT

Price: $0.999948
24h change: +0.02%
7d change: +0.03%
Market cap: $183.38 B
24h volume: $95.44 B
Market cap rank: #3
Circulating supply: 183.38 B USDT
All-time high: $1.32

Monero XMR

Price: $574.62
24h change: +4.72%
7d change: +11.56%
Market cap: $10.82 B
24h volume: $228.03 M
Market cap rank: #13
Circulating supply: 18.81 M XMR
All-time high: $797.73

CoinGecko data as of Sep 21, 2026, 20:36.

Tether vs Monero

	Tether (USDT)	Monero (XMR)
Ticker	USDT	XMR
Type	token	native blockchain coin
Network	Optimism	—
Network fee paid in	ETH	—
Launched	2014	2014
Created by	Tether Limited	—
Max supply	no cap	no cap
Circulating supply	183.38 B USDT	18.81 M XMR
Market cap	$183.38 B	$10.82 B
Market cap rank	#3	#13
Consensus	—	Proof of Work (RandomX)
Block time	—	~2 min
Transaction privacy	—	by default

90-day correlation of daily USDT and XMR price changes: 0.04 — weak.

What to know about Tether and Monero

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

Monero (XMR)

Monero (XMR) is a privacy-focused cryptocurrency launched in April 2014 as a fork of Bytecoin, built on the CryptoNote protocol. It is developed by an open community without a company or pre-mine behind it.

What Monero is used for

Monero is used for private payments and savings, when users do not want their balance and history to be visible to anyone who knows their address. Because all coins look the same on-chain, XMR is fully fungible.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange Tether to Monero

Enter the USDT Optimism amount in the calculator (minimum 200 USDT Optimism) and click “Go to exchange”.
Enter your XMR wallet address on the Monero network and your contact details.
Send exactly the specified amount of USDT Optimism on the Optimism network to the details shown in the order.
Once the transfer is confirmed, Monero is sent to your address. You can track the order on its status page.

Exchange USDT Optimism to XMR

What to check before exchanging USDT Optimism to XMR

The recipient address must be on the Monero network: funds sent on another network may be lost.
The amount sent must be at least 200 USDT Optimism.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT Optimism to XMR exchange FAQ

How much is 1 USDT Optimism in XMR today?

As of Sep 21, 2026, 20:43, the exchange rate is 1 USDT Optimism = 0.00174192 XMR. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.

What are the minimum and maximum amounts for USDT Optimism to XMR?

The minimum is 200 USDT Optimism and the maximum is 10,000,000 USDT Optimism. The minimum is roughly $199.99.

Why is there a minimum amount for USDT Optimism to XMR?

The minimum (200 USDT Optimism) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT Optimism to XMR?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT Optimism is paid by the sender and depends on the wallet and network load.

How long does a USDT Optimism to XMR exchange take?

The order is processed once the USDT Optimism transfer gets the required number of confirmations on the Optimism network. Timing depends on network load.

Which network will I receive XMR on?

Monero is sent on the Monero network. Provide a XMR wallet address.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT Optimism to XMR rate changed over the last month?

Over 30 days the rate fell by 28.29%: low 0.00173766, high 0.00242319, average 0.0020186 XMR per 1 USDT Optimism.

Can a USDT Optimism to XMR exchange be traced?

Transfers on public blockchains are visible in block explorers. Privacy coins hide transaction details: Monero does it by default, Zcash and Dash optionally.

Do I need to register to exchange USDT Optimism to XMR?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XMR back to USDT Optimism?

Yes, the reverse direction is available: 1 XMR = 577.562 USDT Optimism. The link is below the calculator.