Tether (USDT Polygon) to USD Coin (USDC ERC20): Rate, Chart and Comparison

Live Tether to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Oct 26, 2026, 17:39

Minimum: 25 USDT Polygon ≈ $24.97
Receiving network: Ethereum (ERC20)
24h rate change: −0.06%

You send

USDT Polygon

You get 998.7017

USDC ERC20

Go to exchange

Rate: 1 USDT Polygon = 0.998702 USDC ERC20
Minimum: 25 USDT Polygon
Maximum: 10,000,000 USDT Polygon

The amount you get is estimated at the current rate.

Tether is exchanged to USD Coin at 1 USDT Polygon = 0.998702 USDC ERC20, so 1 USDC ERC20 costs 1.0013 USDT Polygon. According to market data, the USDT Polygon to USDC ERC20 rate fell by 0.06% over the last 24 hours. Over the week it changed by 0%.

Over the last 7 days the rate moved between 0.999211 and 0.999778 USDC ERC20 — a range of 0.06%. You can exchange from 25 to 10,000,000 USDT Polygon. That is roughly $24.97 or more.

USDC is sent to your address on the Ethereum (ERC20) network, so make sure you provide an address on that network. By market cap, Tether ranks #3 ($182.27 B) and USD Coin ranks #6 ($71.21 B). The correlation of daily USDT and USDC price changes over the last 90 days is 0.08 (weak).

Why exchange USDT Polygon to USDC ERC20

Easy to switch backThe USDC ERC20 → USDT Polygon direction is also available, so you can move back to USDT if needed.

How much is 1 USDT Polygon in USDC ERC20 today

1 USDT Polygon = 0.998702 USDC ERC20

1 USDC ERC20 = 1.0013 USDT Polygon

How much USDC ERC20 you get for USDT Polygon

USDT Polygon	USDC ERC20
50	49.9351
200	199.7403
1,000	998.7017
5,000	4,993.51
20,000	19,974.03
100,000	99,870.17

How much USDT Polygon you need to get USDC ERC20

USDC ERC20	USDT Polygon
50	50.065
200	200.26
1,000	1,001.3
5,000	5,006.5
20,000	20,026
100,000	100,130

Which network to receive USDC on

USDC for USDT Polygon can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 USDT Polygon	Minimum	Network fee	Speed
Solana	0.998702	25 USDT Polygon	≈ $0.00051	fast
Ethereum (ERC20) this page	0.998702	25 USDT Polygon	≈ $0.041	moderate
Polygon	0.998702	25 USDT Polygon	≈ $0.0016	fast
BNB Smart Chain (BEP20)	0.998702	25 USDT Polygon	≈ $0.0024	fast
Arbitrum One	0.998702	25 USDT Polygon	≈ $0.0031	fast
Optimism	0.998702	25 USDT Polygon	≈ $0.00016	fast

USDC network fees now

Polygon PoS vs Ethereum: network comparison

	Polygon PoS	Ethereum
Network type	Sidechain with checkpoints to Ethereum	Layer 1
Fees are paid in	POL	ETH
Fee level	≈ $0.0016	≈ $0.041
Speed	fast	moderate
Block time	~2 sec	~12 sec
Address format	0x…	0x…
Memo / tag	not needed	not needed
EVM-compatible addresses (0x…)	yes	yes

Fee and speed levels are relative and depend on network load.

Crystal-Trade or a classic bridge: what is the difference

	Crystal-Trade	Classic bridge
What you receive	USDC on Ethereum	The same stablecoin; switching between USDT and USDC needs a separate swap
Wallet connection and approvals	Not needed: you send coins to the order address	Needed: you connect a wallet and sign contract transactions
Coins for fees on Ethereum	Not needed to receive	Often needed to claim funds or move them after the bridge
Time	After the Polygon PoS confirmations; the status is shown on the order page	Depends on the bridge and the load of both networks
Who holds the funds during the transfer	Crystal-Trade, for the duration of the order (with an AML check)	The bridge smart contract or its validators

Bridge Polygon PoS → Ethereum: all directions Ethereum bridge

USDT Polygon to USDC ERC20 rate chart

7 days30 days90 days1 year

high 0.999778 USDC ERC20low 0.999211 USDC ERC20

Oct 19, 2026, 17:45Oct 26, 2026, 17:45

high 0.999991 USDC ERC20low 0.999117 USDC ERC20

Sep 26, 2026, 03:00Oct 26, 2026, 03:00

high 1.0002 USDC ERC20low 0.999117 USDC ERC20

Jul 28, 2026, 03:00Oct 26, 2026, 03:00

high 1.0031 USDC ERC20low 0.996801 USDC ERC20

Oct 27, 2025, 03:00Oct 26, 2026, 03:00

24 hours: −0.06%
7 days: 0%
7-day high: 0.999778 USDC ERC20
7-day low: 0.999211 USDC ERC20
Range: 0.06%

CoinGecko market data as of Oct 26, 2026, 17:40. The exchange rate may differ from the market rate. How we calculate the data

USDT Polygon/USDC ERC20 volatility and changes

Period	High	Low	Average	Change
24 hours	0.999546	0.999211	0.999425	−0.06%
7 days	0.999778	0.999211	0.999465	0%
30 days	0.999991	0.999117	0.999634	−0.07%
90 days	1.0002	0.999117	0.999745	−0.03%

Values are in USDC ERC20 per 1 unit of the currency you send, based on market data.

USDT Polygon to USDC ERC20 rate over the last 7 days

Date	Daily close	Daily change
Oct 26, 2026	0.999223 USDC ERC20	−0.03%
Oct 25, 2026	0.99955 USDC ERC20	+0.01%
Oct 24, 2026	0.999437 USDC ERC20	0%
Oct 23, 2026	0.999421 USDC ERC20	−0.03%
Oct 22, 2026	0.999678 USDC ERC20	+0.02%
Oct 21, 2026	0.99951 USDC ERC20	+0.02%
Oct 20, 2026	0.999342 USDC ERC20	0%

Crystal-Trade rate USDT Polygon → USDC ERC20 by day

Date	Crystal-Trade rate	Market rate
Oct 26, 2026	0.998602 USDC ERC20	0.998847
Oct 25, 2026	0.999001 USDC ERC20	0.999379
Oct 24, 2026	0.998602 USDC ERC20	0.99956
Oct 23, 2026	0.998801 USDC ERC20	0.999441
Oct 22, 2026	0.9993 USDC ERC20	0.999432
Oct 21, 2026	0.999101 USDC ERC20	0.999702
Oct 20, 2026	0.9994 USDC ERC20	0.999497
Oct 19, 2026	0.999101 USDC ERC20	0.99928
Oct 18, 2026	0.998801 USDC ERC20	0.999391
Oct 17, 2026	0.998602 USDC ERC20	0.999298
Oct 16, 2026	0.998901 USDC ERC20	0.999303
Oct 15, 2026	0.9994 USDC ERC20	0.999529
Oct 14, 2026	0.999001 USDC ERC20	0.999378
Oct 13, 2026	0.999201 USDC ERC20	0.999538

The Crystal-Trade rate is recorded every hour; the table shows the last value of each day. The market rate is the ratio of the two coins' prices on CoinGecko at the same time. How we calculate the data

USDT and USDC market data

Tether USDT

Price: $0.998775
24h change: −0.03%
7d change: +0.01%
Market cap: $182.27 B
24h volume: $40.21 B
Market cap rank: #3
Circulating supply: 182.49 B USDT
All-time high: $1.32

USD Coin USDC

Price: $0.999901
24h change: +0.03%
7d change: +0.01%
Market cap: $71.21 B
24h volume: $9.98 B
Market cap rank: #6
Circulating supply: 71.22 B USDC
All-time high: $1.04

CoinGecko data as of Oct 26, 2026, 17:40.

Tether vs USD Coin

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	Polygon	Ethereum (ERC20)
Network fee paid in	POL	ETH
Launched	2014	2018
Created by	Tether Limited	Circle
Max supply	no cap	no cap
Circulating supply	182.49 B USDT	71.22 B USDC
Market cap	$182.27 B	$71.21 B
Market cap rank	#3	#6

90-day correlation of daily USDT and USDC price changes: 0.08 — weak.

What to know about Tether and USD Coin

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

How USD Coin works

Like USDT, USDC exists on many blockchains — Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain and others. Circle mints and burns tokens as dollars enter or leave its reserves, which keeps the price close to one dollar.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

Ethereum (ERC20) network

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

How to exchange Tether to USD Coin

Enter the USDT Polygon amount in the calculator (minimum 25 USDT Polygon) and click “Go to exchange”.
Enter your USDC wallet address on the Ethereum (ERC20) network and your contact details.
Send exactly the specified amount of USDT Polygon on the Polygon network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange USDT Polygon to USDC ERC20

What to check before exchanging USDT Polygon to USDC ERC20

The recipient address must be on the Ethereum (ERC20) network: funds sent on another network may be lost.
The amount sent must be at least 25 USDT Polygon.
Copy the whole address and check the first and last characters after pasting.
Addresses on Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon look the same (0x…): make sure the wallet shows Ethereum as the network.
To move USDC on Ethereum later, you will need a little ETH on the same address.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT Polygon to USDC ERC20 exchange FAQ

How much is 1 USDT Polygon in USDC ERC20 today?

As of Oct 26, 2026, 17:39, the exchange rate is 1 USDT Polygon = 0.998702 USDC ERC20. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.998603.

What are the minimum and maximum amounts for USDT Polygon to USDC ERC20?

The minimum is 25 USDT Polygon and the maximum is 10,000,000 USDT Polygon. The minimum is roughly $24.97.

Why is there a minimum amount for USDT Polygon to USDC ERC20?

The minimum (25 USDT Polygon) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT Polygon to USDC ERC20?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT Polygon is paid by the sender and depends on the wallet and network load.

How long does a USDT Polygon to USDC ERC20 exchange take?

The order is processed once the USDT Polygon transfer gets the required number of confirmations on the Polygon network. Timing depends on network load. A new block on Polygon arrives roughly every 2 sec.

Will I receive native USDC or a wrapped token?

USDC ERC20 is the standard USDC token on Ethereum — the same one exchanges send when you withdraw to this network.

Do I need ETH to receive USDC ERC20?

Not to receive. You will need ETH later to send USDC from your Ethereum address.

Which network will I receive USDC ERC20 on?

USDC is sent on the Ethereum (ERC20) network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT Polygon to USDC ERC20 rate changed over the last month?

Over 30 days the rate fell by 0.07%: low 0.999117, high 0.999991, average 0.999634 USDC ERC20 per 1 USDT Polygon.

Do I need to register to exchange USDT Polygon to USDC ERC20?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC ERC20 back to USDT Polygon?

Yes, the reverse direction is available: 1 USDC ERC20 = 1.0013 USDT Polygon. The link is below the calculator.