Sell XLM to a card in Polish zloty — Rate and Payout Time

Stellar is exchanged to PLN at 1 XLM = 0.815504 PLN, so 1 PLN costs 1.2262 XLM. According to market data, the XLM to PLN rate rose by 8.54% over the last 24 hours. Over the week it rose by 16.71%. At the market price, 1 XLM ≈ 0.844639 PLN.

Over the last 7 days the rate moved between 0.706586 and 0.854955 PLN — a range of 21%. You can exchange from 424.3356 to 45,600,000 XLM. That is roughly $93.01 or more.

Why exchange XLM to PLN

Cash out to a cardExchange Stellar to PLN and receive the money on your bank card — no exchange account or buyer search needed.

How much is 1 XLM in PLN today

1 XLM = 0.815504 PLN

1 PLN = 1.2262 XLM

How much PLN you get for XLM

XLM	PLN	≈ USD
500	407.752	$109.59
2,000	1,631.01	$438.37
5,000	4,077.52	$1,095.92
20,000	16,310.08	$4,383.66
50,000	40,775.2	$10,959.15
200,000	163,100.8	$43,836.60

How much XLM you need to get PLN

PLN	XLM	≈ USD
500	613.1178	$134.38
2,000	2,452.47	$537.54
5,000	6,131.18	$1,343.85
20,000	24,524.71	$5,375.40
50,000	61,311.78	$13,438.50
200,000	245,247.11	$53,754.00

Official PLN rate and the cash-out rate

Official rate of the European Central Bank (ECB) for Sep 24, 2026: 1 USD = 3.8553 PLN. At this rate and the market price of XLM, 1 XLM ≈ 0.845012 PLN; the cash-out rate is 1 XLM = 0.815504 PLN.

Official rates are updated daily from the central bank's public data.

XLM to PLN rate chart

7 days30 days90 days1 year

high 0.854955 PLNlow 0.706586 PLN

Sep 18, 2026, 03:31Sep 25, 2026, 03:31

high 0.832414 PLNlow 0.673017 PLN

Aug 25, 2026, 03:00Sep 24, 2026, 03:00

high 0.832414 PLNlow 0.596261 PLN

Jun 26, 2026, 03:00Sep 24, 2026, 03:00

high 1.5799 PLNlow 0.552321 PLN

Sep 25, 2025, 03:00Sep 24, 2026, 03:00

24 hours: +8.54%
7 days: +16.71%
7-day high: 0.854955 PLN
7-day low: 0.706586 PLN
Range: 21%

CoinGecko market data as of Sep 25, 2026, 03:06. The exchange rate may differ from the market rate. How we calculate the data

XLM/PLN volatility and changes

Period	High	Low	Average	Change
24 hours	0.826558	0.762627	0.791659	+8.54%
7 days	0.854955	0.706586	0.778446	+16.71%
30 days	0.832414	0.673017	0.719442	+11.41%
90 days	0.832414	0.596261	0.698986	+20.6%

Values are in PLN per 1 unit of the currency you send, based on market data.

XLM to PLN rate over the last 7 days

Date	Daily close	Daily change
Sep 24, 2026	0.831268 PLN	−0.14%
Sep 23, 2026	0.832414 PLN	+0.31%
Sep 22, 2026	0.829825 PLN	+9.18%
Sep 21, 2026	0.760051 PLN	+0.56%
Sep 20, 2026	0.755816 PLN	+1.57%
Sep 19, 2026	0.744118 PLN	+5.31%
Sep 18, 2026	0.706586 PLN	−0.21%

XLM market data

Stellar XLM

Price: $0.219183
24h change: +8.54%
7d change: +18.02%
Market cap: $7.65 B
24h volume: $366.02 M
Market cap rank: #20
Circulating supply: 34.94 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 25, 2026, 03:06.

What to know about Stellar and PLN

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

How to exchange Stellar to PLN

Enter the XLM amount in the calculator (minimum 424.3356 XLM) and click “Go to exchange”.
Enter the card number to receive PLN and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, the funds are sent to your card. You can track the order on its status page.

Exchange XLM to PLN

What to check before exchanging XLM to PLN

Check the card number and account currency (PLN).
The amount sent must be at least 424.3356 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to PLN exchange FAQ

How much is 1 XLM in PLN today?

As of Sep 25, 2026, 03:27, the exchange rate is 1 XLM = 0.815504 PLN. It updates automatically; the calculator always shows the latest value.

What are the minimum and maximum amounts for XLM to PLN?

The minimum is 424.3356 XLM and the maximum is 45,600,000 XLM. The minimum is roughly $93.01.

Why is there a minimum amount for XLM to PLN?

The minimum (424.3356 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to PLN?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to PLN exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Why does the cash-out rate differ from the official PLN rate?

The official rate of the European Central Bank (ECB) is a reference rate for banks. The cash-out rate is based on the market price of XLM and includes the exchange spread and payout costs, so it can differ slightly.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to PLN rate changed over the last month?

Over 30 days the rate rose by 11.41%: low 0.673017, high 0.832414, average 0.719442 PLN per 1 XLM.

Do I need to register to exchange XLM to PLN?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange PLN back to XLM?

There is no PLN → XLM direction right now. See other PLN pairs below.