Tether (USDT ERC20) to XRP: Rate, Chart and Comparison

Live Tether to XRP rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 23:35

Minimum: 200 USDT ERC20 ≈ $199.74
Receiving network: XRP Ledger
24h rate change: +0.49%

You send

USDT ERC20

You get 1,546.79

XRP

Go to exchange

Rate: 1 USDT ERC20 = 0.773395 XRP
Minimum: 200 USDT ERC20
Maximum: 10,000,000 USDT ERC20

The amount you get is estimated at the current rate.

Tether is exchanged to XRP at 1 USDT ERC20 = 0.773395 XRP, so 1 XRP costs 1.293 USDT ERC20. According to market data, the USDT ERC20 to XRP rate rose by 0.49% over the last 24 hours. Over the week it rose by 0.53%.

Over the last 7 days the rate moved between 0.719829 and 0.788384 XRP — a range of 9.52%. You can exchange from 200 to 10,000,000 USDT ERC20. That is roughly $199.74 or more.

Exchange wallets may require a Destination Tag — check it with the recipient. By market cap, Tether ranks #3 ($182.25 B) and XRP ranks #5 ($81.86 B). The correlation of daily USDT and XRP price changes over the last 90 days is 0.22 (weak).

Why exchange USDT ERC20 to XRP

Buy XRP with dollarsThe USDT stablecoin is a convenient way to buy XRP: over the last 30 days XRP changed by −17.02%.
Fast transfersA new block on XRP Ledger arrives roughly every 4 sec, which makes XRP convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDT and XRP changes is 0.22 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDT ERC20 in XRP today

1 USDT ERC20 = 0.773395 XRP

1 XRP = 1.293 USDT ERC20

How much XRP you get for USDT ERC20

USDT ERC20	XRP
200	154.679
1,000	773.3952
2,000	1,546.79
10,000	7,733.95
20,000	15,467.9
100,000	77,339.52

How much USDT ERC20 you need to get XRP

XRP	USDT ERC20
200	258.6
500	646.5
2,000	2,586
5,000	6,465
20,000	25,860
50,000	64,650

USDT ERC20 to XRP rate chart

7 days30 days90 days1 year

high 0.788384 XRPlow 0.719829 XRP

Oct 19, 2026, 23:37Oct 26, 2026, 23:37

high 0.772939 XRPlow 0.637604 XRP

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.0065 XRPlow 0.636315 XRP

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 1.0065 XRPlow 0.378039 XRP

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: +0.49%
7 days: +0.53%
7-day high: 0.788384 XRP
7-day low: 0.719829 XRP
Range: 9.52%

CoinGecko market data as of Oct 26, 2026, 23:10. The exchange rate may differ from the market rate. How we calculate the data

USDT ERC20/XRP volatility and changes

Period	High	Low	Average	Change
24 hours	0.782569	0.768777	0.774442	+0.49%
7 days	0.788384	0.719829	0.761809	+0.53%
30 days	0.772939	0.637604	0.713946	+20.39%
90 days	1.0065	0.636315	0.778487	−18.17%

Values are in XRP per 1 unit of the currency you send, based on market data.

USDT ERC20 to XRP rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	0.767619 XRP	−0.25%
Oct 25, 2026	0.769534 XRP	−0.35%
Oct 24, 2026	0.772261 XRP	+1.12%
Oct 23, 2026	0.763722 XRP	+4.31%
Oct 22, 2026	0.732147 XRP	−2.24%
Oct 21, 2026	0.748949 XRP	−2.33%
Oct 20, 2026	0.766826 XRP	+0.2%

Crystal-Trade rate USDT ERC20 → XRP by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	0.774353 XRP	0.774283
Oct 25, 2026	0.770654 XRP	0.768477
Oct 24, 2026	0.773515 XRP	0.774508
Oct 23, 2026	0.775374 XRP	0.768565
Oct 22, 2026	0.766107 XRP	0.76254
Oct 21, 2026	0.729714 XRP	0.729519
Oct 20, 2026	0.748895 XRP	0.745728
Oct 19, 2026	0.766989 XRP	0.768583
Oct 18, 2026	0.770475 XRP	0.768635
Oct 17, 2026	0.774833 XRP	0.77446
Oct 16, 2026	0.762777 XRP	0.762659
Oct 15, 2026	0.748727 XRP	0.745625
Oct 14, 2026	0.750751 XRP	0.75119
Oct 13, 2026	0.731743 XRP	0.729468

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

USDT and XRP market data

Tether USDT

Price: $0.998685
24h change: −0.03%
7d change: −0.05%
Market cap: $182.25 B
24h volume: $47.04 B
Market cap rank: #3
Circulating supply: 182.49 B USDT
All-time high: $1.32

XRP XRP

Price: $1.29
24h change: −0.52%
7d change: −0.63%
Market cap: $81.86 B
24h volume: $1.31 B
Market cap rank: #5
Circulating supply: 63.35 B XRP
All-time high: $3.65

CoinGecko data as of Oct 26, 2026, 23:10.

Tether vs XRP

	Tether (USDT)	XRP (XRP)
Ticker	USDT	XRP
Type	token	native blockchain coin
Network	Ethereum (ERC20)	—
Network fee paid in	ETH	—
Launched	2014	2012
Created by	Tether Limited	Ripple Labs
Max supply	no cap	100 B XRP
Circulating supply	182.49 B USDT	63.35 B XRP
Market cap	$182.25 B	$81.86 B
Market cap rank	#3	#5
Consensus	—	XRP Ledger Consensus Protocol
Block time	—	~4 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDT and XRP price changes: 0.22 — weak.

What to know about Tether and XRP

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

How XRP works

The XRP Ledger does not use mining: validators agree on the order of transactions through a consensus protocol, and a new ledger closes every 3–5 seconds. All 100 billion XRP were created at launch. Each account must keep a small base reserve of XRP to exist on the ledger.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange Tether to XRP

Enter the USDT ERC20 amount in the calculator (minimum 200 USDT ERC20) and click “Go to exchange”.
Enter your XRP wallet address on the XRP Ledger network and your contact details. If you receive to an exchange, add the Destination Tag.
Send exactly the specified amount of USDT ERC20 on the Ethereum (ERC20) network to the details shown in the order.
Once the transfer is confirmed, XRP is sent to your address. You can track the order on its status page.

Exchange USDT ERC20 to XRP

What to check before exchanging USDT ERC20 to XRP

The recipient address must be on the XRP Ledger network: funds sent on another network may be lost.
If the recipient wallet requires a Destination Tag, be sure to include it in the order.
The amount sent must be at least 200 USDT ERC20.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT ERC20 to XRP exchange FAQ

How much is 1 USDT ERC20 in XRP today?

As of Oct 26, 2026, 23:35, the exchange rate is 1 USDT ERC20 = 0.773395 XRP. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.99768.

What are the minimum and maximum amounts for USDT ERC20 to XRP?

The minimum is 200 USDT ERC20 and the maximum is 10,000,000 USDT ERC20. The minimum is roughly $199.74.

Why is there a minimum amount for USDT ERC20 to XRP?

The minimum (200 USDT ERC20) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT ERC20 to XRP?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT ERC20 is paid by the sender and depends on the wallet and network load.

How long does a USDT ERC20 to XRP exchange take?

The order is processed once the USDT ERC20 transfer gets the required number of confirmations on the Ethereum (ERC20) network. Timing depends on network load.

Which network will I receive XRP on?

XRP is sent on the XRP Ledger network. Provide a XRP wallet address. Some wallets and exchanges require a Destination Tag.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT ERC20 to XRP rate changed over the last month?

Over 30 days the rate rose by 20.39%: low 0.637604, high 0.772939, average 0.713946 XRP per 1 USDT ERC20.

Do I need to register to exchange USDT ERC20 to XRP?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XRP back to USDT ERC20?

Yes, the reverse direction is available: 1 XRP = 1.2898 USDT ERC20. The link is below the calculator.