Stellar (XLM) to Tether (USDT TRC20): Rate, Chart and Comparison

Live Stellar to Tether rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 18:14

Minimum: 36,500 XLM ≈ $6,221.10
Receiving network: TRON (TRC20)
24h rate change: +0.71%

You send

XLM

You get 17,001.83

USDT TRC20

Go to exchange

Rate: 1 XLM = 0.170018 USDT TRC20
Minimum: 36,500 XLM
Maximum: 58,700,000 XLM

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 0.170018 USDT TRC20 for 1 XLM, and 1 USDT TRC20 equals 5.8817 XLM. According to market data, the XLM to USDT TRC20 rate rose by 0.71% over the last 24 hours. Over the week it fell by 4.61%.

Over the last 7 days the rate moved between 0.167315 and 0.185849 USDT TRC20 — a range of 11.08%. You can exchange from 36,500 to 58,700,000 XLM. That is roughly $6,221.10 or more.

USDT is sent to your address on the TRON (TRC20) network, so make sure you provide an address on that network. By market cap, Stellar ranks #20 ($6 B) and Tether ranks #3 ($182.28 B). The correlation of daily XLM and USDT price changes over the last 90 days is 0.15 (weak).

Why exchange XLM to USDT TRC20

Protection from volatilityOver the last 30 days XLM changed by −24.16%. USDT is pegged to the dollar, so after the swap your funds no longer depend on the XLM price.
Easy to switch backThe USDT TRC20 → XLM direction is also available, so you can move back to XLM if needed.

How much is 1 XLM in USDT TRC20 today

1 XLM = 0.170018 USDT TRC20

1 USDT TRC20 = 5.8817 XLM

How much USDT TRC20 you get for XLM

XLM	USDT TRC20
50,000	8,500.91
100,000	17,001.83
200,000	34,003.65
500,000	85,009.13

How much XLM you need to get USDT TRC20

USDT TRC20	XLM
10,000	58,817.21
20,000	117,634.42
50,000	294,086.05
100,000	588,172.11

Which network to receive USDT on

USDT for XLM can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XLM	Minimum	Network fee	Speed
TRON (TRC20) this page	0.170018	36,500 XLM	≈ $2.3	fast
Solana	0.170018	36,500 XLM	≈ $0.00051	fast
Polygon	0.170018	36,500 XLM	≈ $0.0017	fast
Ethereum (ERC20)	0.171225	962.1398 XLM	≈ $0.056	moderate
BNB Smart Chain (BEP20)	0.171225	962.1398 XLM	≈ $0.0024	fast
Arbitrum One	0.171225	962.1398 XLM	≈ $0.0031	fast
Optimism	0.171225	962.1398 XLM	≈ $0.00017	fast
TON	0.171225	962.1398 XLM	low	fast

XLM → USDT: compare all networks USDT network fees now

XLM to USDT TRC20 rate chart

7 days30 days90 days1 year

high 0.185849 USDT TRC20low 0.167315 USDT TRC20

Oct 19, 2026, 18:19Oct 26, 2026, 18:19

high 0.232273 USDT TRC20low 0.16719 USDT TRC20

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 0.232273 USDT TRC20low 0.15482 USDT TRC20

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 0.330174 USDT TRC20low 0.143312 USDT TRC20

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: +0.71%
7 days: −4.61%
7-day high: 0.185849 USDT TRC20
7-day low: 0.167315 USDT TRC20
Range: 11.08%

CoinGecko market data as of Oct 26, 2026, 18:10. The exchange rate may differ from the market rate. How we calculate the data

XLM/USDT TRC20 volatility and changes

Period	High	Low	Average	Change
24 hours	0.17022	0.167315	0.168872	+0.71%
7 days	0.185849	0.167315	0.17565	−4.61%
30 days	0.232273	0.16719	0.197985	−24.08%
90 days	0.232273	0.15482	0.185379	−2.78%

Values are in USDT TRC20 per 1 unit of the currency you send, based on market data.

XLM to USDT TRC20 rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	0.16719 USDT TRC20	−2.55%
Oct 25, 2026	0.171563 USDT TRC20	−1.04%
Oct 24, 2026	0.173358 USDT TRC20	−1.21%
Oct 23, 2026	0.175475 USDT TRC20	−4.59%
Oct 22, 2026	0.183919 USDT TRC20	+0.97%
Oct 21, 2026	0.182146 USDT TRC20	+2.45%
Oct 20, 2026	0.177795 USDT TRC20	−0.09%

Crystal-Trade rate XLM → USDT TRC20 by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	0.169829 USDT TRC20	0.169578
Oct 25, 2026	0.168192 USDT TRC20	0.168707
Oct 24, 2026	0.170407 USDT TRC20	0.170717
Oct 23, 2026	0.171715 USDT TRC20	0.173257
Oct 22, 2026	0.174549 USDT TRC20	0.175228
Oct 21, 2026	0.18405 USDT TRC20	0.18454
Oct 20, 2026	0.181954 USDT TRC20	0.182303
Oct 19, 2026	0.177254 USDT TRC20	0.177666
Oct 18, 2026	0.176535 USDT TRC20	0.176823
Oct 17, 2026	0.176156 USDT TRC20	0.176322
Oct 16, 2026	0.181336 USDT TRC20	0.18151
Oct 15, 2026	0.182813 USDT TRC20	0.184008
Oct 14, 2026	0.183172 USDT TRC20	0.183744
Oct 13, 2026	0.190417 USDT TRC20	0.191283

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

XLM and USDT market data

Stellar XLM

Price: $0.170441
24h change: +0.68%
7d change: −3.73%
Market cap: $6 B
24h volume: $99.81 M
Market cap rank: #20
Circulating supply: 35.23 B XLM
All-time high: $0.875563

Tether USDT

Price: $0.998706
24h change: −0.03%
7d change: −0.05%
Market cap: $182.28 B
24h volume: $41.36 B
Market cap rank: #3
Circulating supply: 182.49 B USDT
All-time high: $1.32

CoinGecko data as of Oct 26, 2026, 18:10.

Stellar vs Tether

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	native blockchain coin	token
Launched	2014	2014
Created by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block time	~5 sec	—
Max supply	50 B XLM	no cap
Transaction privacy	public transactions	—
Circulating supply	35.23 B XLM	182.49 B USDT
Market cap	$6 B	$182.28 B
Market cap rank	#20	#3
Network	—	TRON (TRC20)
Network fee paid in	—	TRX

90-day correlation of daily XLM and USDT price changes: 0.15 — weak.

What to know about Stellar and Tether

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

How Tether works

USDT is not a blockchain of its own. The same dollar token is issued on many networks — TRON (TRC20), Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, TON, Polygon, Arbitrum and others. Tokens on different networks are not interchangeable directly: they are moved between networks by exchanges and bridges.

TRON (TRC20) network

TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.

How to exchange Stellar to Tether

Enter the XLM amount in the calculator (minimum 36,500 XLM) and click “Go to exchange”.
Enter your USDT wallet address on the TRON (TRC20) network and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, Tether is sent to your address. You can track the order on its status page.

Exchange XLM to USDT TRC20

What to check before exchanging XLM to USDT TRC20

The recipient address must be on the TRON (TRC20) network: funds sent on another network may be lost.
The amount sent must be at least 36,500 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to USDT TRC20 exchange FAQ

How much is 1 XLM in USDT TRC20 today?

As of Oct 26, 2026, 18:14, the exchange rate is 1 XLM = 0.170018 USDT TRC20. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.169798.

What are the minimum and maximum amounts for XLM to USDT TRC20?

The minimum is 36,500 XLM and the maximum is 58,700,000 XLM. The minimum is roughly $6,221.10.

Why is there a minimum amount for XLM to USDT TRC20?

The minimum (36,500 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to USDT TRC20?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to USDT TRC20 exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Which network will I receive USDT TRC20 on?

USDT is sent on the TRON (TRC20) network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDT?

The lowest network fees are usually on USDT SOL, USDT Polygon, USDT BEP20, USDT Arbitrum, USDT Optimism, USDT TON. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to USDT TRC20 rate changed over the last month?

Over 30 days the rate fell by 24.08%: low 0.16719, high 0.232273, average 0.197985 USDT TRC20 per 1 XLM.

Do I need to register to exchange XLM to USDT TRC20?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDT TRC20 back to XLM?

Yes, the reverse direction is available: 1 USDT TRC20 = 5.8759 XLM. The link is below the calculator.