Tether (USDT BEP20) to Stellar (XLM): Rate, Chart and Comparison

Live Tether to Stellar rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:48

Minimum: 200 USDT BEP20 ≈ $199.99
Receiving network: Stellar
24h rate change: −5.69%

You send

USDT BEP20

You get 9,659

XLM

Go to exchange

Rate: 1 USDT BEP20 = 4.8295 XLM
Minimum: 200 USDT BEP20
Maximum: 10,000,000 USDT BEP20

The amount you get is estimated at the current rate.

The current USDT BEP20 to XLM exchange rate is 4.8295 XLM per 1 USDT BEP20; the reverse rate is 1 XLM = 0.207061 USDT BEP20. According to market data, the USDT BEP20 to XLM rate fell by 5.69% over the last 24 hours. Over the week it fell by 7.3%.

Over the last 7 days the rate moved between 4.6956 and 5.7512 XLM — a range of 22.48%. You can exchange from 200 to 10,000,000 USDT BEP20. That is roughly $199.99 or more.

Exchange wallets may require a Memo — check it with the recipient. By market cap, Tether ranks #3 ($183.38 B) and Stellar ranks #20 ($7.25 B). The correlation of daily USDT and XLM price changes over the last 90 days is 0.14 (weak).

Why exchange USDT BEP20 to XLM

Buy XLM with dollarsThe USDT stablecoin is a convenient way to buy Stellar: over the last 30 days XLM changed by +5.21%.
Fast transfersA new block on Stellar arrives roughly every 5 sec, which makes Stellar convenient for payments and transfers.
DiversificationThe 90-day correlation of daily USDT and XLM changes is 0.14 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDT BEP20 in XLM today

1 USDT BEP20 = 4.8295 XLM

1 XLM = 0.207061 USDT BEP20

How much XLM you get for USDT BEP20

USDT BEP20	XLM
200	965.8996
1,000	4,829.5
2,000	9,659
10,000	48,294.98
20,000	96,589.96
100,000	482,949.78

How much USDT BEP20 you need to get XLM

XLM	USDT BEP20
1,000	207.0609
2,000	414.1217
10,000	2,070.61
20,000	4,141.22
100,000	20,706.09
200,000	41,412.17

USDT BEP20 to XLM rate chart

7 days30 days90 days1 year

high 5.7512 XLMlow 4.6956 XLM

Sep 14, 2026, 20:51Sep 21, 2026, 20:51

high 5.7252 XLMlow 4.7087 XLM

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 6.4591 XLMlow 4.7087 XLM

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 6.97 XLMlow 2.4399 XLM

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −5.69%
7 days: −7.3%
7-day high: 5.7512 XLM
7-day low: 4.6956 XLM
Range: 22.48%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

USDT BEP20/XLM volatility and changes

Period	High	Low	Average	Change
24 hours	5.1258	4.6956	4.944	−5.69%
7 days	5.7512	4.6956	5.2691	−7.3%
30 days	5.7252	4.7087	5.4	−4.96%
90 days	6.4591	4.7087	5.5537	−4.56%

Values are in XLM per 1 unit of the currency you send, based on market data.

USDT BEP20 to XLM rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	4.7087 XLM	−7.61%
Sep 20, 2026	5.0965 XLM	−1.56%
Sep 19, 2026	5.1771 XLM	−5%
Sep 18, 2026	5.4498 XLM	+0.2%
Sep 17, 2026	5.4391 XLM	−4.22%
Sep 16, 2026	5.6785 XLM	+8.83%
Sep 15, 2026	5.2177 XLM	−7.5%

USDT and XLM market data

Tether USDT

Price: $0.999948
24h change: +0.02%
7d change: +0.03%
Market cap: $183.38 B
24h volume: $95.44 B
Market cap rank: #3
Circulating supply: 183.38 B USDT
All-time high: $1.32

Stellar XLM

Price: $0.207738
24h change: +6.05%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $390.89 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

CoinGecko data as of Sep 21, 2026, 20:36.

Tether vs Stellar

	Tether (USDT)	Stellar (XLM)
Ticker	USDT	XLM
Type	token	native blockchain coin
Network	BNB Smart Chain (BEP20)	—
Network fee paid in	BNB	—
Launched	2014	2014
Created by	Tether Limited	Jed McCaleb, Joyce Kim
Max supply	no cap	50 B XLM
Circulating supply	183.38 B USDT	34.88 B XLM
Market cap	$183.38 B	$7.25 B
Market cap rank	#3	#20
Consensus	—	Stellar Consensus Protocol
Block time	—	~5 sec
Transaction privacy	—	public transactions

90-day correlation of daily USDT and XLM price changes: 0.14 — weak.

What to know about Tether and Stellar

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Risks and things to know

A missing Memo is the most common problem. XLM's price depends on adoption of the network by payment companies.

BNB Smart Chain (BEP20) network

BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.

How to exchange Tether to Stellar

Enter the USDT BEP20 amount in the calculator (minimum 200 USDT BEP20) and click “Go to exchange”.
Enter your XLM wallet address on the Stellar network and your contact details. If you receive to an exchange, add the Memo.
Send exactly the specified amount of USDT BEP20 on the BNB Smart Chain (BEP20) network to the details shown in the order.
Once the transfer is confirmed, Stellar is sent to your address. You can track the order on its status page.

Exchange USDT BEP20 to XLM

What to check before exchanging USDT BEP20 to XLM

The recipient address must be on the Stellar network: funds sent on another network may be lost.
If the recipient wallet requires a Memo, be sure to include it in the order.
The amount sent must be at least 200 USDT BEP20.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT BEP20 to XLM exchange FAQ

How much is 1 USDT BEP20 in XLM today?

As of Sep 21, 2026, 20:48, the exchange rate is 1 USDT BEP20 = 4.8295 XLM. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.

What are the minimum and maximum amounts for USDT BEP20 to XLM?

The minimum is 200 USDT BEP20 and the maximum is 10,000,000 USDT BEP20. The minimum is roughly $199.99.

Why is there a minimum amount for USDT BEP20 to XLM?

The minimum (200 USDT BEP20) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT BEP20 to XLM?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT BEP20 is paid by the sender and depends on the wallet and network load.

How long does a USDT BEP20 to XLM exchange take?

The order is processed once the USDT BEP20 transfer gets the required number of confirmations on the BNB Smart Chain (BEP20) network. Timing depends on network load.

Which network will I receive XLM on?

Stellar is sent on the Stellar network. Provide a XLM wallet address. Some wallets and exchanges require a Memo.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT BEP20 to XLM rate changed over the last month?

Over 30 days the rate fell by 4.96%: low 4.7087, high 5.7252, average 5.4 XLM per 1 USDT BEP20.

Do I need to register to exchange USDT BEP20 to XLM?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange XLM back to USDT BEP20?

Yes, the reverse direction is available: 1 XLM = 0.208322 USDT BEP20. The link is below the calculator.