NEAR Protocol (NEAR) to USD Coin (USDC): rate by network
Compare the NEAR to USDC rate on different networks and choose where to receive USDC: rate, minimum, network fee and speed.
Rate updated: Sep 21, 2026, 21:23
The best rate right now is on Ethereum (ERC20): 1 NEAR = 3.9986 USDC. The calculator uses this network.
In which network to receive USDC
| Network | Rate | Minimum | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) best rate | 1 NEAR = 3.9986 USDC ERC20 | 49.1413 NEAR | ≈ $0.067 | moderate |
| Optimism | 1 NEAR = 3.9986 USDC Optimism | 49.1413 NEAR | ≈ $0.0002 | fast |
| Polygon | 1 NEAR = 3.9986 USDC Polygon | 49.1413 NEAR | ≈ $0.0019 | fast |
| BNB Smart Chain (BEP20) | 1 NEAR = 3.9986 USDC BEP20 | 49.1413 NEAR | ≈ $0.0026 | fast |
| Arbitrum One | 1 NEAR = 3.9986 USDC Arbitrum | 49.1413 NEAR | ≈ $0.0037 | fast |
| Solana | 1 NEAR = 3.9638 USDC SOL | 5,100 NEAR | ≈ $0.00059 | fast |
Fee and speed levels are relative and depend on network load.
USDC networks: what is the difference
USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.