Sell XLM to a card in euros — Rate and Payout Time

Right now Crystal-Trade gives 0.16418 EUR for 1 XLM, and 1 EUR equals 6.0909 XLM. According to market data, the XLM to EUR rate rose by 9.55% over the last 24 hours. Over the week it rose by 18.52%. At the market price, 1 XLM ≈ 0.194046 EUR.

Over the last 7 days the rate moved between 0.161247 and 0.196836 EUR — a range of 22.07%. You can exchange from 433.4468 to 45,300,000 XLM. That is roughly $95.70 or more.

Why exchange XLM to EUR

Cash out to a cardExchange Stellar to EUR and receive the money on your bank card — no exchange account or buyer search needed.

How much is 1 XLM in EUR today

1 XLM = 0.16418 EUR

1 EUR = 6.0909 XLM

How much EUR you get for XLM

XLM	EUR	≈ USD
500	82.0899	$110.39
2,000	328.3596	$441.56
5,000	820.8989	$1,103.90
20,000	3,283.6	$4,415.60
50,000	8,208.99	$11,039.00
200,000	32,835.96	$44,156.00

How much XLM you need to get EUR

EUR	XLM	≈ USD
100	609.0884	$134.47
500	3,045.44	$672.37
1,000	6,090.88	$1,344.75
5,000	30,454.42	$6,723.73
10,000	60,908.84	$13,447.45
50,000	304,544.2	$67,237.27

Official EUR rate and the cash-out rate

Official rate of the European Central Bank (ECB) for Sep 24, 2026: 1 USD = 0.87974 EUR. At this rate and the market price of XLM, 1 XLM ≈ 0.194229 EUR; the cash-out rate is 1 XLM = 0.16418 EUR.

Official rates are updated daily from the central bank's public data.

XLM to EUR rate chart

7 days30 days90 days1 year

high 0.196836 EURlow 0.161247 EUR

Sep 18, 2026, 04:34Sep 25, 2026, 04:34

high 0.189854 EURlow 0.153499 EUR

Aug 25, 2026, 03:00Sep 24, 2026, 03:00

high 0.189854 EURlow 0.135993 EUR

Jun 26, 2026, 03:00Sep 24, 2026, 03:00

high 0.36034 EURlow 0.125971 EUR

Sep 25, 2025, 03:00Sep 24, 2026, 03:00

24 hours: +9.55%
7 days: +18.52%
7-day high: 0.196836 EUR
7-day low: 0.161247 EUR
Range: 22.07%

CoinGecko market data as of Sep 25, 2026, 04:06. The exchange rate may differ from the market rate. How we calculate the data

XLM/EUR volatility and changes

Period	High	Low	Average	Change
24 hours	0.191106	0.175071	0.18151	+9.55%
7 days	0.196836	0.161247	0.177897	+18.52%
30 days	0.189854	0.153499	0.164088	+11.41%
90 days	0.189854	0.135993	0.159422	+20.6%

Values are in EUR per 1 unit of the currency you send, based on market data.

XLM to EUR rate over the last 7 days

Date	Daily close	Daily change
Sep 24, 2026	0.189593 EUR	−0.14%
Sep 23, 2026	0.189854 EUR	+0.31%
Sep 22, 2026	0.189264 EUR	+9.18%
Sep 21, 2026	0.17335 EUR	+0.56%
Sep 20, 2026	0.172384 EUR	+1.57%
Sep 19, 2026	0.169716 EUR	+5.31%
Sep 18, 2026	0.161156 EUR	−0.21%

XLM market data

Stellar XLM

Price: $0.22078
24h change: +9.55%
7d change: +20.05%
Market cap: $7.71 B
24h volume: $407.52 M
Market cap rank: #20
Circulating supply: 34.94 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 25, 2026, 04:06.

What to know about Stellar and EUR

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

How to exchange Stellar to EUR

Enter the XLM amount in the calculator (minimum 433.4468 XLM) and click “Go to exchange”.
Enter the card number to receive EUR and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, the funds are sent to your card. You can track the order on its status page.

Exchange XLM to EUR

What to check before exchanging XLM to EUR

Check the card number and account currency (EUR).
The amount sent must be at least 433.4468 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to EUR exchange FAQ

How much is 1 XLM in EUR today?

As of Sep 25, 2026, 04:32, the exchange rate is 1 XLM = 0.16418 EUR. It updates automatically; the calculator always shows the latest value.

What are the minimum and maximum amounts for XLM to EUR?

The minimum is 433.4468 XLM and the maximum is 45,300,000 XLM. The minimum is roughly $95.70.

Why is there a minimum amount for XLM to EUR?

The minimum (433.4468 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to EUR?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to EUR exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Why does the cash-out rate differ from the official EUR rate?

The official rate of the European Central Bank (ECB) is a reference rate for banks. The cash-out rate is based on the market price of XLM and includes the exchange spread and payout costs, so it can differ slightly.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to EUR rate changed over the last month?

Over 30 days the rate rose by 11.41%: low 0.153499, high 0.189854, average 0.164088 EUR per 1 XLM.

Do I need to register to exchange XLM to EUR?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange EUR back to XLM?

There is no EUR → XLM direction right now. See other EUR pairs below.