USD Coin (USDC ERC20) to Stellar (XLM): Rate, Chart and Comparison

Live USD Coin to Stellar rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:48

Minimum: 200 USDC ERC20 ≈ $199.99
Receiving network: Stellar
24h rate change: −5.69%

You send

USDC ERC20

You get 9,646.89

XLM

Go to exchange

Rate: 1 USDC ERC20 = 4.8234 XLM
Minimum: 200 USDC ERC20
Maximum: 10,000,000 USDC ERC20

The amount you get is estimated at the current rate.

USD Coin is exchanged to Stellar at 1 USDC ERC20 = 4.8234 XLM, so 1 XLM costs 0.207321 USDC ERC20. According to market data, the USDC ERC20 to XLM rate fell by 5.69% over the last 24 hours. Over the week it fell by 7.31%.

Over the last 7 days the rate moved between 4.6958 and 5.7528 XLM — a range of 22.51%. You can exchange from 200 to 10,000,000 USDC ERC20. That is roughly $199.99 or more.

Exchange wallets may require a Memo — check it with the recipient. By market cap, USD Coin ranks #6 ($74.21 B) and Stellar ranks #20 ($7.25 B). The correlation of daily USDC and XLM price changes over the last 90 days is 0.03 (weak).

Why exchange USDC ERC20 to XLM

Buy XLM with dollarsThe USDC stablecoin is a convenient way to buy Stellar: over the last 30 days XLM changed by +5.21%.
Fast transfersA new block on Stellar arrives roughly every 5 sec, which makes Stellar convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDC and XLM changes is 0.03 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDC ERC20 in XLM today

1 USDC ERC20 = 4.8234 XLM

1 XLM = 0.207321 USDC ERC20

How much XLM you get for USDC ERC20

USDC ERC20	XLM
200	964.6894
1,000	4,823.45
2,000	9,646.89
10,000	48,234.47
20,000	96,468.94
100,000	482,344.72

How much USDC ERC20 you need to get XLM

XLM	USDC ERC20
1,000	207.3206
2,000	414.6412
10,000	2,073.21
20,000	4,146.41
100,000	20,732.06
200,000	41,464.12

USDC ERC20 to XLM rate chart

7 days30 days90 days1 year

high 5.7528 XLMlow 4.6958 XLM

Sep 14, 2026, 20:52Sep 21, 2026, 20:52

high 5.7252 XLMlow 4.7087 XLM

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 6.4613 XLMlow 4.7087 XLM

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 6.9744 XLMlow 2.4385 XLM

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −5.69%
7 days: −7.31%
7-day high: 5.7528 XLM
7-day low: 4.6958 XLM
Range: 22.51%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

USDC ERC20/XLM volatility and changes

Period	High	Low	Average	Change
24 hours	5.126	4.6958	4.9442	−5.69%
7 days	5.7528	4.6958	5.2701	−7.31%
30 days	5.7252	4.7087	5.4004	−4.97%
90 days	6.4613	4.7087	5.5553	−4.62%

Values are in XLM per 1 unit of the currency you send, based on market data.

USDC ERC20 to XLM rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	4.7087 XLM	−7.62%
Sep 20, 2026	5.097 XLM	−1.55%
Sep 19, 2026	5.1775 XLM	−5.03%
Sep 18, 2026	5.4517 XLM	+0.2%
Sep 17, 2026	5.4408 XLM	−4.21%
Sep 16, 2026	5.68 XLM	+8.86%
Sep 15, 2026	5.2178 XLM	−7.51%

USDC and XLM market data

USD Coin USDC

Price: $0.999945
24h change: +0.01%
7d change: +0.02%
Market cap: $74.21 B
24h volume: $25.59 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

Stellar XLM

Price: $0.207738
24h change: +6.05%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $390.89 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 21, 2026, 20:36.

USD Coin vs Stellar

	USD Coin (USDC)	Stellar (XLM)
Ticker	USDC	XLM
Type	token	native blockchain coin
Network	Ethereum (ERC20)	—
Network fee paid in	ETH	—
Launched	2018	2014
Created by	Circle	Jed McCaleb, Joyce Kim
Max supply	no cap	50 B XLM
Circulating supply	74.21 B USDC	34.88 B XLM
Market cap	$74.21 B	$7.25 B
Market cap rank	#6	#20
Consensus	—	Stellar Consensus Protocol
Block time	—	~5 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDC and XLM price changes: 0.03 — weak.

What to know about USD Coin and Stellar

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Sending and receiving USDC

Send USDC only on the network the recipient supports: an Ethereum address and a Polygon address may look identical but the funds end up on different chains. Fees are paid in the native coin of the network (ETH, SOL, POL…).

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

How Stellar works

Stellar uses the Stellar Consensus Protocol, in which trusted validators confirm transactions every few seconds without mining. Banks and payment companies ("anchors") issue tokenized fiat currencies on the network.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange USD Coin to Stellar

Enter the USDC ERC20 amount in the calculator (minimum 200 USDC ERC20) and click “Go to exchange”.
Enter your XLM wallet address on the Stellar network and your contact details. If you receive to an exchange, add the Memo.
Send exactly the specified amount of USDC ERC20 on the Ethereum (ERC20) network to the details shown in the order.
Once the transfer is confirmed, Stellar is sent to your address. You can track the order on its status page.

Exchange USDC ERC20 to XLM

What to check before exchanging USDC ERC20 to XLM

The recipient address must be on the Stellar network: funds sent on another network may be lost.
If the recipient wallet requires a Memo, be sure to include it in the order.
The amount sent must be at least 200 USDC ERC20.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDC ERC20 to XLM exchange FAQ

How much is 1 USDC ERC20 in XLM today?

As of Sep 21, 2026, 20:48, the exchange rate is 1 USDC ERC20 = 4.8234 XLM. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.

What are the minimum and maximum amounts for USDC ERC20 to XLM?

The minimum is 200 USDC ERC20 and the maximum is 10,000,000 USDC ERC20. The minimum is roughly $199.99.

Why is there a minimum amount for USDC ERC20 to XLM?

The minimum (200 USDC ERC20) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDC ERC20 to XLM?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDC ERC20 is paid by the sender and depends on the wallet and network load.

How long does a USDC ERC20 to XLM exchange take?

The order is processed once the USDC ERC20 transfer gets the required number of confirmations on the Ethereum (ERC20) network. Timing depends on network load.

Which network will I receive XLM on?

Stellar is sent on the Stellar network. Provide a XLM wallet address. Some wallets and exchanges require a Memo.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDC ERC20 to XLM rate changed over the last month?

Over 30 days the rate fell by 4.97%: low 4.7087, high 5.7252, average 5.4004 XLM per 1 USDC ERC20.

Do I need to register to exchange USDC ERC20 to XLM?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XLM back to USDC ERC20?

Yes, the reverse direction is available: 1 XLM = 0.208364 USDC ERC20. The link is below the calculator.