Monero (XMR) to Tether (USDT Polygon): Rate, Chart and Comparison

Live Monero to Tether rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 23:04

Minimum: 0.62283 XMR ≈ $370.00
Receiving network: Polygon
24h rate change: −0.47%

You send

XMR

You get 597.4462

USDT Polygon

Go to exchange

Rate: 1 XMR = 597.4462 USDT Polygon
Minimum: 0.62283 XMR
Maximum: 16,800 XMR

The amount you get is estimated at the current rate.

The current XMR to USDT Polygon exchange rate is 597.4462 USDT Polygon per 1 XMR; the reverse rate is 1 USDT Polygon = 0.00167379 XMR. According to market data, the XMR to USDT Polygon rate fell by 0.47% over the last 24 hours. Over the week it rose by 1.79%.

Over the last 7 days the rate moved between 571.0891 and 647.6987 USDT Polygon — a range of 13.41%. You can exchange from 0.62283 to 16,800 XMR. That is roughly $370.00 or more.

USDT is sent to your address on the Polygon network, so make sure you provide an address on that network. By market cap, Monero ranks #13 ($11.18 B) and Tether ranks #3 ($182.28 B). The correlation of daily XMR and USDT price changes over the last 90 days is 0.07 (weak).

Why exchange XMR to USDT Polygon

Protection from volatilityOver the last 30 days XMR changed by +6.24%. USDT is pegged to the dollar, so after the swap your funds no longer depend on the XMR price.
Easy to switch backThe USDT Polygon → XMR direction is also available, so you can move back to XMR if needed.

How much is 1 XMR in USDT Polygon today

1 XMR = 597.4462 USDT Polygon

1 USDT Polygon = 0.00167379 XMR

How much USDT Polygon you get for XMR

XMR	USDT Polygon
1	597.4462
2	1,194.89
5	2,987.23
20	11,948.92
50	29,872.31
100	59,744.62

How much XMR you need to get USDT Polygon

USDT Polygon	XMR
500	0.836895
1,000	1.6738
5,000	8.369
10,000	16.7379
50,000	83.6895
100,000	167.3791

Which network to receive USDT on

USDT for XMR can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XMR	Minimum	Network fee	Speed
TRON (TRC20)	595.6551	0.62283 XMR	≈ $2.3	fast
BNB Smart Chain (BEP20)	599.4076	0.62283 XMR	≈ $0.0024	fast
Solana	597.4462	0.62283 XMR	≈ $0.0005	fast
Polygon this page	597.4462	0.62283 XMR	≈ $0.0016	fast
TON	596.8511	0.62283 XMR	low	fast
Ethereum (ERC20)	596.8511	0.62283 XMR	≈ $0.0077	moderate
Arbitrum One	597.4462	0.62283 XMR	≈ $0.003	fast
Optimism	598.0651	0.351778 XMR	≈ $0.00015	fast

XMR → USDT: compare all networks USDT network fees now

XMR to USDT Polygon rate chart

7 days30 days90 days1 year

high 647.6987 USDT Polygonlow 571.0891 USDT Polygon

Oct 19, 2026, 23:05Oct 26, 2026, 23:05

high 621.6801 USDT Polygonlow 519.7443 USDT Polygon

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 621.6801 USDT Polygonlow 341.9761 USDT Polygon

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 705.6898 USDT Polygonlow 292.7429 USDT Polygon

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: −0.47%
7 days: +1.79%
7-day high: 647.6987 USDT Polygon
7-day low: 571.0891 USDT Polygon
Range: 13.41%

CoinGecko market data as of Oct 26, 2026, 22:40. The exchange rate may differ from the market rate. How we calculate the data

XMR/USDT Polygon volatility and changes

Period	High	Low	Average	Change
24 hours	601.9556	584.5849	593.4245	−0.47%
7 days	647.6987	571.0891	603.3463	+1.79%
30 days	621.6801	519.7443	561.1865	+6.35%
90 days	621.6801	341.9761	490.9096	+71.48%

Values are in USDT Polygon per 1 unit of the currency you send, based on market data.

XMR to USDT Polygon rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	592.9391 USDT Polygon	−3.79%
Oct 25, 2026	616.2938 USDT Polygon	+5.39%
Oct 24, 2026	584.77 USDT Polygon	−2.63%
Oct 23, 2026	600.5537 USDT Polygon	−3.4%
Oct 22, 2026	621.6801 USDT Polygon	+3.79%
Oct 21, 2026	598.9643 USDT Polygon	−1.14%
Oct 20, 2026	605.8463 USDT Polygon	+1.23%

Crystal-Trade rate XMR → USDT Polygon by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	597.4462 USDT Polygon	594.7689
Oct 25, 2026	595.1169 USDT Polygon	595.0732
Oct 24, 2026	612.4662 USDT Polygon	613.2427
Oct 23, 2026	586.392 USDT Polygon	587.9892
Oct 22, 2026	596.0406 USDT Polygon	594.5774
Oct 21, 2026	624.5243 USDT Polygon	627.2806
Oct 20, 2026	613.5003 USDT Polygon	619.1583
Oct 19, 2026	605.2674 USDT Polygon	609.1529
Oct 18, 2026	594.7554 USDT Polygon	589.8071
Oct 17, 2026	567.2757 USDT Polygon	566.3463
Oct 16, 2026	559.7356 USDT Polygon	559.433
Oct 15, 2026	547.3361 USDT Polygon	547.6221
Oct 14, 2026	555.3079 USDT Polygon	554.1982
Oct 13, 2026	545.0369 USDT Polygon	545.1629

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

XMR and USDT market data

Monero XMR

Price: $594.07
24h change: −0.49%
7d change: +0.41%
Market cap: $11.18 B
24h volume: $147.81 M
Market cap rank: #13
Circulating supply: 18.82 M XMR
All-time high: $797.73

Tether USDT

Price: $0.998825
24h change: −0.02%
7d change: −0.05%
Market cap: $182.28 B
24h volume: $46.75 B
Market cap rank: #3
Circulating supply: 182.49 B USDT
All-time high: $1.32

CoinGecko data as of Oct 26, 2026, 22:40.

Monero vs Tether

	Monero (XMR)	Tether (USDT)
Ticker	XMR	USDT
Type	native blockchain coin	token
Launched	2014	2014
Consensus	Proof of Work (RandomX)	—
Block time	~2 min	—
Max supply	no cap	no cap
Transaction privacy	by default	—
Circulating supply	18.82 M XMR	182.49 B USDT
Market cap	$11.18 B	$182.28 B
Market cap rank	#13	#3
Network	—	Polygon
Network fee paid in	—	POL
Created by	—	Tether Limited

90-day correlation of daily XMR and USDT price changes: 0.07 — weak.

What to know about Monero and Tether

Monero (XMR)

Monero (XMR) is a privacy-focused cryptocurrency launched in April 2014 as a fork of Bytecoin, built on the CryptoNote protocol. It is developed by an open community without a company or pre-mine behind it.

Sending and receiving XMR

Main Monero addresses start with 4, subaddresses with 8; they are much longer than Bitcoin addresses. Received funds become spendable after 10 confirmations (about 20 minutes). Fees are low and do not depend on the amount.

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Risks and things to know

A stablecoin depends on its issuer: Tether can freeze tokens on specific addresses at the request of authorities, and the peg relies on the reserves. Sending USDT to an address on a different network is one of the most common and costly mistakes.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

How to exchange Monero to Tether

Enter the XMR amount in the calculator (minimum 0.62283 XMR) and click “Go to exchange”.
Enter your USDT wallet address on the Polygon network and your contact details.
Send exactly the specified amount of XMR on the Monero network to the details shown in the order.
Once the transfer is confirmed, Tether is sent to your address. You can track the order on its status page.

Exchange XMR to USDT Polygon

What to check before exchanging XMR to USDT Polygon

The recipient address must be on the Polygon network: funds sent on another network may be lost.
The amount sent must be at least 0.62283 XMR.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XMR to USDT Polygon exchange FAQ

How much is 1 XMR in USDT Polygon today?

As of Oct 26, 2026, 23:04, the exchange rate is 1 XMR = 597.4462 USDT Polygon. It updates automatically; the calculator always shows the latest value. At market prices that is about $596.74.

What are the minimum and maximum amounts for XMR to USDT Polygon?

The minimum is 0.62283 XMR and the maximum is 16,800 XMR. The minimum is roughly $370.00.

Why is there a minimum amount for XMR to USDT Polygon?

The minimum (0.62283 XMR) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XMR to USDT Polygon?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XMR is paid by the sender and depends on the wallet and network load.

How long does a XMR to USDT Polygon exchange take?

The order is processed once the XMR transfer gets the required number of confirmations on the Monero network. Timing depends on network load. A new block on Monero arrives roughly every 2 min.

Which network will I receive USDT Polygon on?

USDT is sent on the Polygon network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDT?

The lowest network fees are usually on USDT BEP20, USDT SOL, USDT Polygon, USDT TON, USDT Arbitrum, USDT Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XMR to USDT Polygon rate changed over the last month?

Over 30 days the rate rose by 6.35%: low 519.7443, high 621.6801, average 561.1865 USDT Polygon per 1 XMR.

Can a XMR to USDT Polygon exchange be traced?

Transfers on public blockchains are visible in block explorers. Privacy coins hide transaction details: Monero does it by default, Zcash and Dash optionally.

Do I need to register to exchange XMR to USDT Polygon?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDT Polygon back to XMR?

Yes, the reverse direction is available: 1 USDT Polygon = 0.00167713 XMR. The link is below the calculator.