Tether (USDT Arbitrum) to Stellar (XLM): Rate, Chart and Comparison

Live Tether to Stellar rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:23

Minimum: 200 USDT Arbitrum ≈ $200.00
Receiving network: Stellar
24h rate change: −4.6%

You send

USDT Arbitrum

You get 9,656.2

XLM

Go to exchange

Rate: 1 USDT Arbitrum = 4.8281 XLM
Minimum: 200 USDT Arbitrum
Maximum: 10,000,000 USDT Arbitrum

The amount you get is estimated at the current rate.

The current USDT Arbitrum to XLM exchange rate is 4.8281 XLM per 1 USDT Arbitrum; the reverse rate is 1 XLM = 0.207121 USDT Arbitrum. According to market data, the USDT Arbitrum to XLM rate fell by 4.6% over the last 24 hours. Over the week it fell by 7.3%.

Over the last 7 days the rate moved between 4.6956 and 5.7512 XLM — a range of 22.48%. You can exchange from 200 to 10,000,000 USDT Arbitrum. That is roughly $200.00 or more.

Exchange wallets may require a Memo — check it with the recipient. By market cap, Tether ranks #3 ($183.38 B) and Stellar ranks #20 ($7.25 B). The correlation of daily USDT and XLM price changes over the last 90 days is 0.14 (weak).

Why exchange USDT Arbitrum to XLM

Buy XLM with dollarsThe USDT stablecoin is a convenient way to buy Stellar: over the last 30 days XLM changed by +5.21%.
Fast transfersA new block on Stellar arrives roughly every 5 sec, which makes Stellar convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDT and XLM changes is 0.14 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDT Arbitrum in XLM today

1 USDT Arbitrum = 4.8281 XLM

1 XLM = 0.207121 USDT Arbitrum

How much XLM you get for USDT Arbitrum

USDT Arbitrum	XLM
200	965.62
1,000	4,828.1
2,000	9,656.2
10,000	48,281
20,000	96,562
100,000	482,810.01

How much USDT Arbitrum you need to get XLM

XLM	USDT Arbitrum
1,000	207.1208
2,000	414.2416
10,000	2,071.21
20,000	4,142.42
100,000	20,712.08
200,000	41,424.16

USDT Arbitrum to XLM rate chart

7 days30 days90 days1 year

high 5.7512 XLMlow 4.6956 XLM

Sep 14, 2026, 20:25Sep 21, 2026, 20:25

high 5.7252 XLMlow 4.7087 XLM

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 6.4591 XLMlow 4.7087 XLM

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 6.97 XLMlow 2.4399 XLM

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −4.6%
7 days: −7.3%
7-day high: 5.7512 XLM
7-day low: 4.6956 XLM
Range: 22.48%

CoinGecko market data as of Sep 21, 2026, 20:06. The exchange rate may differ from the market rate. How we calculate the data

USDT Arbitrum/XLM volatility and changes

Period	High	Low	Average	Change
24 hours	5.1258	4.6956	4.944	−4.6%
7 days	5.7512	4.6956	5.2691	−7.3%
30 days	5.7252	4.7087	5.4	−4.96%
90 days	6.4591	4.7087	5.5537	−4.56%

Values are in XLM per 1 unit of the currency you send, based on market data.

USDT Arbitrum to XLM rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	4.7087 XLM	−7.61%
Sep 20, 2026	5.0965 XLM	−1.56%
Sep 19, 2026	5.1771 XLM	−5%
Sep 18, 2026	5.4498 XLM	+0.2%
Sep 17, 2026	5.4391 XLM	−4.22%
Sep 16, 2026	5.6785 XLM	+8.83%
Sep 15, 2026	5.2177 XLM	−7.5%

USDT and XLM market data

Tether USDT

Price: $0.999995
24h change: +0.03%
7d change: +0.03%
Market cap: $183.38 B
24h volume: $95.23 B
Market cap rank: #3
Circulating supply: 183.38 B USDT
All-time high: $1.32

Stellar XLM

Price: $0.207637
24h change: +4.85%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $386.65 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 21, 2026, 20:06.

Tether vs Stellar

	Tether (USDT)	Stellar (XLM)
Ticker	USDT	XLM
Type	token	native blockchain coin
Network	Arbitrum One	—
Network fee paid in	ETH	—
Launched	2014	2014
Created by	Tether Limited	Jed McCaleb, Joyce Kim
Max supply	no cap	50 B XLM
Circulating supply	183.38 B USDT	34.88 B XLM
Market cap	$183.38 B	$7.25 B
Market cap rank	#3	#20
Consensus	—	Stellar Consensus Protocol
Block time	—	~5 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDT and XLM price changes: 0.14 — weak.

What to know about Tether and Stellar

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

What Stellar is used for

XLM pays network fees and is used for cross-border remittances, micro-payments and conversion between assets issued on Stellar.

Arbitrum One network

Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.

How to exchange Tether to Stellar

Enter the USDT Arbitrum amount in the calculator (minimum 200 USDT Arbitrum) and click “Go to exchange”.
Enter your XLM wallet address on the Stellar network and your contact details. If you receive to an exchange, add the Memo.
Send exactly the specified amount of USDT Arbitrum on the Arbitrum One network to the details shown in the order.
Once the transfer is confirmed, Stellar is sent to your address. You can track the order on its status page.

Exchange USDT Arbitrum to XLM

What to check before exchanging USDT Arbitrum to XLM

The recipient address must be on the Stellar network: funds sent on another network may be lost.
If the recipient wallet requires a Memo, be sure to include it in the order.
The amount sent must be at least 200 USDT Arbitrum.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT Arbitrum to XLM exchange FAQ

How much is 1 USDT Arbitrum in XLM today?

As of Sep 21, 2026, 20:23, the exchange rate is 1 USDT Arbitrum = 4.8281 XLM. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.

What are the minimum and maximum amounts for USDT Arbitrum to XLM?

The minimum is 200 USDT Arbitrum and the maximum is 10,000,000 USDT Arbitrum. The minimum is roughly $200.00.

Why is there a minimum amount for USDT Arbitrum to XLM?

The minimum (200 USDT Arbitrum) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT Arbitrum to XLM?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT Arbitrum is paid by the sender and depends on the wallet and network load.

How long does a USDT Arbitrum to XLM exchange take?

The order is processed once the USDT Arbitrum transfer gets the required number of confirmations on the Arbitrum One network. Timing depends on network load.

Which network will I receive XLM on?

Stellar is sent on the Stellar network. Provide a XLM wallet address. Some wallets and exchanges require a Memo.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT Arbitrum to XLM rate changed over the last month?

Over 30 days the rate fell by 4.96%: low 4.7087, high 5.7252, average 5.4 XLM per 1 USDT Arbitrum.

Do I need to register to exchange USDT Arbitrum to XLM?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XLM back to USDT Arbitrum?

Yes, the reverse direction is available: 1 XLM = 0.208382 USDT Arbitrum. The link is below the calculator.