USD Coin (USDC Polygon) to XRP: Rate, Chart and Comparison

Live USD Coin to XRP rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 23:35

Minimum: 200 USDC Polygon ≈ $199.86
Receiving network: XRP Ledger
24h rate change: +0.49%

You send

USDC Polygon

You get 1,547.75

XRP

Go to exchange

Rate: 1 USDC Polygon = 0.773874 XRP
Minimum: 200 USDC Polygon
Maximum: 10,000,000 USDC Polygon

The amount you get is estimated at the current rate.

The current USDC Polygon to XRP exchange rate is 0.773874 XRP per 1 USDC Polygon; the reverse rate is 1 XRP = 1.2922 USDC Polygon. According to market data, the USDC Polygon to XRP rate rose by 0.49% over the last 24 hours. Over the week it rose by 0.52%.

Over the last 7 days the rate moved between 0.719989 and 0.78882 XRP — a range of 9.56%. You can exchange from 200 to 10,000,000 USDC Polygon. That is roughly $199.86 or more.

Exchange wallets may require a Destination Tag — check it with the recipient. By market cap, USD Coin ranks #6 ($71.18 B) and XRP ranks #5 ($81.86 B). The correlation of daily USDC and XRP price changes over the last 90 days is 0.07 (weak).

Why exchange USDC Polygon to XRP

Buy XRP with dollarsThe USDC stablecoin is a convenient way to buy XRP: over the last 30 days XRP changed by −17.02%.
Fast transfersA new block on XRP Ledger arrives roughly every 4 sec, which makes XRP convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDC and XRP changes is 0.07 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDC Polygon in XRP today

1 USDC Polygon = 0.773874 XRP

1 XRP = 1.2922 USDC Polygon

How much XRP you get for USDC Polygon

USDC Polygon	XRP
200	154.7748
1,000	773.874
2,000	1,547.75
10,000	7,738.74
20,000	15,477.48
100,000	77,387.4

How much USDC Polygon you need to get XRP

XRP	USDC Polygon
200	258.44
500	646.1
2,000	2,584.4
5,000	6,461
20,000	25,844
50,000	64,610

USDC Polygon to XRP rate chart

7 days30 days90 days1 year

high 0.78882 XRPlow 0.719989 XRP

Oct 19, 2026, 23:37Oct 26, 2026, 23:37

high 0.773453 XRPlow 0.637651 XRP

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.0069 XRPlow 0.636332 XRP

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 1.0069 XRPlow 0.377926 XRP

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: +0.49%
7 days: +0.52%
7-day high: 0.78882 XRP
7-day low: 0.719989 XRP
Range: 9.56%

CoinGecko market data as of Oct 26, 2026, 23:10. The exchange rate may differ from the market rate. How we calculate the data

USDC Polygon/XRP volatility and changes

Period	High	Low	Average	Change
24 hours	0.783188	0.769233	0.774926	+0.49%
7 days	0.78882	0.719989	0.762222	+0.52%
30 days	0.773453	0.637651	0.714212	+20.45%
90 days	1.0069	0.636332	0.778697	−18.16%

Values are in XRP per 1 unit of the currency you send, based on market data.

USDC Polygon to XRP rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	0.768054 XRP	−0.24%
Oct 25, 2026	0.76988 XRP	−0.36%
Oct 24, 2026	0.772696 XRP	+1.12%
Oct 23, 2026	0.764164 XRP	+4.34%
Oct 22, 2026	0.732383 XRP	−2.26%
Oct 21, 2026	0.749317 XRP	−2.35%
Oct 20, 2026	0.767331 XRP	+0.2%

Crystal-Trade rate USDC Polygon → XRP by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	0.775675 XRP	0.774706
Oct 25, 2026	0.77101 XRP	0.768955
Oct 24, 2026	0.774593 XRP	0.774849
Oct 23, 2026	0.776639 XRP	0.768995
Oct 22, 2026	0.767257 XRP	0.762974
Oct 21, 2026	0.730835 XRP	0.729736
Oct 20, 2026	0.749461 XRP	0.746104
Oct 19, 2026	0.76784 XRP	0.769137
Oct 18, 2026	0.770583 XRP	0.769103
Oct 17, 2026	0.777128 XRP	0.775004
Oct 16, 2026	0.764924 XRP	0.763191
Oct 15, 2026	0.749781 XRP	0.745977
Oct 14, 2026	0.750866 XRP	0.751658
Oct 13, 2026	0.732203 XRP	0.729805

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

USDC and XRP market data

USD Coin USDC

Price: $0.999312
24h change: −0.03%
7d change: −0.06%
Market cap: $71.18 B
24h volume: $12.36 B
Market cap rank: #6
Circulating supply: 71.23 B USDC
All-time high: $1.04

XRP XRP

Price: $1.29
24h change: −0.52%
7d change: −0.63%
Market cap: $81.86 B
24h volume: $1.31 B
Market cap rank: #5
Circulating supply: 63.35 B XRP
All-time high: $3.65

CoinGecko data as of Oct 26, 2026, 23:10.

USD Coin vs XRP

	USD Coin (USDC)	XRP (XRP)
Ticker	USDC	XRP
Type	token	native blockchain coin
Network	Polygon	—
Network fee paid in	POL	—
Launched	2018	2012
Created by	Circle	Ripple Labs
Max supply	no cap	100 B XRP
Circulating supply	71.23 B USDC	63.35 B XRP
Market cap	$71.18 B	$81.86 B
Market cap rank	#6	#5
Consensus	—	XRP Ledger Consensus Protocol
Block time	—	~4 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDC and XRP price changes: 0.07 — weak.

What to know about USD Coin and XRP

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Sending and receiving USDC

Send USDC only on the network the recipient supports: an Ethereum address and a Polygon address may look identical but the funds end up on different chains. Fees are paid in the native coin of the network (ETH, SOL, POL…).

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Risks and things to know

Forgetting the Destination Tag is the most common error. The price has been affected by legal and regulatory news around Ripple.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

How to exchange USD Coin to XRP

Enter the USDC Polygon amount in the calculator (minimum 200 USDC Polygon) and click “Go to exchange”.
Enter your XRP wallet address on the XRP Ledger network and your contact details. If you receive to an exchange, add the Destination Tag.
Send exactly the specified amount of USDC Polygon on the Polygon network to the details shown in the order.
Once the transfer is confirmed, XRP is sent to your address. You can track the order on its status page.

Exchange USDC Polygon to XRP

What to check before exchanging USDC Polygon to XRP

The recipient address must be on the XRP Ledger network: funds sent on another network may be lost.
If the recipient wallet requires a Destination Tag, be sure to include it in the order.
The amount sent must be at least 200 USDC Polygon.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDC Polygon to XRP exchange FAQ

How much is 1 USDC Polygon in XRP today?

As of Oct 26, 2026, 23:35, the exchange rate is 1 USDC Polygon = 0.773874 XRP. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.998297.

What are the minimum and maximum amounts for USDC Polygon to XRP?

The minimum is 200 USDC Polygon and the maximum is 10,000,000 USDC Polygon. The minimum is roughly $199.86.

Why is there a minimum amount for USDC Polygon to XRP?

The minimum (200 USDC Polygon) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDC Polygon to XRP?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDC Polygon is paid by the sender and depends on the wallet and network load.

How long does a USDC Polygon to XRP exchange take?

The order is processed once the USDC Polygon transfer gets the required number of confirmations on the Polygon network. Timing depends on network load.

Which network will I receive XRP on?

XRP is sent on the XRP Ledger network. Provide a XRP wallet address. Some wallets and exchanges require a Destination Tag.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDC Polygon to XRP rate changed over the last month?

Over 30 days the rate rose by 20.45%: low 0.637651, high 0.773453, average 0.714212 XRP per 1 USDC Polygon.

Do I need to register to exchange USDC Polygon to XRP?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XRP back to USDC Polygon?

Yes, the reverse direction is available: 1 XRP = 1.2974 USDC Polygon. The link is below the calculator.