USD Coin (USDC Optimism) to NEAR Protocol (NEAR): Rate, Chart and Comparison

Live USD Coin to NEAR Protocol rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:38

Minimum: 200 USDC Optimism ≈ $199.99
Receiving network: NEAR
24h rate change: +3.93%

You send

USDC Optimism

You get 499.2694

NEAR

Go to exchange

Rate: 1 USDC Optimism = 0.249635 NEAR
Minimum: 200 USDC Optimism
Maximum: 10,000,000 USDC Optimism

The amount you get is estimated at the current rate.

USD Coin is exchanged to NEAR Protocol at 1 USDC Optimism = 0.249635 NEAR, so 1 NEAR costs 4.0059 USDC Optimism. According to market data, the USDC Optimism to NEAR rate rose by 3.93% over the last 24 hours. Over the week it fell by 39.4%.

Over the last 7 days the rate moved between 0.226321 and 0.42872 NEAR — a range of 89.43%. You can exchange from 200 to 10,000,000 USDC Optimism. That is roughly $199.99 or more.

By market cap, USD Coin ranks #6 ($74.21 B) and NEAR Protocol ranks #23 ($5.21 B). The correlation of daily USDC and NEAR price changes over the last 90 days is -0.06 (weak).

Why exchange USDC Optimism to NEAR

Buy NEAR with dollarsThe USDC stablecoin is a convenient way to buy NEAR Protocol: over the last 30 days NEAR changed by +114.17%.
Access to the NEAR ecosystemNEAR Protocol pays network fees on NEAR and gives access to its apps, tokens and DeFi.
DiversificationThe 90-day correlation of daily USDC and NEAR changes is -0.06 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 USDC Optimism in NEAR today

1 USDC Optimism = 0.249635 NEAR

1 NEAR = 4.0059 USDC Optimism

How much NEAR you get for USDC Optimism

USDC Optimism	NEAR
200	49.9269
1,000	249.6347
2,000	499.2694
10,000	2,496.35
20,000	4,992.69
100,000	24,963.47

How much USDC Optimism you need to get NEAR

NEAR	USDC Optimism
50	200.2926
200	801.1706
500	2,002.93
2,000	8,011.71
5,000	20,029.26
20,000	80,117.06

USDC Optimism to NEAR rate chart

7 days30 days90 days1 year

high 0.42872 NEARlow 0.226321 NEAR

Sep 14, 2026, 20:43Sep 21, 2026, 20:43

high 0.549956 NEARlow 0.237422 NEAR

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 0.629586 NEARlow 0.237422 NEAR

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 1.0383 NEARlow 0.237422 NEAR

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +3.93%
7 days: −39.4%
7-day high: 0.42872 NEAR
7-day low: 0.226321 NEAR
Range: 89.43%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

USDC Optimism/NEAR volatility and changes

Period	High	Low	Average	Change
24 hours	0.24944	0.226321	0.238275	+3.93%
7 days	0.42872	0.226321	0.327207	−39.4%
30 days	0.549956	0.237422	0.450179	−53.32%
90 days	0.629586	0.237422	0.520303	−50.91%

Values are in NEAR per 1 unit of the currency you send, based on market data.

USDC Optimism to NEAR rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.237422 NEAR	−14.82%
Sep 20, 2026	0.278737 NEAR	+4.9%
Sep 19, 2026	0.265718 NEAR	−16.31%
Sep 18, 2026	0.317485 NEAR	−16.92%
Sep 17, 2026	0.382138 NEAR	−10.74%
Sep 16, 2026	0.428098 NEAR	+5.67%
Sep 15, 2026	0.405118 NEAR	−6.83%

USDC and NEAR market data

USD Coin USDC

Price: $0.999945
24h change: +0.01%
7d change: +0.02%
Market cap: $74.21 B
24h volume: $25.59 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

NEAR Protocol NEAR

Price: $3.98
24h change: −3.77%
7d change: +69.05%
Market cap: $5.21 B
24h volume: $1.57 B
Market cap rank: #23
Circulating supply: 1.31 B NEAR
All-time high: $20.44

CoinGecko data as of Sep 21, 2026, 20:36.

USD Coin vs NEAR Protocol

	USD Coin (USDC)	NEAR Protocol (NEAR)
Ticker	USDC	NEAR
Type	token	native blockchain coin
Network	Optimism	—
Network fee paid in	ETH	—
Launched	2018	2020
Created by	Circle	Illia Polosukhin, Alexander Skidanov
Max supply	no cap	—
Circulating supply	74.21 B USDC	1.31 B NEAR
Market cap	$74.21 B	$5.21 B
Market cap rank	#6	#23
Consensus	—	Proof of Stake (Nightshade)
Transaction privacy	—	public transactions

90-day correlation of daily USDC and NEAR price changes: -0.06 — weak.

What to know about USD Coin and NEAR Protocol

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Sending and receiving USDC

Send USDC only on the network the recipient supports: an Ethereum address and a Polygon address may look identical but the funds end up on different chains. Fees are paid in the native coin of the network (ETH, SOL, POL…).

NEAR Protocol (NEAR)

NEAR Protocol is a Proof of Stake blockchain founded by Illia Polosukhin and Alexander Skidanov; its main network launched in 2020. It focuses on usability and scalability.

How NEAR Protocol works

NEAR uses a sharded design called Nightshade that splits processing across shards, with blocks roughly every second. Accounts can have human-readable names such as name.near.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange USD Coin to NEAR Protocol

Enter the USDC Optimism amount in the calculator (minimum 200 USDC Optimism) and click “Go to exchange”.
Enter your NEAR wallet address on the NEAR network and your contact details.
Send exactly the specified amount of USDC Optimism on the Optimism network to the details shown in the order.
Once the transfer is confirmed, NEAR Protocol is sent to your address. You can track the order on its status page.

Exchange USDC Optimism to NEAR

What to check before exchanging USDC Optimism to NEAR

The recipient address must be on the NEAR network: funds sent on another network may be lost.
The amount sent must be at least 200 USDC Optimism.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDC Optimism to NEAR exchange FAQ

How much is 1 USDC Optimism in NEAR today?

As of Sep 21, 2026, 20:38, the exchange rate is 1 USDC Optimism = 0.249635 NEAR. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.993546.

What are the minimum and maximum amounts for USDC Optimism to NEAR?

The minimum is 200 USDC Optimism and the maximum is 10,000,000 USDC Optimism. The minimum is roughly $199.99.

Why is there a minimum amount for USDC Optimism to NEAR?

The minimum (200 USDC Optimism) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDC Optimism to NEAR?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDC Optimism is paid by the sender and depends on the wallet and network load.

How long does a USDC Optimism to NEAR exchange take?

The order is processed once the USDC Optimism transfer gets the required number of confirmations on the Optimism network. Timing depends on network load.

Which network will I receive NEAR on?

NEAR Protocol is sent on the NEAR network. Provide a NEAR wallet address.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDC Optimism to NEAR rate changed over the last month?

Over 30 days the rate fell by 53.32%: low 0.237422, high 0.549956, average 0.450179 NEAR per 1 USDC Optimism.

Do I need to register to exchange USDC Optimism to NEAR?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange NEAR back to USDC Optimism?

Yes, the reverse direction is available: 1 NEAR = 4.0261 USDC Optimism. The link is below the calculator.