USD Coin (USDC ERC20) to Monero (XMR): Rate, Chart and Comparison

Live USD Coin to Monero rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 11, 2026, 16:28

Minimum
200 USDC ERC20 ≈ $199.97
Receiving network
Monero
24h rate change
−2.36%
You get 3.9268 XMR
Rate
1 USDC ERC20 = 0.00196339 XMR
Minimum
200 USDC ERC20
Maximum
10,000,000 USDC ERC20
Go to exchange

The amount you get is estimated at the current rate.

⇄ Reverse exchange XMR → USDC ERC20

USD Coin is exchanged to Monero at 1 USDC ERC20 = 0.00196339 XMR, so 1 XMR costs 509.3223 USDC ERC20. According to market data, the USDC ERC20 to XMR rate fell by 2.36% over the last 24 hours. Over the week it rose by 3.25%.

Over the last 7 days the rate moved between 0.0017941 and 0.00201845 XMR — a range of 12.5%. You can exchange from 200 to 10,000,000 USDC ERC20. That is roughly $199.97 or more.

By market cap, USD Coin ranks #6 ($74.19 B) and Monero ranks #15 ($9.63 B). The correlation of daily USDC and XMR price changes over the last 90 days is 0.12 (weak).

Why exchange USDC ERC20 to XMR

  • Buy XMR with dollarsThe USDC stablecoin is a convenient way to buy Monero: over the last 30 days XMR changed by +35.43%.
  • PrivacyMonero hides the sender, recipient and amount, so your payment history is not visible on a public blockchain.
  • Fast transfersA new block on Monero arrives roughly every 2 min, which makes Monero convenient for payments and transfers.

How much is 1 USDC ERC20 in XMR today

1 USDC ERC20 = 0.00196339 XMR
1 XMR = 509.3223 USDC ERC20

How much XMR you get for USDC ERC20

USDC ERC20XMR
2000.392679
1,0001.9634
2,0003.9268
10,00019.6339
20,00039.2679
100,000196.3393

How much USDC ERC20 you need to get XMR

XMRUSDC ERC20
0.5254.6612
1509.3223
52,546.61
105,093.22
5025,466.12
10050,932.23

USDC ERC20 to XMR rate chart

high 0.00201845 XMRlow 0.0017941 XMR
Sep 4, 2026, 16:30Sep 11, 2026, 16:30
high 0.0026503 XMRlow 0.00179965 XMR
Aug 12, 2026, 03:00Sep 11, 2026, 03:00
high 0.0032927 XMRlow 0.00179965 XMR
Jun 14, 2026, 03:00Sep 11, 2026, 03:00
24 hours
−2.36%
7 days
+3.25%
7-day high
0.00201845 XMR
7-day low
0.0017941 XMR
Range
12.5%

CoinGecko market data as of Sep 11, 2026, 16:04. The exchange rate may differ from the market rate.

USDC ERC20/XMR volatility and changes

PeriodHighLowAverageChange
24 hours0.002002010.001941680.00196472−2.36%
7 days0.002018450.00179410.00192055+3.25%
30 days0.00265030.001799650.00220734−26.15%
90 days0.00329270.001799650.0027056−33.8%

Values are in XMR per 1 unit of the currency you send, based on market data.

USDC ERC20 to XMR rate over the last 7 days

DateDaily closeDaily change
Sep 11, 20260.00195731 XMR+0.37%
Sep 10, 20260.00195009 XMR−2.48%
Sep 9, 20260.00199971 XMR+3.76%
Sep 8, 20260.00192722 XMR+3.96%
Sep 7, 20260.00185388 XMR+3.01%
Sep 6, 20260.00179965 XMR−6.31%
Sep 5, 20260.00192088 XMR−0.03%

USDC and XMR market data

USD Coin USDC
Price
$0.999831
24h change
+0.01%
7d change
0%
Market cap
$74.19 B
24h volume
$16.61 B
Market cap rank
#6
Circulating supply
74.21 B USDC
All-time high
$1.04
Monero XMR
Price
$511.74
24h change
+2.43%
7d change
−6%
Market cap
$9.63 B
24h volume
$102.47 M
Market cap rank
#15
Circulating supply
18.8 M XMR
All-time high
$797.73

CoinGecko data as of Sep 11, 2026, 16:04.

USD Coin vs Monero

USD Coin (USDC)Monero (XMR)
TickerUSDCXMR
Typetokennative blockchain coin
NetworkEthereum (ERC20)
Network fee paid inETH
Launched20182014
Created byCircle
Max supplyno capno cap
Circulating supply74.21 B USDC18.8 M XMR
Market cap$74.19 B$9.63 B
Market cap rank#6#15
ConsensusProof of Work (RandomX)
Block time~2 min
Transaction privacyby default

90-day correlation of daily USDC and XMR price changes: 0.12 — weak.

What to know about USD Coin and Monero

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Sending and receiving USDC

Send USDC only on the network the recipient supports: an Ethereum address and a Polygon address may look identical but the funds end up on different chains. Fees are paid in the native coin of the network (ETH, SOL, POL…).

Monero (XMR)

Monero (XMR) is a privacy-focused cryptocurrency launched in April 2014 as a fork of Bytecoin, built on the CryptoNote protocol. It is developed by an open community without a company or pre-mine behind it.

Risks and things to know

Because of regulatory pressure, XMR is not listed on many large exchanges, so liquidity can be concentrated on fewer venues. As with any coin, the price is volatile.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange USD Coin to Monero

  1. Enter the USDC ERC20 amount in the calculator (minimum 200 USDC ERC20) and click “Go to exchange”.
  2. Enter your XMR wallet address on the Monero network and your contact details.
  3. Send exactly the specified amount of USDC ERC20 on the Ethereum (ERC20) network to the details shown in the order.
  4. Once the transfer is confirmed, Monero is sent to your address. You can track the order on its status page.

Exchange USDC ERC20 to XMR

What to check before exchanging USDC ERC20 to XMR

  • The recipient address must be on the Monero network: funds sent on another network may be lost.
  • The amount sent must be at least 200 USDC ERC20.
  • Copy the whole address and check the first and last characters after pasting.
  • Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDC ERC20 to XMR exchange FAQ

How much is 1 USDC ERC20 in XMR today?
As of Sep 11, 2026, 16:28, the exchange rate is 1 USDC ERC20 = 0.00196339 XMR. It updates automatically; the calculator always shows the latest value. At market prices that is about $1.00.
What are the minimum and maximum amounts for USDC ERC20 to XMR?
The minimum is 200 USDC ERC20 and the maximum is 10,000,000 USDC ERC20. The minimum is roughly $199.97.
Why is there a minimum amount for USDC ERC20 to XMR?
The minimum (200 USDC ERC20) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.
Are there extra fees when exchanging USDC ERC20 to XMR?
The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDC ERC20 is paid by the sender and depends on the wallet and network load.
How long does a USDC ERC20 to XMR exchange take?
The order is processed once the USDC ERC20 transfer gets the required number of confirmations on the Ethereum (ERC20) network. Timing depends on network load.
Which network will I receive XMR on?
Monero is sent on the Monero network. Provide a XMR wallet address.
What happens if the rate changes during the exchange?
The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.
How has the USDC ERC20 to XMR rate changed over the last month?
Over 30 days the rate fell by 26.15%: low 0.00179965, high 0.0026503, average 0.00220734 XMR per 1 USDC ERC20.
Can a USDC ERC20 to XMR exchange be traced?
Transfers on public blockchains are visible in block explorers. Privacy coins hide transaction details: Monero does it by default, Zcash and Dash optionally.
Do I need to register to exchange USDC ERC20 to XMR?
No, you only need to enter the receiving details and contact information in the order.
Can I exchange XMR back to USDC ERC20?
Yes, the reverse direction is available: 1 XMR = 512.3977 USDC ERC20. The link is below the calculator.

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