Sell XRP to a card in US dollars — Rate and Payout Time

XRP is exchanged to USD at 1 XRP = 1.2497 USD, so 1 USD costs 0.800192 XRP. According to market data, the XRP to USD rate fell by 0.21% over the last 24 hours. Over the week it fell by 0.42%. At the market price, 1 XRP ≈ 1.3 USD.

Over the last 7 days the rate moved between 1.2673 and 1.3885 USD — a range of 9.56%. You can exchange from 163.2392 to 7,690,000 XRP. That is roughly $212.21 or more.

Why exchange XRP to USD

Cash out to a cardExchange XRP to USD and receive the money on your bank card — no exchange account or buyer search needed.

How much is 1 XRP in USD today

1 XRP = 1.2497 USD

1 USD = 0.800192 XRP

How much USD you get for XRP

XRP	USD	≈ USD
200	249.94	$260.00
500	624.85	$650.00
2,000	2,499.4	$2,600.00
5,000	6,248.5	$6,500.00
20,000	24,994	$26,000.00
50,000	62,485	$65,000.00

How much XRP you need to get USD

USD	XRP	≈ USD
500	400.096	$520.12
1,000	800.192	$1,040.25
5,000	4,000.96	$5,201.25
10,000	8,001.92	$10,402.50
50,000	40,009.6	$52,012.48
100,000	80,019.2	$104,024.97

XRP to USD rate chart

7 days30 days90 days1 year

high 1.3885 USDlow 1.2673 USD

Oct 19, 2026, 21:37Oct 26, 2026, 21:37

high 1.5681 USDlow 1.2927 USD

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.5713 USDlow 0.992707 USD

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 2.6455 USDlow 0.992707 USD

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: −0.21%
7 days: −0.42%
7-day high: 1.3885 USD
7-day low: 1.2673 USD
Range: 9.56%

CoinGecko market data as of Oct 26, 2026, 21:10. The exchange rate may differ from the market rate. How we calculate the data

XRP/USD volatility and changes

Period	High	Low	Average	Change
24 hours	1.3043	1.2765	1.2908	−0.21%
7 days	1.3885	1.2673	1.3121	−0.42%
30 days	1.5681	1.2927	1.4053	−17.02%
90 days	1.5713	0.992707	1.3099	+22.17%

Values are in USD per 1 unit of the currency you send, based on market data.

XRP to USD rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	1.3012 USD	+0.22%
Oct 25, 2026	1.2983 USD	+0.35%
Oct 24, 2026	1.2938 USD	−1.08%
Oct 23, 2026	1.308 USD	−4.18%
Oct 22, 2026	1.3651 USD	+2.31%
Oct 21, 2026	1.3343 USD	+2.39%
Oct 20, 2026	1.3031 USD	−0.2%

Crystal-Trade rate XRP → USD by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	1.2488 USD	1.3
Oct 25, 2026	1.248 USD	1.3
Oct 24, 2026	1.2434 USD	1.29
Oct 23, 2026	1.2401 USD	1.3
Oct 22, 2026	1.2546 USD	1.31
Oct 21, 2026	1.3179 USD	1.37
Oct 20, 2026	1.2843 USD	1.34
Oct 19, 2026	1.2535 USD	1.3
Oct 18, 2026	1.248 USD	1.3
Oct 17, 2026	1.2414 USD	1.29
Oct 16, 2026	1.2605 USD	1.31
Oct 15, 2026	1.2845 USD	1.34
Oct 14, 2026	1.2812 USD	1.33
Oct 13, 2026	1.3146 USD	1.37

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

XRP market data

XRP XRP

Price: $1.30
24h change: −0.21%
7d change: −0.35%
Market cap: $82.25 B
24h volume: $1.34 B
Market cap rank: #5
Circulating supply: 63.35 B XRP
All-time high: $3.65

CoinGecko data as of Oct 26, 2026, 21:10.

What to know about XRP and USD

XRP

XRP is the native coin of the XRP Ledger, a blockchain launched in 2012 by the founders of what later became Ripple Labs. It was designed for fast and inexpensive international payments.

Sending and receiving XRP

XRP addresses start with r. Exchanges usually use one shared address and identify customers by a Destination Tag — if you send to an exchange without the tag, the funds may not be credited automatically. Transfers settle in seconds with a negligible fee.

How to exchange XRP to USD

Enter the XRP amount in the calculator (minimum 163.2392 XRP) and click “Go to exchange”.
Enter the card number to receive USD and your contact details.
Send exactly the specified amount of XRP on the XRP Ledger network to the details shown in the order.
Once the transfer is confirmed, the funds are sent to your card. You can track the order on its status page.

Exchange XRP to USD

What to check before exchanging XRP to USD

Check the card number and account currency (USD).
The amount sent must be at least 163.2392 XRP.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XRP to USD exchange FAQ

How much is 1 XRP in USD today?

As of Oct 26, 2026, 21:34, the exchange rate is 1 XRP = 1.2497 USD. It updates automatically; the calculator always shows the latest value.

What are the minimum and maximum amounts for XRP to USD?

The minimum is 163.2392 XRP and the maximum is 7,690,000 XRP. The minimum is roughly $212.21.

Why is there a minimum amount for XRP to USD?

The minimum (163.2392 XRP) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XRP to USD?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XRP is paid by the sender and depends on the wallet and network load.

How long does a XRP to USD exchange take?

The order is processed once the XRP transfer gets the required number of confirmations on the XRP Ledger network. Timing depends on network load. A new block on XRP Ledger arrives roughly every 4 sec.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XRP to USD rate changed over the last month?

Over 30 days the rate fell by 17.02%: low 1.2927, high 1.5681, average 1.4053 USD per 1 XRP.

Do I need to register to exchange XRP to USD?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USD back to XRP?

There is no USD → XRP direction right now. See other USD pairs below.