Monero (XMR) to USD Coin (USDC Polygon): Rate, Chart and Comparison

Live Monero to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 21:38

Minimum: 0.351778 XMR ≈ $198.71
Receiving network: Polygon
24h rate change: +2.36%

You send

XMR

You get 562.0541

USDC Polygon

Go to exchange

Rate: 1 XMR = 562.0541 USDC Polygon
Minimum: 0.351778 XMR
Maximum: 17,700 XMR

The amount you get is estimated at the current rate.

The current XMR to USDC Polygon exchange rate is 562.0541 USDC Polygon per 1 XMR; the reverse rate is 1 USDC Polygon = 0.00177919 XMR. According to market data, the XMR to USDC Polygon rate rose by 2.36% over the last 24 hours. Over the week it rose by 11.45%.

Over the last 7 days the rate moved between 486.8963 and 596.8924 USDC Polygon — a range of 22.59%. You can exchange from 0.351778 to 17,700 XMR. That is roughly $198.71 or more.

USDC is sent to your address on the Polygon network, so make sure you provide an address on that network. By market cap, Monero ranks #13 ($10.62 B) and USD Coin ranks #6 ($74.2 B). The correlation of daily XMR and USDC price changes over the last 90 days is -0.06 (weak).

Why exchange XMR to USDC Polygon

Protection from volatilityOver the last 30 days XMR changed by +39.44%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the XMR price.
Easy to switch backThe USDC Polygon → XMR direction is also available, so you can move back to XMR if needed.

How much is 1 XMR in USDC Polygon today

1 XMR = 562.0541 USDC Polygon

1 USDC Polygon = 0.00177919 XMR

How much USDC Polygon you get for XMR

XMR	USDC Polygon
0.5	281.0271
1	562.0541
5	2,810.27
10	5,620.54
50	28,102.71
100	56,205.41

How much XMR you need to get USDC Polygon

USDC Polygon	XMR
200	0.355838
1,000	1.7792
2,000	3.5584
10,000	17.7919
20,000	35.5838
100,000	177.9188

Which network to receive USDC on

USDC for XMR can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XMR	Minimum	Network fee	Speed
Solana	564.8862	0.62283 XMR	≈ $0.00059	fast
Ethereum (ERC20)	564.8862	0.62283 XMR	≈ $0.066	moderate
Polygon this page	562.0541	0.351778 XMR	≈ $0.002	fast
BNB Smart Chain (BEP20)	562.0541	0.351778 XMR	≈ $0.0026	fast
Arbitrum One	562.0541	0.351778 XMR	≈ $0.0036	fast
Optimism	562.0541	0.351778 XMR	≈ $0.0002	fast

XMR → USDC: compare all networks USDC network fees now

XMR to USDC Polygon rate chart

7 days30 days90 days1 year

high 596.8924 USDC Polygonlow 486.8963 USDC Polygon

Sep 14, 2026, 21:41Sep 21, 2026, 21:41

high 575.4918 USDC Polygonlow 412.642 USDC Polygon

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 575.4918 USDC Polygonlow 303.7019 USDC Polygon

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 705.7366 USDC Polygonlow 286.6744 USDC Polygon

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +2.36%
7 days: +11.45%
7-day high: 596.8924 USDC Polygon
7-day low: 486.8963 USDC Polygon
Range: 22.59%

CoinGecko market data as of Sep 21, 2026, 21:36. The exchange rate may differ from the market rate. How we calculate the data

XMR/USDC Polygon volatility and changes

Period	High	Low	Average	Change
24 hours	596.8924	550.2248	571.0744	+2.36%
7 days	596.8924	486.8963	532.572	+11.45%
30 days	575.4918	412.642	499.0469	+39.47%
90 days	575.4918	303.7019	401.0455	+81.15%

Values are in USDC Polygon per 1 unit of the currency you send, based on market data.

XMR to USDC Polygon rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	575.4918 USDC Polygon	+5.24%
Sep 20, 2026	546.8438 USDC Polygon	−3.25%
Sep 19, 2026	565.2103 USDC Polygon	+9.25%
Sep 18, 2026	517.3742 USDC Polygon	+3.72%
Sep 17, 2026	498.8271 USDC Polygon	−1.58%
Sep 16, 2026	506.8436 USDC Polygon	−1.51%
Sep 15, 2026	514.6035 USDC Polygon	−0.69%

XMR and USDC market data

Monero XMR

Price: $564.88
24h change: +2.38%
7d change: +8.22%
Market cap: $10.62 B
24h volume: $237.12 M
Market cap rank: #13
Circulating supply: 18.81 M XMR
All-time high: $797.73

USD Coin USDC

Price: $0.999914
24h change: +0.02%
7d change: +0.01%
Market cap: $74.2 B
24h volume: $25.86 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

CoinGecko data as of Sep 21, 2026, 21:36.

Monero vs USD Coin

	Monero (XMR)	USD Coin (USDC)
Ticker	XMR	USDC
Type	native blockchain coin	token
Launched	2014	2018
Consensus	Proof of Work (RandomX)	—
Block time	~2 min	—
Max supply	no cap	no cap
Transaction privacy	by default	—
Circulating supply	18.81 M XMR	74.21 B USDC
Market cap	$10.62 B	$74.2 B
Market cap rank	#13	#6
Network	—	Polygon
Network fee paid in	—	POL
Created by	—	Circle

90-day correlation of daily XMR and USDC price changes: -0.06 — weak.

What to know about Monero and USD Coin

Monero (XMR)

Monero (XMR) is a privacy-focused cryptocurrency launched in April 2014 as a fork of Bytecoin, built on the CryptoNote protocol. It is developed by an open community without a company or pre-mine behind it.

Sending and receiving XMR

Main Monero addresses start with 4, subaddresses with 8; they are much longer than Bitcoin addresses. Received funds become spendable after 10 confirmations (about 20 minutes). Fees are low and do not depend on the amount.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Risks and things to know

USDC depends on the issuer and its banking partners, and the issuer can block tokens on specific addresses. In March 2023 USDC briefly traded below one dollar when part of the reserves was held at a failed US bank.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

How to exchange Monero to USD Coin

Enter the XMR amount in the calculator (minimum 0.351778 XMR) and click “Go to exchange”.
Enter your USDC wallet address on the Polygon network and your contact details.
Send exactly the specified amount of XMR on the Monero network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange XMR to USDC Polygon

What to check before exchanging XMR to USDC Polygon

The recipient address must be on the Polygon network: funds sent on another network may be lost.
The amount sent must be at least 0.351778 XMR.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XMR to USDC Polygon exchange FAQ

How much is 1 XMR in USDC Polygon today?

As of Sep 21, 2026, 21:38, the exchange rate is 1 XMR = 562.0541 USDC Polygon. It updates automatically; the calculator always shows the latest value. At market prices that is about $562.01.

What are the minimum and maximum amounts for XMR to USDC Polygon?

The minimum is 0.351778 XMR and the maximum is 17,700 XMR. The minimum is roughly $198.71.

Why is there a minimum amount for XMR to USDC Polygon?

The minimum (0.351778 XMR) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XMR to USDC Polygon?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XMR is paid by the sender and depends on the wallet and network load.

How long does a XMR to USDC Polygon exchange take?

The order is processed once the XMR transfer gets the required number of confirmations on the Monero network. Timing depends on network load. A new block on Monero arrives roughly every 2 min.

Which network will I receive USDC Polygon on?

USDC is sent on the Polygon network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XMR to USDC Polygon rate changed over the last month?

Over 30 days the rate rose by 39.47%: low 412.642, high 575.4918, average 499.0469 USDC Polygon per 1 XMR.

Can a XMR to USDC Polygon exchange be traced?

Transfers on public blockchains are visible in block explorers. Privacy coins hide transaction details: Monero does it by default, Zcash and Dash optionally.

Do I need to register to exchange XMR to USDC Polygon?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Polygon back to XMR?

Yes, the reverse direction is available: 1 USDC Polygon = 0.00177989 XMR. The link is below the calculator.