Tether (USDT Optimism) to XRP: Rate, Chart and Comparison

Live Tether to XRP rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:23

Minimum: 200 USDT Optimism ≈ $200.00
Receiving network: XRP Ledger
24h rate change: −5.13%

You send

USDT Optimism

You get 1,341.29

XRP

Go to exchange

Rate: 1 USDT Optimism = 0.670646 XRP
Minimum: 200 USDT Optimism
Maximum: 10,000,000 USDT Optimism

The amount you get is estimated at the current rate.

Tether is exchanged to XRP at 1 USDT Optimism = 0.670646 XRP, so 1 XRP costs 1.4911 USDT Optimism. According to market data, the USDT Optimism to XRP rate fell by 5.13% over the last 24 hours. Over the week it fell by 5.07%.

Over the last 7 days the rate moved between 0.667835 and 0.789788 XRP — a range of 18.26%. You can exchange from 200 to 10,000,000 USDT Optimism. That is roughly $200.00 or more.

Exchange wallets may require a Destination Tag — check it with the recipient. By market cap, Tether ranks #3 ($183.38 B) and XRP ranks #5 ($93.65 B). The correlation of daily USDT and XRP price changes over the last 90 days is 0.19 (weak).

Why exchange USDT Optimism to XRP

Buy XRP with dollarsThe USDT stablecoin is a convenient way to buy XRP: over the last 30 days XRP changed by +2.45%.
Fast transfersA new block on XRP Ledger arrives roughly every 4 sec, which makes XRP convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDT and XRP changes is 0.19 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDT Optimism in XRP today

1 USDT Optimism = 0.670646 XRP

1 XRP = 1.4911 USDT Optimism

How much XRP you get for USDT Optimism

USDT Optimism	XRP
200	134.1292
1,000	670.6458
2,000	1,341.29
10,000	6,706.46
20,000	13,412.92
100,000	67,064.58

How much USDT Optimism you need to get XRP

XRP	USDT Optimism
200	298.22
500	745.55
2,000	2,982.2
5,000	7,455.5
20,000	29,822
50,000	74,555

USDT Optimism to XRP rate chart

7 days30 days90 days1 year

high 0.789788 XRPlow 0.667835 XRP

Sep 14, 2026, 20:24Sep 21, 2026, 20:24

high 0.77881 XRPlow 0.657587 XRP

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 1.0065 XRPlow 0.657587 XRP

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 1.0065 XRPlow 0.328904 XRP

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −5.13%
7 days: −5.07%
7-day high: 0.789788 XRP
7-day low: 0.667835 XRP
Range: 18.26%

CoinGecko market data as of Sep 21, 2026, 20:06. The exchange rate may differ from the market rate. How we calculate the data

USDT Optimism/XRP volatility and changes

Period	High	Low	Average	Change
24 hours	0.712029	0.667835	0.692943	−5.13%
7 days	0.789788	0.667835	0.731174	−5.07%
30 days	0.77881	0.657587	0.716381	−2.4%
90 days	1.0065	0.657587	0.857273	−24.24%

Values are in XRP per 1 unit of the currency you send, based on market data.

USDT Optimism to XRP rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.671015 XRP	−5.35%
Sep 20, 2026	0.708954 XRP	−1%
Sep 19, 2026	0.71611 XRP	−7.16%
Sep 18, 2026	0.771363 XRP	+0.21%
Sep 17, 2026	0.769737 XRP	−1.17%
Sep 16, 2026	0.77881 XRP	+10.85%
Sep 15, 2026	0.702558 XRP	−5.72%

USDT and XRP market data

Tether USDT

Price: $0.999995
24h change: +0.03%
7d change: +0.03%
Market cap: $183.38 B
24h volume: $95.23 B
Market cap rank: #3
Circulating supply: 183.38 B USDT
All-time high: $1.32

XRP XRP

Price: $1.49
24h change: +5.44%
7d change: +6.19%
Market cap: $93.65 B
24h volume: $4.7 B
Market cap rank: #5
Circulating supply: 62.88 B XRP
All-time high: $3.65

CoinGecko data as of Sep 21, 2026, 20:06.

Tether vs XRP

	Tether (USDT)	XRP (XRP)
Ticker	USDT	XRP
Type	token	native blockchain coin
Network	Optimism	—
Network fee paid in	ETH	—
Launched	2014	2012
Created by	Tether Limited	Ripple Labs
Max supply	no cap	100 B XRP
Circulating supply	183.38 B USDT	62.88 B XRP
Market cap	$183.38 B	$93.65 B
Market cap rank	#3	#5
Consensus	—	XRP Ledger Consensus Protocol
Block time	—	~4 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDT and XRP price changes: 0.19 — weak.

What to know about Tether and XRP

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

How XRP works

The XRP Ledger does not use mining: validators agree on the order of transactions through a consensus protocol, and a new ledger closes every 3–5 seconds. All 100 billion XRP were created at launch. Each account must keep a small base reserve of XRP to exist on the ledger.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange Tether to XRP

Enter the USDT Optimism amount in the calculator (minimum 200 USDT Optimism) and click “Go to exchange”.
Enter your XRP wallet address on the XRP Ledger network and your contact details. If you receive to an exchange, add the Destination Tag.
Send exactly the specified amount of USDT Optimism on the Optimism network to the details shown in the order.
Once the transfer is confirmed, XRP is sent to your address. You can track the order on its status page.

Exchange USDT Optimism to XRP

What to check before exchanging USDT Optimism to XRP

The recipient address must be on the XRP Ledger network: funds sent on another network may be lost.
If the recipient wallet requires a Destination Tag, be sure to include it in the order.
The amount sent must be at least 200 USDT Optimism.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT Optimism to XRP exchange FAQ

How much is 1 USDT Optimism in XRP today?

As of Sep 21, 2026, 20:23, the exchange rate is 1 USDT Optimism = 0.670646 XRP. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.999262.

What are the minimum and maximum amounts for USDT Optimism to XRP?

The minimum is 200 USDT Optimism and the maximum is 10,000,000 USDT Optimism. The minimum is roughly $200.00.

Why is there a minimum amount for USDT Optimism to XRP?

The minimum (200 USDT Optimism) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT Optimism to XRP?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT Optimism is paid by the sender and depends on the wallet and network load.

How long does a USDT Optimism to XRP exchange take?

The order is processed once the USDT Optimism transfer gets the required number of confirmations on the Optimism network. Timing depends on network load.

Which network will I receive XRP on?

XRP is sent on the XRP Ledger network. Provide a XRP wallet address. Some wallets and exchanges require a Destination Tag.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT Optimism to XRP rate changed over the last month?

Over 30 days the rate fell by 2.4%: low 0.657587, high 0.77881, average 0.716381 XRP per 1 USDT Optimism.

Do I need to register to exchange USDT Optimism to XRP?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XRP back to USDT Optimism?

Yes, the reverse direction is available: 1 XRP = 1.4978 USDT Optimism. The link is below the calculator.