NEAR Protocol (NEAR) to USD Coin (USDC Optimism): Rate, Chart and Comparison

Live NEAR Protocol to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 21:43

Minimum: 49.1413 NEAR ≈ $196.07
Receiving network: Optimism
24h rate change: +0.02%

You send

NEAR

You get 2,011.71

USDC Optimism

Go to exchange

Rate: 1 NEAR = 4.0234 USDC Optimism
Minimum: 49.1413 NEAR
Maximum: 2,510,000 NEAR

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 4.0234 USDC Optimism for 1 NEAR, and 1 USDC Optimism equals 0.248545 NEAR. According to market data, the NEAR to USDC Optimism rate rose by 0.02% over the last 24 hours. Over the week it rose by 56.95%.

Over the last 7 days the rate moved between 2.3027 and 4.4028 USDC Optimism — a range of 91.2%. You can exchange from 49.1413 to 2,510,000 NEAR. That is roughly $196.07 or more.

USDC is sent to your address on the Optimism network, so make sure you provide an address on that network. By market cap, NEAR Protocol ranks #23 ($5.22 B) and USD Coin ranks #6 ($74.2 B). The correlation of daily NEAR and USDC price changes over the last 90 days is -0.06 (weak).

Why exchange NEAR to USDC Optimism

Protection from volatilityOver the last 30 days NEAR changed by +114.17%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the NEAR price.
Easy to switch backThe USDC Optimism → NEAR direction is also available, so you can move back to NEAR if needed.

How much is 1 NEAR in USDC Optimism today

1 NEAR = 4.0234 USDC Optimism

1 USDC Optimism = 0.248545 NEAR

How much USDC Optimism you get for NEAR

NEAR	USDC Optimism
50	201.1708
200	804.6832
500	2,011.71
2,000	8,046.83
5,000	20,117.08
20,000	80,468.32

How much NEAR you need to get USDC Optimism

USDC Optimism	NEAR
200	49.709
1,000	248.545
2,000	497.09
10,000	2,485.45
20,000	4,970.9
100,000	24,854.5

Which network to receive USDC on

USDC for NEAR can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 NEAR	Minimum	Network fee	Speed
Solana	3.9939	5,100 NEAR	≈ $0.00059	fast
Ethereum (ERC20)	4.0234	49.1413 NEAR	≈ $0.066	moderate
Polygon	4.0234	49.1413 NEAR	≈ $0.002	fast
BNB Smart Chain (BEP20)	4.0234	49.1413 NEAR	≈ $0.0026	fast
Arbitrum One	4.0234	49.1413 NEAR	≈ $0.0036	fast
Optimism this page	4.0234	49.1413 NEAR	≈ $0.0002	fast

NEAR → USDC: compare all networks USDC network fees now

NEAR to USDC Optimism rate chart

7 days30 days90 days1 year

high 4.4028 USDC Optimismlow 2.3027 USDC Optimism

Sep 14, 2026, 21:46Sep 21, 2026, 21:46

high 4.2119 USDC Optimismlow 1.8183 USDC Optimism

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 4.2119 USDC Optimismlow 1.5883 USDC Optimism

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 4.2119 USDC Optimismlow 0.963099 USDC Optimism

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +0.02%
7 days: +56.95%
7-day high: 4.4028 USDC Optimism
7-day low: 2.3027 USDC Optimism
Range: 91.2%

CoinGecko market data as of Sep 21, 2026, 21:36. The exchange rate may differ from the market rate. How we calculate the data

NEAR/USDC Optimism volatility and changes

Period	High	Low	Average	Change
24 hours	4.4028	4.0493	4.1808	+0.02%
7 days	4.4028	2.3027	3.2031	+56.95%
30 days	4.2119	1.8183	2.3285	+114.21%
90 days	4.2119	1.5883	1.9858	+103.69%

Values are in USDC Optimism per 1 unit of the currency you send, based on market data.

NEAR to USDC Optimism rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	4.2119 USDC Optimism	+17.4%
Sep 20, 2026	3.5876 USDC Optimism	−4.67%
Sep 19, 2026	3.7634 USDC Optimism	+19.48%
Sep 18, 2026	3.1498 USDC Optimism	+20.36%
Sep 17, 2026	2.6169 USDC Optimism	+12.03%
Sep 16, 2026	2.3359 USDC Optimism	−5.37%
Sep 15, 2026	2.4684 USDC Optimism	+7.33%

NEAR and USDC market data

NEAR Protocol NEAR

Price: $3.99
24h change: +0.04%
7d change: +59.22%
Market cap: $5.22 B
24h volume: $1.55 B
Market cap rank: #23
Circulating supply: 1.31 B NEAR
All-time high: $20.44

USD Coin USDC

Price: $0.999914
24h change: +0.02%
7d change: +0.01%
Market cap: $74.2 B
24h volume: $25.86 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

CoinGecko data as of Sep 21, 2026, 21:36.

NEAR Protocol vs USD Coin

	NEAR Protocol (NEAR)	USD Coin (USDC)
Ticker	NEAR	USDC
Type	native blockchain coin	token
Launched	2020	2018
Created by	Illia Polosukhin, Alexander Skidanov	Circle
Consensus	Proof of Stake (Nightshade)	—
Transaction privacy	public transactions	—
Circulating supply	1.31 B NEAR	74.21 B USDC
Market cap	$5.22 B	$74.2 B
Market cap rank	#23	#6
Network	—	Optimism
Network fee paid in	—	ETH
Max supply	—	no cap

90-day correlation of daily NEAR and USDC price changes: -0.06 — weak.

What to know about NEAR Protocol and USD Coin

NEAR Protocol (NEAR)

NEAR Protocol is a Proof of Stake blockchain founded by Illia Polosukhin and Alexander Skidanov; its main network launched in 2020. It focuses on usability and scalability.

Sending and receiving NEAR

An account can be a readable name ending in .near or a long 64-character hexadecimal ID. Transfers confirm within seconds at a very low cost.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Risks and things to know

USDC depends on the issuer and its banking partners, and the issuer can block tokens on specific addresses. In March 2023 USDC briefly traded below one dollar when part of the reserves was held at a failed US bank.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange NEAR Protocol to USD Coin

Enter the NEAR amount in the calculator (minimum 49.1413 NEAR) and click “Go to exchange”.
Enter your USDC wallet address on the Optimism network and your contact details.
Send exactly the specified amount of NEAR on the NEAR network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange NEAR to USDC Optimism

What to check before exchanging NEAR to USDC Optimism

The recipient address must be on the Optimism network: funds sent on another network may be lost.
The amount sent must be at least 49.1413 NEAR.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

NEAR to USDC Optimism exchange FAQ

How much is 1 NEAR in USDC Optimism today?

As of Sep 21, 2026, 21:43, the exchange rate is 1 NEAR = 4.0234 USDC Optimism. It updates automatically; the calculator always shows the latest value. At market prices that is about $4.02.

What are the minimum and maximum amounts for NEAR to USDC Optimism?

The minimum is 49.1413 NEAR and the maximum is 2,510,000 NEAR. The minimum is roughly $196.07.

Why is there a minimum amount for NEAR to USDC Optimism?

The minimum (49.1413 NEAR) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging NEAR to USDC Optimism?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending NEAR is paid by the sender and depends on the wallet and network load.

How long does a NEAR to USDC Optimism exchange take?

The order is processed once the NEAR transfer gets the required number of confirmations on the NEAR network. Timing depends on network load.

Which network will I receive USDC Optimism on?

USDC is sent on the Optimism network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the NEAR to USDC Optimism rate changed over the last month?

Over 30 days the rate rose by 114.21%: low 1.8183, high 4.2119, average 2.3285 USDC Optimism per 1 NEAR.

Do I need to register to exchange NEAR to USDC Optimism?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Optimism back to NEAR?

Yes, the reverse direction is available: 1 USDC Optimism = 0.249984 NEAR. The link is below the calculator.