Stellar (XLM) to USD Coin (USDC Optimism): Rate, Chart and Comparison

Live Stellar to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:43

Minimum: 962.1398 XLM ≈ $199.87
Receiving network: Optimism
24h rate change: +6.04%

You send

XLM

You get 2,092.69

USDC Optimism

Go to exchange

Rate: 1 XLM = 0.209269 USDC Optimism
Minimum: 962.1398 XLM
Maximum: 48,100,000 XLM

The amount you get is estimated at the current rate.

The current XLM to USDC Optimism exchange rate is 0.209269 USDC Optimism per 1 XLM; the reverse rate is 1 USDC Optimism = 4.7785 XLM. According to market data, the XLM to USDC Optimism rate rose by 6.04% over the last 24 hours. Over the week it rose by 7.88%.

Over the last 7 days the rate moved between 0.173828 and 0.212958 USDC Optimism — a range of 22.51%. You can exchange from 962.1398 to 48,100,000 XLM. That is roughly $199.87 or more.

USDC is sent to your address on the Optimism network, so make sure you provide an address on that network. By market cap, Stellar ranks #20 ($7.25 B) and USD Coin ranks #6 ($74.21 B). The correlation of daily XLM and USDC price changes over the last 90 days is 0.03 (weak).

Why exchange XLM to USDC Optimism

Protection from volatilityOver the last 30 days XLM changed by +5.21%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the XLM price.
Easy to switch backThe USDC Optimism → XLM direction is also available, so you can move back to XLM if needed.

How much is 1 XLM in USDC Optimism today

1 XLM = 0.209269 USDC Optimism

1 USDC Optimism = 4.7785 XLM

How much USDC Optimism you get for XLM

XLM	USDC Optimism
1,000	209.2693
2,000	418.5385
10,000	2,092.69
20,000	4,185.39
100,000	20,926.93
200,000	41,853.85

How much XLM you need to get USDC Optimism

USDC Optimism	XLM
500	2,389.27
1,000	4,778.53
5,000	23,892.66
10,000	47,785.32
50,000	238,926.62
100,000	477,853.24

Which network to receive USDC on

USDC for XLM can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XLM	Minimum	Network fee	Speed
Solana	0.207795	36,500 XLM	≈ $0.00059	fast
Ethereum (ERC20)	0.209269	962.1398 XLM	≈ $0.085	moderate
Polygon	0.209269	962.1398 XLM	≈ $0.002	fast
BNB Smart Chain (BEP20)	0.209269	962.1398 XLM	≈ $0.0026	fast
Arbitrum One	0.209269	962.1398 XLM	≈ $0.0038	fast
Optimism this page	0.209269	962.1398 XLM	≈ $0.00021	fast

XLM → USDC: compare all networks USDC network fees now

XLM to USDC Optimism rate chart

7 days30 days90 days1 year

high 0.212958 USDC Optimismlow 0.173828 USDC Optimism

Sep 14, 2026, 20:43Sep 21, 2026, 20:43

high 0.212375 USDC Optimismlow 0.174667 USDC Optimism

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 0.212375 USDC Optimismlow 0.154767 USDC Optimism

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 0.410094 USDC Optimismlow 0.143382 USDC Optimism

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +6.04%
7 days: +7.88%
7-day high: 0.212958 USDC Optimism
7-day low: 0.173828 USDC Optimism
Range: 22.51%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

XLM/USDC Optimism volatility and changes

Period	High	Low	Average	Change
24 hours	0.212958	0.195086	0.202443	+6.04%
7 days	0.212958	0.173828	0.190157	+7.88%
30 days	0.212375	0.174667	0.185593	+5.22%
90 days	0.212375	0.154767	0.180897	+4.84%

Values are in USDC Optimism per 1 unit of the currency you send, based on market data.

XLM to USDC Optimism rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.212375 USDC Optimism	+8.25%
Sep 20, 2026	0.196193 USDC Optimism	+1.58%
Sep 19, 2026	0.193143 USDC Optimism	+5.3%
Sep 18, 2026	0.183429 USDC Optimism	−0.2%
Sep 17, 2026	0.183795 USDC Optimism	+4.4%
Sep 16, 2026	0.176056 USDC Optimism	−8.14%
Sep 15, 2026	0.191653 USDC Optimism	+8.12%

XLM and USDC market data

Stellar XLM

Price: $0.207738
24h change: +6.05%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $390.89 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

USD Coin USDC

Price: $0.999945
24h change: +0.01%
7d change: +0.02%
Market cap: $74.21 B
24h volume: $25.59 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

CoinGecko data as of Sep 21, 2026, 20:36.

Stellar vs USD Coin

	Stellar (XLM)	USD Coin (USDC)
Ticker	XLM	USDC
Type	native blockchain coin	token
Launched	2014	2018
Created by	Jed McCaleb, Joyce Kim	Circle
Consensus	Stellar Consensus Protocol	—
Block time	~5 sec	—
Max supply	50 B XLM	no cap
Transaction privacy	public transactions	—
Circulating supply	34.88 B XLM	74.21 B USDC
Market cap	$7.25 B	$74.21 B
Market cap rank	#20	#6
Network	—	Optimism
Network fee paid in	—	ETH

90-day correlation of daily XLM and USDC price changes: 0.03 — weak.

What to know about Stellar and USD Coin

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Where to store USD Coin

Any wallet that supports the network and the official USDC contract will do; hardware wallets are the safest option for large amounts.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

How to exchange Stellar to USD Coin

Enter the XLM amount in the calculator (minimum 962.1398 XLM) and click “Go to exchange”.
Enter your USDC wallet address on the Optimism network and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange XLM to USDC Optimism

What to check before exchanging XLM to USDC Optimism

The recipient address must be on the Optimism network: funds sent on another network may be lost.
The amount sent must be at least 962.1398 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to USDC Optimism exchange FAQ

How much is 1 XLM in USDC Optimism today?

As of Sep 21, 2026, 20:43, the exchange rate is 1 XLM = 0.209269 USDC Optimism. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.209258.

What are the minimum and maximum amounts for XLM to USDC Optimism?

The minimum is 962.1398 XLM and the maximum is 48,100,000 XLM. The minimum is roughly $199.87.

Why is there a minimum amount for XLM to USDC Optimism?

The minimum (962.1398 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to USDC Optimism?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to USDC Optimism exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Which network will I receive USDC Optimism on?

USDC is sent on the Optimism network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to USDC Optimism rate changed over the last month?

Over 30 days the rate rose by 5.22%: low 0.174667, high 0.212375, average 0.185593 USDC Optimism per 1 XLM.

Do I need to register to exchange XLM to USDC Optimism?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Optimism back to XLM?

Yes, the reverse direction is available: 1 USDC Optimism = 4.8174 XLM. The link is below the calculator.