Stellar (XLM) to GEL: Card Cash-Out Rate and Chart

Cash out Stellar to a card in Georgian lari (GEL): the current cash-out rate, the market reference, a calculator and a chart. To proceed, open the exchange form.

Rate updated: Sep 25, 2026, 04:32

Minimum
433.4467 XLM ≈ $95.70
24h rate change
+9.55%
You get 2,717.8 GEL
Go to exchange
Rate
1 XLM = 0.54356 GEL
Minimum
433.4467 XLM
Maximum
45,300,000 XLM

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 0.54356 GEL for 1 XLM, and 1 GEL equals 1.8397 XLM. According to market data, the XLM to GEL rate rose by 9.55% over the last 24 hours. Over the week it rose by 18.52%. At the market price, 1 XLM ≈ 0.57734 GEL.

Over the last 7 days the rate moved between 0.479754 and 0.585641 GEL — a range of 22.07%. You can exchange from 433.4467 to 45,300,000 XLM. That is roughly $95.70 or more.

Why exchange XLM to GEL

  • Cash out to a cardExchange Stellar to GEL and receive the money on your bank card — no exchange account or buyer search needed.

How much is 1 XLM in GEL today

1 XLM = 0.54356 GEL
1 GEL = 1.8397 XLM

How much GEL you get for XLM

XLMGEL≈ USD
500271.78$110.39
2,0001,087.12$441.56
5,0002,717.8$1,103.90
20,00010,871.2$4,415.60
50,00027,178$11,039.00
200,000108,712.01$44,156.00

How much XLM you need to get GEL

GELXLM≈ USD
500919.8616$203.09
2,0003,679.45$812.35
5,0009,198.62$2,030.87
20,00036,794.46$8,123.48
50,00091,986.16$20,308.70
200,000367,944.63$81,234.82

Official GEL rate and the cash-out rate

Official rate of the National Bank of Georgia for Sep 25, 2026: 1 USD = 2.6218 GEL. At this rate and the market price of XLM, 1 XLM ≈ 0.578841 GEL; the cash-out rate is 1 XLM = 0.54356 GEL.

Official rates are updated daily from the central bank's public data.

XLM to GEL rate chart

high 0.585641 GELlow 0.479754 GEL
Sep 18, 2026, 04:34Sep 25, 2026, 04:34
high 0.564868 GELlow 0.456703 GEL
Aug 25, 2026, 03:00Sep 24, 2026, 03:00
high 0.564868 GELlow 0.404617 GEL
Jun 26, 2026, 03:00Sep 24, 2026, 03:00
high 1.0721 GELlow 0.3748 GEL
Sep 25, 2025, 03:00Sep 24, 2026, 03:00
24 hours
+9.55%
7 days
+18.52%
7-day high
0.585641 GEL
7-day low
0.479754 GEL
Range
22.07%

CoinGecko market data as of Sep 25, 2026, 04:06. The exchange rate may differ from the market rate. How we calculate the data

XLM/GEL volatility and changes

PeriodHighLowAverageChange
24 hours0.5685910.5208840.540041+9.55%
7 days0.5856410.4797540.529292+18.52%
30 days0.5648680.4567030.488207+11.41%
90 days0.5648680.4046170.474325+20.6%

Values are in GEL per 1 unit of the currency you send, based on market data.

XLM to GEL rate over the last 7 days

DateDaily closeDaily change
Sep 24, 20260.56409 GEL−0.14%
Sep 23, 20260.564868 GEL+0.31%
Sep 22, 20260.563112 GEL+9.18%
Sep 21, 20260.515763 GEL+0.56%
Sep 20, 20260.512889 GEL+1.57%
Sep 19, 20260.504951 GEL+5.31%
Sep 18, 20260.479483 GEL−0.21%

XLM market data

Stellar XLM
Price
$0.22078
24h change
+9.55%
7d change
+20.05%
Market cap
$7.71 B
24h volume
$407.52 M
Market cap rank
#20
Circulating supply
34.94 B XLM
All-time high
$0.875563

CoinGecko data as of Sep 25, 2026, 04:06.

What to know about Stellar and GEL

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

How to exchange Stellar to GEL

  1. Enter the XLM amount in the calculator (minimum 433.4467 XLM) and click “Go to exchange”.
  2. Enter the card number to receive GEL and your contact details.
  3. Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
  4. Once the transfer is confirmed, the funds are sent to your card. You can track the order on its status page.

Exchange XLM to GEL

What to check before exchanging XLM to GEL

  • Check the card number and account currency (GEL).
  • The amount sent must be at least 433.4467 XLM.
  • Copy the whole address and check the first and last characters after pasting.
  • Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to GEL exchange FAQ

How much is 1 XLM in GEL today?
As of Sep 25, 2026, 04:32, the exchange rate is 1 XLM = 0.54356 GEL. It updates automatically; the calculator always shows the latest value.
What are the minimum and maximum amounts for XLM to GEL?
The minimum is 433.4467 XLM and the maximum is 45,300,000 XLM. The minimum is roughly $95.70.
Why is there a minimum amount for XLM to GEL?
The minimum (433.4467 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.
Are there extra fees when exchanging XLM to GEL?
The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.
How long does a XLM to GEL exchange take?
The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.
Why does the cash-out rate differ from the official GEL rate?
The official rate of the National Bank of Georgia is a reference rate for banks. The cash-out rate is based on the market price of XLM and includes the exchange spread and payout costs, so it can differ slightly.
What happens if the rate changes during the exchange?
The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.
How has the XLM to GEL rate changed over the last month?
Over 30 days the rate rose by 11.41%: low 0.456703, high 0.564868, average 0.488207 GEL per 1 XLM.
Do I need to register to exchange XLM to GEL?
No, you only need to enter the receiving details and contact information in the order.
Can I exchange GEL back to XLM?
There is no GEL → XLM direction right now. See other GEL pairs below.

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