XRP to USD Coin (USDC): rate by network
Compare the XRP to USDC rate on different networks and choose where to receive USDC: rate, minimum, network fee and speed.
Rate updated: Sep 21, 2026, 15:43
The best rate right now is on Optimism: 1 XRP = 1.4979 USDC. The calculator uses this network.
In which network to receive USDC
| Network | Rate | Minimum | Network fee | Speed |
|---|---|---|---|---|
| Optimism best rate | 1 XRP = 1.4979 USDC Optimism | 133.6282 XRP | ≈ $0.0002 | fast |
| Polygon | 1 XRP = 1.4979 USDC Polygon | 133.6282 XRP | ≈ $0.002 | fast |
| BNB Smart Chain (BEP20) | 1 XRP = 1.4979 USDC BEP20 | 133.6282 XRP | ≈ $0.0026 | fast |
| Arbitrum One | 1 XRP = 1.4979 USDC Arbitrum | 133.6282 XRP | ≈ $0.0036 | fast |
| TRON (TRC20) | 1 XRP = 1.4979 USDC TRC20 | 133.6282 XRP | ≈ $2.4 | fast |
| Solana | 1 XRP = 1.4892 USDC SOL | 4,150 XRP | ≈ $0.00058 | fast |
| Ethereum (ERC20) | 1 XRP = 1.4877 USDC ERC20 | 4,150 XRP | ≈ $0.086 | moderate |
Fee and speed levels are relative and depend on network load.
USDC networks: what is the difference
USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.