NEAR Protocol (NEAR) to USD Coin (USDC Polygon): Rate, Chart and Comparison

Live NEAR Protocol to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 21:03

Minimum: 49.1413 NEAR ≈ $195.58
Receiving network: Polygon
24h rate change: −3.79%

You send

NEAR

You get 1,973.62

USDC Polygon

Go to exchange

Rate: 1 NEAR = 3.9472 USDC Polygon
Minimum: 49.1413 NEAR
Maximum: 2,510,000 NEAR

The amount you get is estimated at the current rate.

The current NEAR to USDC Polygon exchange rate is 3.9472 USDC Polygon per 1 NEAR; the reverse rate is 1 USDC Polygon = 0.253342 NEAR. According to market data, the NEAR to USDC Polygon rate fell by 3.79% over the last 24 hours. Over the week it rose by 65.02%.

Over the last 7 days the rate moved between 2.3325 and 4.4185 USDC Polygon — a range of 89.43%. You can exchange from 49.1413 to 2,510,000 NEAR. That is roughly $195.58 or more.

USDC is sent to your address on the Polygon network, so make sure you provide an address on that network. By market cap, NEAR Protocol ranks #23 ($5.21 B) and USD Coin ranks #6 ($74.21 B). The correlation of daily NEAR and USDC price changes over the last 90 days is -0.06 (weak).

Why exchange NEAR to USDC Polygon

Protection from volatilityOver the last 30 days NEAR changed by +114.17%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the NEAR price.
Easy to switch backThe USDC Polygon → NEAR direction is also available, so you can move back to NEAR if needed.

How much is 1 NEAR in USDC Polygon today

1 NEAR = 3.9472 USDC Polygon

1 USDC Polygon = 0.253342 NEAR

How much USDC Polygon you get for NEAR

NEAR	USDC Polygon
50	197.3617
200	789.4466
500	1,973.62
2,000	7,894.47
5,000	19,736.17
20,000	78,944.66

How much NEAR you need to get USDC Polygon

USDC Polygon	NEAR
200	50.6684
1,000	253.342
2,000	506.684
10,000	2,533.42
20,000	5,066.84
100,000	25,334.2

Which network to receive USDC on

USDC for NEAR can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 NEAR	Minimum	Network fee	Speed
Solana	3.9148	5,100 NEAR	≈ $0.00059	fast
Ethereum (ERC20)	3.9472	49.1413 NEAR	≈ $0.058	moderate
Polygon this page	3.9472	49.1413 NEAR	≈ $0.0019	fast
BNB Smart Chain (BEP20)	3.9472	49.1413 NEAR	≈ $0.0026	fast
Arbitrum One	3.9472	49.1413 NEAR	≈ $0.0037	fast
Optimism	3.9472	49.1413 NEAR	≈ $0.0002	fast

NEAR → USDC: compare all networks USDC network fees now

NEAR to USDC Polygon rate chart

7 days30 days90 days1 year

high 4.4185 USDC Polygonlow 2.3325 USDC Polygon

Sep 14, 2026, 21:04Sep 21, 2026, 21:04

high 4.2119 USDC Polygonlow 1.8183 USDC Polygon

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 4.2119 USDC Polygonlow 1.5883 USDC Polygon

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 4.2119 USDC Polygonlow 0.963099 USDC Polygon

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: −3.79%
7 days: +65.02%
7-day high: 4.4185 USDC Polygon
7-day low: 2.3325 USDC Polygon
Range: 89.43%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

NEAR/USDC Polygon volatility and changes

Period	High	Low	Average	Change
24 hours	4.4185	4.009	4.1996	−3.79%
7 days	4.4185	2.3325	3.1945	+65.02%
30 days	4.2119	1.8183	2.3285	+114.21%
90 days	4.2119	1.5883	1.9858	+103.69%

Values are in USDC Polygon per 1 unit of the currency you send, based on market data.

NEAR to USDC Polygon rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	4.2119 USDC Polygon	+17.4%
Sep 20, 2026	3.5876 USDC Polygon	−4.67%
Sep 19, 2026	3.7634 USDC Polygon	+19.48%
Sep 18, 2026	3.1498 USDC Polygon	+20.36%
Sep 17, 2026	2.6169 USDC Polygon	+12.03%
Sep 16, 2026	2.3359 USDC Polygon	−5.37%
Sep 15, 2026	2.4684 USDC Polygon	+7.33%

NEAR and USDC market data

NEAR Protocol NEAR

Price: $3.98
24h change: −3.77%
7d change: +69.05%
Market cap: $5.21 B
24h volume: $1.57 B
Market cap rank: #23
Circulating supply: 1.31 B NEAR
All-time high: $20.44

USD Coin USDC

Price: $0.999945
24h change: +0.01%
7d change: +0.02%
Market cap: $74.21 B
24h volume: $25.59 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

CoinGecko data as of Sep 21, 2026, 20:36.

NEAR Protocol vs USD Coin

	NEAR Protocol (NEAR)	USD Coin (USDC)
Ticker	NEAR	USDC
Type	native blockchain coin	token
Launched	2020	2018
Created by	Illia Polosukhin, Alexander Skidanov	Circle
Consensus	Proof of Stake (Nightshade)	—
Transaction privacy	public transactions	—
Circulating supply	1.31 B NEAR	74.21 B USDC
Market cap	$5.21 B	$74.21 B
Market cap rank	#23	#6
Network	—	Polygon
Network fee paid in	—	POL
Max supply	—	no cap

90-day correlation of daily NEAR and USDC price changes: -0.06 — weak.

What to know about NEAR Protocol and USD Coin

NEAR Protocol (NEAR)

NEAR Protocol is a Proof of Stake blockchain founded by Illia Polosukhin and Alexander Skidanov; its main network launched in 2020. It focuses on usability and scalability.

Sending and receiving NEAR

An account can be a readable name ending in .near or a long 64-character hexadecimal ID. Transfers confirm within seconds at a very low cost.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Risks and things to know

USDC depends on the issuer and its banking partners, and the issuer can block tokens on specific addresses. In March 2023 USDC briefly traded below one dollar when part of the reserves was held at a failed US bank.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

How to exchange NEAR Protocol to USD Coin

Enter the NEAR amount in the calculator (minimum 49.1413 NEAR) and click “Go to exchange”.
Enter your USDC wallet address on the Polygon network and your contact details.
Send exactly the specified amount of NEAR on the NEAR network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange NEAR to USDC Polygon

What to check before exchanging NEAR to USDC Polygon

The recipient address must be on the Polygon network: funds sent on another network may be lost.
The amount sent must be at least 49.1413 NEAR.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

NEAR to USDC Polygon exchange FAQ

How much is 1 NEAR in USDC Polygon today?

As of Sep 21, 2026, 21:03, the exchange rate is 1 NEAR = 3.9472 USDC Polygon. It updates automatically; the calculator always shows the latest value. At market prices that is about $3.95.

What are the minimum and maximum amounts for NEAR to USDC Polygon?

The minimum is 49.1413 NEAR and the maximum is 2,510,000 NEAR. The minimum is roughly $195.58.

Why is there a minimum amount for NEAR to USDC Polygon?

The minimum (49.1413 NEAR) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging NEAR to USDC Polygon?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending NEAR is paid by the sender and depends on the wallet and network load.

How long does a NEAR to USDC Polygon exchange take?

The order is processed once the NEAR transfer gets the required number of confirmations on the NEAR network. Timing depends on network load.

Which network will I receive USDC Polygon on?

USDC is sent on the Polygon network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the NEAR to USDC Polygon rate changed over the last month?

Over 30 days the rate rose by 114.21%: low 1.8183, high 4.2119, average 2.3285 USDC Polygon per 1 NEAR.

Do I need to register to exchange NEAR to USDC Polygon?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Polygon back to NEAR?

Yes, the reverse direction is available: 1 USDC Polygon = 0.255081 NEAR. The link is below the calculator.