Stellar (XLM) to Tether (USDT Optimism): Rate, Chart and Comparison

Live Stellar to Tether rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:43

Minimum: 962.1398 XLM ≈ $199.87
Receiving network: Optimism
24h rate change: +6.03%

You send

XLM

You get 2,092.06

USDT Optimism

Go to exchange

Rate: 1 XLM = 0.209206 USDT Optimism
Minimum: 962.1398 XLM
Maximum: 48,100,000 XLM

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 0.209206 USDT Optimism for 1 XLM, and 1 USDT Optimism equals 4.78 XLM. According to market data, the XLM to USDT Optimism rate rose by 6.03% over the last 24 hours. Over the week it rose by 7.88%.

Over the last 7 days the rate moved between 0.173877 and 0.212965 USDT Optimism — a range of 22.48%. You can exchange from 962.1398 to 48,100,000 XLM. That is roughly $199.87 or more.

USDT is sent to your address on the Optimism network, so make sure you provide an address on that network. By market cap, Stellar ranks #20 ($7.25 B) and Tether ranks #3 ($183.38 B). The correlation of daily XLM and USDT price changes over the last 90 days is 0.14 (weak).

Why exchange XLM to USDT Optimism

Protection from volatilityOver the last 30 days XLM changed by +5.21%. USDT is pegged to the dollar, so after the swap your funds no longer depend on the XLM price.
Easy to switch backThe USDT Optimism → XLM direction is also available, so you can move back to XLM if needed.

How much is 1 XLM in USDT Optimism today

1 XLM = 0.209206 USDT Optimism

1 USDT Optimism = 4.78 XLM

How much USDT Optimism you get for XLM

XLM	USDT Optimism
1,000	209.2065
2,000	418.413
10,000	2,092.06
20,000	4,184.13
100,000	20,920.65
200,000	41,841.3

How much XLM you need to get USDT Optimism

USDT Optimism	XLM
500	2,389.98
1,000	4,779.97
5,000	23,899.83
10,000	47,799.66
50,000	238,998.32
100,000	477,996.64

Which network to receive USDT on

USDT for XLM can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XLM	Minimum	Network fee	Speed
TRON (TRC20)	0.207732	36,500 XLM	≈ $2.4	fast
Solana	0.207732	36,500 XLM	≈ $0.00059	fast
Polygon	0.207732	36,500 XLM	≈ $0.002	fast
Ethereum (ERC20)	0.209206	962.1398 XLM	≈ $0.085	moderate
BNB Smart Chain (BEP20)	0.209206	962.1398 XLM	≈ $0.0026	fast
Arbitrum One	0.209206	962.1398 XLM	≈ $0.0038	fast
Optimism this page	0.209206	962.1398 XLM	≈ $0.00021	fast
TON	0.209206	962.1398 XLM	low	fast

XLM → USDT: compare all networks USDT network fees now

XLM to USDT Optimism rate chart

7 days30 days90 days1 year

high 0.212965 USDT Optimismlow 0.173877 USDT Optimism

Sep 14, 2026, 20:43Sep 21, 2026, 20:43

high 0.212373 USDT Optimismlow 0.174665 USDT Optimism

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 0.212373 USDT Optimismlow 0.15482 USDT Optimism

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 0.409854 USDT Optimismlow 0.143473 USDT Optimism

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +6.03%
7 days: +7.88%
7-day high: 0.212965 USDT Optimism
7-day low: 0.173877 USDT Optimism
Range: 22.48%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

XLM/USDT Optimism volatility and changes

Period	High	Low	Average	Change
24 hours	0.212965	0.195091	0.202449	+6.03%
7 days	0.212965	0.173877	0.190192	+7.88%
30 days	0.212373	0.174665	0.185605	+5.21%
90 days	0.212373	0.15482	0.180948	+4.78%

Values are in USDT Optimism per 1 unit of the currency you send, based on market data.

XLM to USDT Optimism rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.212373 USDT Optimism	+8.24%
Sep 20, 2026	0.196213 USDT Optimism	+1.58%
Sep 19, 2026	0.193158 USDT Optimism	+5.27%
Sep 18, 2026	0.183494 USDT Optimism	−0.2%
Sep 17, 2026	0.183855 USDT Optimism	+4.4%
Sep 16, 2026	0.176104 USDT Optimism	−8.11%
Sep 15, 2026	0.191656 USDT Optimism	+8.1%

XLM and USDT market data

Stellar XLM

Price: $0.207738
24h change: +6.05%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $390.89 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

Tether USDT

Price: $0.999948
24h change: +0.02%
7d change: +0.03%
Market cap: $183.38 B
24h volume: $95.44 B
Market cap rank: #3
Circulating supply: 183.38 B USDT
All-time high: $1.32

CoinGecko data as of Sep 21, 2026, 20:36.

Stellar vs Tether

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	native blockchain coin	token
Launched	2014	2014
Created by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block time	~5 sec	—
Max supply	50 B XLM	no cap
Transaction privacy	public transactions	—
Circulating supply	34.88 B XLM	183.38 B USDT
Market cap	$7.25 B	$183.38 B
Market cap rank	#20	#3
Network	—	Optimism
Network fee paid in	—	ETH

90-day correlation of daily XLM and USDT price changes: 0.14 — weak.

What to know about Stellar and Tether

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

How Tether works

USDT is not a blockchain of its own. The same dollar token is issued on many networks — TRON (TRC20), Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, TON, Polygon, Arbitrum and others. Tokens on different networks are not interchangeable directly: they are moved between networks by exchanges and bridges.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange Stellar to Tether

Enter the XLM amount in the calculator (minimum 962.1398 XLM) and click “Go to exchange”.
Enter your USDT wallet address on the Optimism network and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, Tether is sent to your address. You can track the order on its status page.

Exchange XLM to USDT Optimism

What to check before exchanging XLM to USDT Optimism

The recipient address must be on the Optimism network: funds sent on another network may be lost.
The amount sent must be at least 962.1398 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to USDT Optimism exchange FAQ

How much is 1 XLM in USDT Optimism today?

As of Sep 21, 2026, 20:43, the exchange rate is 1 XLM = 0.209206 USDT Optimism. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.209196.

What are the minimum and maximum amounts for XLM to USDT Optimism?

The minimum is 962.1398 XLM and the maximum is 48,100,000 XLM. The minimum is roughly $199.87.

Why is there a minimum amount for XLM to USDT Optimism?

The minimum (962.1398 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to USDT Optimism?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to USDT Optimism exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Which network will I receive USDT Optimism on?

USDT is sent on the Optimism network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDT?

The lowest network fees are usually on USDT SOL, USDT Polygon, USDT BEP20, USDT Arbitrum, USDT Optimism, USDT TON. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to USDT Optimism rate changed over the last month?

Over 30 days the rate rose by 5.21%: low 0.174665, high 0.212373, average 0.185605 USDT Optimism per 1 XLM.

Do I need to register to exchange XLM to USDT Optimism?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDT Optimism back to XLM?

Yes, the reverse direction is available: 1 USDT Optimism = 4.8091 XLM. The link is below the calculator.