Sell XLM to a card in US dollars — Rate and Payout Time

The current XLM to USD exchange rate is 0.220974 USD per 1 XLM; the reverse rate is 1 USD = 4.5254 XLM. According to market data, the XLM to USD rate rose by 8.54% over the last 24 hours. Over the week it rose by 16.71%. At the market price, 1 XLM ≈ 0.219183 USD.

Over the last 7 days the rate moved between 0.183359 and 0.22186 USD — a range of 21%. You can exchange from 393.0455 to 45,600,000 XLM. That is roughly $86.15 or more.

Why exchange XLM to USD

Cash out to a cardExchange Stellar to USD and receive the money on your bank card — no exchange account or buyer search needed.

How much is 1 XLM in USD today

1 XLM = 0.220974 USD

1 USD = 4.5254 XLM

How much USD you get for XLM

XLM	USD	≈ USD
500	110.4868	$109.59
2,000	441.9473	$438.37
5,000	1,104.87	$1,095.92
20,000	4,419.47	$4,383.66
50,000	11,048.68	$10,959.15
200,000	44,194.73	$43,836.60

How much XLM you need to get USD

USD	XLM	≈ USD
100	452.5427	$99.19
500	2,262.71	$495.95
2,000	9,050.85	$1,983.79
5,000	22,627.13	$4,959.48
20,000	90,508.53	$19,837.93
100,000	452,542.66	$99,189.66

XLM to USD rate chart

7 days30 days90 days1 year

high 0.22186 USDlow 0.183359 USD

Sep 18, 2026, 03:26Sep 25, 2026, 03:26

high 0.216011 USDlow 0.174647 USD

Aug 25, 2026, 03:00Sep 24, 2026, 03:00

high 0.216011 USDlow 0.154729 USD

Jun 26, 2026, 03:00Sep 24, 2026, 03:00

high 0.409984 USDlow 0.143327 USD

Sep 25, 2025, 03:00Sep 24, 2026, 03:00

24 hours: +8.54%
7 days: +16.71%
7-day high: 0.22186 USD
7-day low: 0.183359 USD
Range: 21%

CoinGecko market data as of Sep 25, 2026, 03:06. The exchange rate may differ from the market rate. How we calculate the data

XLM/USD volatility and changes

Period	High	Low	Average	Change
24 hours	0.214491	0.197901	0.205435	+8.54%
7 days	0.22186	0.183359	0.202006	+16.71%
30 days	0.216011	0.174647	0.186695	+11.41%
90 days	0.216011	0.154729	0.181386	+20.6%

Values are in USD per 1 unit of the currency you send, based on market data.

XLM to USD rate over the last 7 days

Date	Daily close	Daily change
Sep 24, 2026	0.215713 USD	−0.14%
Sep 23, 2026	0.216011 USD	+0.31%
Sep 22, 2026	0.215339 USD	+9.18%
Sep 21, 2026	0.197232 USD	+0.56%
Sep 20, 2026	0.196134 USD	+1.57%
Sep 19, 2026	0.193098 USD	+5.31%
Sep 18, 2026	0.183359 USD	−0.21%

XLM market data

Stellar XLM

Price: $0.219183
24h change: +8.54%
7d change: +18.02%
Market cap: $7.65 B
24h volume: $366.02 M
Market cap rank: #20
Circulating supply: 34.94 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 25, 2026, 03:06.

What to know about Stellar and USD

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

How to exchange Stellar to USD

Enter the XLM amount in the calculator (minimum 393.0455 XLM) and click “Go to exchange”.
Enter the card number to receive USD and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, the funds are sent to your card. You can track the order on its status page.

Exchange XLM to USD

What to check before exchanging XLM to USD

Check the card number and account currency (USD).
The amount sent must be at least 393.0455 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to USD exchange FAQ

How much is 1 XLM in USD today?

As of Sep 25, 2026, 03:22, the exchange rate is 1 XLM = 0.220974 USD. It updates automatically; the calculator always shows the latest value.

What are the minimum and maximum amounts for XLM to USD?

The minimum is 393.0455 XLM and the maximum is 45,600,000 XLM. The minimum is roughly $86.15.

Why is there a minimum amount for XLM to USD?

The minimum (393.0455 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to USD?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to USD exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to USD rate changed over the last month?

Over 30 days the rate rose by 11.41%: low 0.174647, high 0.216011, average 0.186695 USD per 1 XLM.

Do I need to register to exchange XLM to USD?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USD back to XLM?

There is no USD → XLM direction right now. See other USD pairs below.