USD Coin (USDC Optimism) to XRP: Rate, Chart and Comparison

Live USD Coin to XRP rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:23

Minimum: 200 USDC Optimism ≈ $200.00
Receiving network: XRP Ledger
24h rate change: −5.13%

You send

USDC Optimism

You get 1,340.15

XRP

Go to exchange

Rate: 1 USDC Optimism = 0.670075 XRP
Minimum: 200 USDC Optimism
Maximum: 10,000,000 USDC Optimism

The amount you get is estimated at the current rate.

USD Coin is exchanged to XRP at 1 USDC Optimism = 0.670075 XRP, so 1 XRP costs 1.4924 USDC Optimism. According to market data, the USDC Optimism to XRP rate fell by 5.13% over the last 24 hours. Over the week it fell by 5.08%.

Over the last 7 days the rate moved between 0.667887 and 0.79001 XRP — a range of 18.28%. You can exchange from 200 to 10,000,000 USDC Optimism. That is roughly $200.00 or more.

Exchange wallets may require a Destination Tag — check it with the recipient. By market cap, USD Coin ranks #6 ($74.21 B) and XRP ranks #5 ($93.65 B). The correlation of daily USDC and XRP price changes over the last 90 days is 0.05 (weak).

Why exchange USDC Optimism to XRP

Buy XRP with dollarsThe USDC stablecoin is a convenient way to buy XRP: over the last 30 days XRP changed by +2.45%.
Fast transfersA new block on XRP Ledger arrives roughly every 4 sec, which makes XRP convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDC and XRP changes is 0.05 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDC Optimism in XRP today

1 USDC Optimism = 0.670075 XRP

1 XRP = 1.4924 USDC Optimism

How much XRP you get for USDC Optimism

USDC Optimism	XRP
200	134.0149
1,000	670.0746
2,000	1,340.15
10,000	6,700.75
20,000	13,401.49
100,000	67,007.46

How much USDC Optimism you need to get XRP

XRP	USDC Optimism
200	298.4742
500	746.1856
2,000	2,984.74
5,000	7,461.86
20,000	29,847.42
50,000	74,618.56

USDC Optimism to XRP rate chart

7 days30 days90 days1 year

high 0.79001 XRPlow 0.667887 XRP

Sep 14, 2026, 20:24Sep 21, 2026, 20:24

high 0.779026 XRPlow 0.657609 XRP

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 1.0069 XRPlow 0.657609 XRP

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 1.0069 XRPlow 0.328693 XRP

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −5.13%
7 days: −5.08%
7-day high: 0.79001 XRP
7-day low: 0.667887 XRP
Range: 18.28%

CoinGecko market data as of Sep 21, 2026, 20:06. The exchange rate may differ from the market rate. How we calculate the data

USDC Optimism/XRP volatility and changes

Period	High	Low	Average	Change
24 hours	0.71205	0.667887	0.692966	−5.13%
7 days	0.79001	0.667887	0.731316	−5.08%
30 days	0.779026	0.657609	0.716432	−2.41%
90 days	1.0069	0.657609	0.857535	−24.29%

Values are in XRP per 1 unit of the currency you send, based on market data.

USDC Optimism to XRP rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.671009 XRP	−5.36%
Sep 20, 2026	0.709027 XRP	−1%
Sep 19, 2026	0.716164 XRP	−7.19%
Sep 18, 2026	0.771636 XRP	+0.21%
Sep 17, 2026	0.769987 XRP	−1.16%
Sep 16, 2026	0.779026 XRP	+10.88%
Sep 15, 2026	0.702569 XRP	−5.73%

USDC and XRP market data

USD Coin USDC

Price: $1.00
24h change: +0.03%
7d change: +0.02%
Market cap: $74.21 B
24h volume: $25.32 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

XRP XRP

Price: $1.49
24h change: +5.44%
7d change: +6.19%
Market cap: $93.65 B
24h volume: $4.7 B
Market cap rank: #5
Circulating supply: 62.88 B XRP
All-time high: $3.65

CoinGecko data as of Sep 21, 2026, 20:06.

USD Coin vs XRP

	USD Coin (USDC)	XRP (XRP)
Ticker	USDC	XRP
Type	token	native blockchain coin
Network	Optimism	—
Network fee paid in	ETH	—
Launched	2018	2012
Created by	Circle	Ripple Labs
Max supply	no cap	100 B XRP
Circulating supply	74.21 B USDC	62.88 B XRP
Market cap	$74.21 B	$93.65 B
Market cap rank	#6	#5
Consensus	—	XRP Ledger Consensus Protocol
Block time	—	~4 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDC and XRP price changes: 0.05 — weak.

What to know about USD Coin and XRP

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Sending and receiving USDC

Send USDC only on the network the recipient supports: an Ethereum address and a Polygon address may look identical but the funds end up on different chains. Fees are paid in the native coin of the network (ETH, SOL, POL…).

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Risks and things to know

Forgetting the Destination Tag is the most common error. The price has been affected by legal and regulatory news around Ripple.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange USD Coin to XRP

Enter the USDC Optimism amount in the calculator (minimum 200 USDC Optimism) and click “Go to exchange”.
Enter your XRP wallet address on the XRP Ledger network and your contact details. If you receive to an exchange, add the Destination Tag.
Send exactly the specified amount of USDC Optimism on the Optimism network to the details shown in the order.
Once the transfer is confirmed, XRP is sent to your address. You can track the order on its status page.

Exchange USDC Optimism to XRP

What to check before exchanging USDC Optimism to XRP

The recipient address must be on the XRP Ledger network: funds sent on another network may be lost.
If the recipient wallet requires a Destination Tag, be sure to include it in the order.
The amount sent must be at least 200 USDC Optimism.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDC Optimism to XRP exchange FAQ

How much is 1 USDC Optimism in XRP today?

As of Sep 21, 2026, 20:23, the exchange rate is 1 USDC Optimism = 0.670075 XRP. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.998411.

What are the minimum and maximum amounts for USDC Optimism to XRP?

The minimum is 200 USDC Optimism and the maximum is 10,000,000 USDC Optimism. The minimum is roughly $200.00.

Why is there a minimum amount for USDC Optimism to XRP?

The minimum (200 USDC Optimism) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDC Optimism to XRP?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDC Optimism is paid by the sender and depends on the wallet and network load.

How long does a USDC Optimism to XRP exchange take?

The order is processed once the USDC Optimism transfer gets the required number of confirmations on the Optimism network. Timing depends on network load.

Which network will I receive XRP on?

XRP is sent on the XRP Ledger network. Provide a XRP wallet address. Some wallets and exchanges require a Destination Tag.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDC Optimism to XRP rate changed over the last month?

Over 30 days the rate fell by 2.41%: low 0.657609, high 0.779026, average 0.716432 XRP per 1 USDC Optimism.

Do I need to register to exchange USDC Optimism to XRP?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XRP back to USDC Optimism?

Yes, the reverse direction is available: 1 XRP = 1.4984 USDC Optimism. The link is below the calculator.