USD Coin (USDC ERC20) to XRP: Rate, Chart and Comparison

Live USD Coin to XRP rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 18:14

Minimum: 200 USDC ERC20 ≈ $199.90
Receiving network: XRP Ledger
24h rate change: −0.17%

You send

USDC ERC20

You get 1,541.43

XRP

Go to exchange

Rate: 1 USDC ERC20 = 0.770713 XRP
Minimum: 200 USDC ERC20
Maximum: 10,000,000 USDC ERC20

The amount you get is estimated at the current rate.

The current USDC ERC20 to XRP exchange rate is 0.770713 XRP per 1 USDC ERC20; the reverse rate is 1 XRP = 1.2975 USDC ERC20. According to market data, the USDC ERC20 to XRP rate fell by 0.17% over the last 24 hours. Over the week it rose by 1.57%.

Over the last 7 days the rate moved between 0.721016 and 0.785274 XRP — a range of 8.91%. You can exchange from 200 to 10,000,000 USDC ERC20. That is roughly $199.90 or more.

Exchange wallets may require a Destination Tag — check it with the recipient. By market cap, USD Coin ranks #6 ($71.18 B) and XRP ranks #5 ($82.39 B). The correlation of daily USDC and XRP price changes over the last 90 days is 0.07 (weak).

Why exchange USDC ERC20 to XRP

Buy XRP with dollarsThe USDC stablecoin is a convenient way to buy XRP: over the last 30 days XRP changed by −18.35%.
Fast transfersA new block on XRP Ledger arrives roughly every 4 sec, which makes XRP convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDC and XRP changes is 0.07 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDC ERC20 in XRP today

1 USDC ERC20 = 0.770713 XRP

1 XRP = 1.2975 USDC ERC20

How much XRP you get for USDC ERC20

USDC ERC20	XRP
200	154.1426
1,000	770.7129
2,000	1,541.43
10,000	7,707.13
20,000	15,414.26
100,000	77,071.29

How much USDC ERC20 you need to get XRP

XRP	USDC ERC20
200	259.5
500	648.75
2,000	2,595
5,000	6,487.5
20,000	25,950
50,000	64,875

USDC ERC20 to XRP rate chart

7 days30 days90 days1 year

high 0.785274 XRPlow 0.721016 XRP

Oct 19, 2026, 18:18Oct 26, 2026, 18:18

high 0.780814 XRPlow 0.637651 XRP

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.0069 XRPlow 0.636332 XRP

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 1.0069 XRPlow 0.377926 XRP

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: −0.17%
7 days: +1.57%
7-day high: 0.785274 XRP
7-day low: 0.721016 XRP
Range: 8.91%

CoinGecko market data as of Oct 26, 2026, 18:10. The exchange rate may differ from the market rate. How we calculate the data

USDC ERC20/XRP volatility and changes

Period	High	Low	Average	Change
24 hours	0.779939	0.765353	0.773394	−0.17%
7 days	0.785274	0.721016	0.761835	+1.57%
30 days	0.780814	0.637651	0.714624	+22.45%
90 days	1.0069	0.636332	0.778837	−16.8%

Values are in XRP per 1 unit of the currency you send, based on market data.

USDC ERC20 to XRP rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	0.780814 XRP	+1.42%
Oct 25, 2026	0.76988 XRP	−0.36%
Oct 24, 2026	0.772696 XRP	+1.12%
Oct 23, 2026	0.764164 XRP	+4.34%
Oct 22, 2026	0.732383 XRP	−2.26%
Oct 21, 2026	0.749317 XRP	−2.35%
Oct 20, 2026	0.767331 XRP	+0.2%

Crystal-Trade rate USDC ERC20 → XRP by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	0.769586 XRP	0.775117
Oct 25, 2026	0.77101 XRP	0.768955
Oct 24, 2026	0.774593 XRP	0.774849
Oct 23, 2026	0.776639 XRP	0.768995
Oct 22, 2026	0.767283 XRP	0.762974
Oct 21, 2026	0.730834 XRP	0.729736
Oct 20, 2026	0.749457 XRP	0.746104
Oct 19, 2026	0.767813 XRP	0.769137
Oct 18, 2026	0.770594 XRP	0.769103
Oct 17, 2026	0.777122 XRP	0.775004
Oct 16, 2026	0.764935 XRP	0.763191
Oct 15, 2026	0.749794 XRP	0.745977
Oct 14, 2026	0.750863 XRP	0.751658
Oct 13, 2026	0.732225 XRP	0.729805

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

USDC and XRP market data

USD Coin USDC

Price: $0.999477
24h change: −0.01%
7d change: −0.04%
Market cap: $71.18 B
24h volume: $10.28 B
Market cap rank: #6
Circulating supply: 71.22 B USDC
All-time high: $1.04

XRP XRP

Price: $1.30
24h change: +0.16%
7d change: +0.03%
Market cap: $82.39 B
24h volume: $1.28 B
Market cap rank: #5
Circulating supply: 63.35 B XRP
All-time high: $3.65

CoinGecko data as of Oct 26, 2026, 18:10.

USD Coin vs XRP

	USD Coin (USDC)	XRP (XRP)
Ticker	USDC	XRP
Type	token	native blockchain coin
Network	Ethereum (ERC20)	—
Network fee paid in	ETH	—
Launched	2018	2012
Created by	Circle	Ripple Labs
Max supply	no cap	100 B XRP
Circulating supply	71.22 B USDC	63.35 B XRP
Market cap	$71.18 B	$82.39 B
Market cap rank	#6	#5
Consensus	—	XRP Ledger Consensus Protocol
Block time	—	~4 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDC and XRP price changes: 0.07 — weak.

What to know about USD Coin and XRP

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Sending and receiving USDC

Send USDC only on the network the recipient supports: an Ethereum address and a Polygon address may look identical but the funds end up on different chains. Fees are paid in the native coin of the network (ETH, SOL, POL…).

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Where to store XRP

Use a wallet that supports the XRP Ledger, such as Xaman or hardware wallets. Remember that part of the balance is locked as the account reserve.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange USD Coin to XRP

Enter the USDC ERC20 amount in the calculator (minimum 200 USDC ERC20) and click “Go to exchange”.
Enter your XRP wallet address on the XRP Ledger network and your contact details. If you receive to an exchange, add the Destination Tag.
Send exactly the specified amount of USDC ERC20 on the Ethereum (ERC20) network to the details shown in the order.
Once the transfer is confirmed, XRP is sent to your address. You can track the order on its status page.

Exchange USDC ERC20 to XRP

What to check before exchanging USDC ERC20 to XRP

The recipient address must be on the XRP Ledger network: funds sent on another network may be lost.
If the recipient wallet requires a Destination Tag, be sure to include it in the order.
The amount sent must be at least 200 USDC ERC20.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDC ERC20 to XRP exchange FAQ

How much is 1 USDC ERC20 in XRP today?

As of Oct 26, 2026, 18:14, the exchange rate is 1 USDC ERC20 = 0.770713 XRP. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.

What are the minimum and maximum amounts for USDC ERC20 to XRP?

The minimum is 200 USDC ERC20 and the maximum is 10,000,000 USDC ERC20. The minimum is roughly $199.90.

Why is there a minimum amount for USDC ERC20 to XRP?

The minimum (200 USDC ERC20) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDC ERC20 to XRP?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDC ERC20 is paid by the sender and depends on the wallet and network load.

How long does a USDC ERC20 to XRP exchange take?

The order is processed once the USDC ERC20 transfer gets the required number of confirmations on the Ethereum (ERC20) network. Timing depends on network load.

Which network will I receive XRP on?

XRP is sent on the XRP Ledger network. Provide a XRP wallet address. Some wallets and exchanges require a Destination Tag.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDC ERC20 to XRP rate changed over the last month?

Over 30 days the rate rose by 22.45%: low 0.637651, high 0.780814, average 0.714624 XRP per 1 USDC ERC20.

Do I need to register to exchange USDC ERC20 to XRP?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XRP back to USDC ERC20?

Yes, the reverse direction is available: 1 XRP = 1.295 USDC ERC20. The link is below the calculator.