Sell XLM to a card in Moldovan lei — Rate and Payout Time

The current XLM to MDL exchange rate is 3.4976 MDL per 1 XLM; the reverse rate is 1 MDL = 0.28591 XLM. According to market data, the XLM to MDL rate rose by 8.54% over the last 24 hours. Over the week it rose by 16.71%. At the market price, 1 XLM ≈ 3.8725 MDL.

Over the last 7 days the rate moved between 3.2395 and 3.9198 MDL — a range of 21%. You can exchange from 424.8156 to 45,600,000 XLM. That is roughly $93.11 or more.

Why exchange XLM to MDL

Cash out to a cardExchange Stellar to MDL and receive the money on your bank card — no exchange account or buyer search needed.

How much is 1 XLM in MDL today

1 XLM = 3.4976 MDL

1 MDL = 0.28591 XLM

How much MDL you get for XLM

XLM	MDL	≈ USD
500	1,748.8	$109.59
2,000	6,995.2	$438.37
5,000	17,488	$1,095.92
20,000	69,952	$4,383.66
50,000	174,880	$10,959.15
200,000	699,520	$43,836.60

How much XLM you need to get MDL

MDL	XLM	≈ USD
2,000	571.8207	$125.33
10,000	2,859.1	$626.67
20,000	5,718.21	$1,253.33
100,000	28,591.03	$6,266.67
200,000	57,182.07	$12,533.34
1,000,000	285,910.34	$62,666.69

Official MDL rate and the cash-out rate

Official rate of the National Bank of Moldova for Sep 24, 2026: 1 USD = 17.6678 MDL. At this rate and the market price of XLM, 1 XLM ≈ 3.8725 MDL; the cash-out rate is 1 XLM = 3.4976 MDL.

Official rates are updated daily from the central bank's public data.

XLM to MDL rate chart

7 days30 days90 days1 year

high 3.9198 MDLlow 3.2395 MDL

Sep 18, 2026, 03:31Sep 25, 2026, 03:31

high 3.8164 MDLlow 3.0856 MDL

Aug 25, 2026, 03:00Sep 24, 2026, 03:00

high 3.8164 MDLlow 2.7337 MDL

Jun 26, 2026, 03:00Sep 24, 2026, 03:00

high 7.2435 MDLlow 2.5323 MDL

Sep 25, 2025, 03:00Sep 24, 2026, 03:00

24 hours: +8.54%
7 days: +16.71%
7-day high: 3.9198 MDL
7-day low: 3.2395 MDL
Range: 21%

CoinGecko market data as of Sep 25, 2026, 03:06. The exchange rate may differ from the market rate. How we calculate the data

XLM/MDL volatility and changes

Period	High	Low	Average	Change
24 hours	3.7896	3.4965	3.6296	+8.54%
7 days	3.9198	3.2395	3.569	+16.71%
30 days	3.8164	3.0856	3.2985	+11.41%
90 days	3.8164	2.7337	3.2047	+20.6%

Values are in MDL per 1 unit of the currency you send, based on market data.

XLM to MDL rate over the last 7 days

Date	Daily close	Daily change
Sep 24, 2026	3.8112 MDL	−0.14%
Sep 23, 2026	3.8164 MDL	+0.31%
Sep 22, 2026	3.8046 MDL	+9.18%
Sep 21, 2026	3.4847 MDL	+0.56%
Sep 20, 2026	3.4652 MDL	+1.57%
Sep 19, 2026	3.4116 MDL	+5.31%
Sep 18, 2026	3.2395 MDL	−0.21%

XLM market data

Stellar XLM

Price: $0.219183
24h change: +8.54%
7d change: +18.02%
Market cap: $7.65 B
24h volume: $366.02 M
Market cap rank: #20
Circulating supply: 34.94 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 25, 2026, 03:06.

What to know about Stellar and MDL

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

How to exchange Stellar to MDL

Enter the XLM amount in the calculator (minimum 424.8156 XLM) and click “Go to exchange”.
Enter the card number to receive MDL and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, the funds are sent to your card. You can track the order on its status page.

Exchange XLM to MDL

What to check before exchanging XLM to MDL

Check the card number and account currency (MDL).
The amount sent must be at least 424.8156 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to MDL exchange FAQ

How much is 1 XLM in MDL today?

As of Sep 25, 2026, 03:27, the exchange rate is 1 XLM = 3.4976 MDL. It updates automatically; the calculator always shows the latest value.

What are the minimum and maximum amounts for XLM to MDL?

The minimum is 424.8156 XLM and the maximum is 45,600,000 XLM. The minimum is roughly $93.11.

Why is there a minimum amount for XLM to MDL?

The minimum (424.8156 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to MDL?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to MDL exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Why does the cash-out rate differ from the official MDL rate?

The official rate of the National Bank of Moldova is a reference rate for banks. The cash-out rate is based on the market price of XLM and includes the exchange spread and payout costs, so it can differ slightly.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to MDL rate changed over the last month?

Over 30 days the rate rose by 11.41%: low 3.0856, high 3.8164, average 3.2985 MDL per 1 XLM.

Do I need to register to exchange XLM to MDL?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange MDL back to XLM?

There is no MDL → XLM direction right now. See other MDL pairs below.