USDCNEAR to XLM Rate Today — USDCoin NEAR to Stellar Converter and Chart

The current USDCNEAR to XLM exchange rate is 4.8276 XLM per 1 USDCNEAR; the reverse rate is 1 XLM = 0.207141 USDCNEAR.

The minimum amount is 200 USDCNEAR.

Exchange wallets may require a Memo — check it with the recipient.

Why exchange USDCNEAR to XLM

Fast transfersA new block on Stellar arrives roughly every 5 sec, which makes Stellar convenient for payments and transfers.
DiversificationHolding part of your funds in Stellar reduces your portfolio’s dependence on a single coin.
Easy to switch backThe XLM → USDCNEAR direction is also available, so you can move back to USDCNEAR if needed.

How much is 1 USDCNEAR in XLM today

1 USDCNEAR = 4.8276 XLM

1 XLM = 0.207141 USDCNEAR

How much XLM you get for USDCNEAR

USDCNEAR	XLM
200	965.5269
1,000	4,827.63
5,000	24,138.17
10,000	48,276.34
50,000	241,381.72
200,000	965,526.89

How much USDCNEAR you need to get XLM

XLM	USDCNEAR
1,000	207.1408
2,000	414.2816
10,000	2,071.41
20,000	4,142.82
100,000	20,714.08
200,000	41,428.16

XLM market data

Stellar XLM

Price: $0.207637
24h change: +4.85%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $386.65 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 21, 2026, 20:06.

USDCoin NEAR vs Stellar

	USDCoin NEAR (USDCNEAR)	Stellar (XLM)
Ticker	USDCNEAR	XLM
Type	—	native blockchain coin
Launched	—	2014
Created by	—	Jed McCaleb, Joyce Kim
Consensus	—	Stellar Consensus Protocol
Block time	—	~5 sec
Max supply	—	50 B XLM
Transaction privacy	—	public transactions
Circulating supply	—	34.88 B XLM
Market cap	—	$7.25 B
Market cap rank	—	#20

What to know about USDCoin NEAR and Stellar

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

How Stellar works

Stellar uses the Stellar Consensus Protocol, in which trusted validators confirm transactions every few seconds without mining. Banks and payment companies ("anchors") issue tokenized fiat currencies on the network.

How to exchange USDCoin NEAR to Stellar

Enter the USDCNEAR amount in the calculator (minimum 200 USDCNEAR) and click “Go to exchange”.
Enter your XLM wallet address on the Stellar network and your contact details. If you receive to an exchange, add the Memo.
Send exactly the specified amount of USDCNEAR on the USDCoin NEAR network to the details shown in the order.
Once the transfer is confirmed, Stellar is sent to your address. You can track the order on its status page.

Exchange USDCNEAR to XLM

What to check before exchanging USDCNEAR to XLM

The recipient address must be on the Stellar network: funds sent on another network may be lost.
If the recipient wallet requires a Memo, be sure to include it in the order.
The amount sent must be at least 200 USDCNEAR.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDCNEAR to XLM exchange FAQ

How much is 1 USDCNEAR in XLM today?

As of Sep 21, 2026, 20:23, the exchange rate is 1 USDCNEAR = 4.8276 XLM. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.

What are the minimum and maximum amounts for USDCNEAR to XLM?

The minimum is 200 USDCNEAR.

Why is there a minimum amount for USDCNEAR to XLM?

The minimum (200 USDCNEAR) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDCNEAR to XLM?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDCNEAR is paid by the sender and depends on the wallet and network load.

How long does a USDCNEAR to XLM exchange take?

The order is processed once the USDCNEAR transfer gets the required number of confirmations on the USDCoin NEAR network. Timing depends on network load.

Which network will I receive XLM on?

Stellar is sent on the Stellar network. Provide a XLM wallet address. Some wallets and exchanges require a Memo.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

Do I need to register to exchange USDCNEAR to XLM?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XLM back to USDCNEAR?

Yes, the reverse direction is available: 1 XLM = 0.208445 USDCNEAR. The link is below the calculator.