Stellar (XLM) to Tether (USDT): rate by network
Compare the XLM to USDT rate on different networks and choose where to receive USDT: rate, minimum, network fee and speed.
Rate updated: Sep 11, 2026, 19:58
The best rate right now is on TRON (TRC20): 1 XLM = 0.181705 USDT. The calculator uses this network.
In which network to receive USDT
| Network | Rate | Minimum | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) best rate | 1 XLM = 0.181705 USDT TRC20 | 36,500 XLM | medium | fast |
| Solana | 1 XLM = 0.181705 USDT SOL | 36,500 XLM | low | fast |
| Polygon | 1 XLM = 0.181705 USDT Polygon | 36,500 XLM | low | fast |
Fee and speed levels are relative and depend on network load.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.