Stellar (XLM) to USD Coin (USDC Arbitrum): Rate, Chart and Comparison

Live Stellar to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 21:03

Minimum: 962.1398 XLM ≈ $199.87
Receiving network: Arbitrum One
24h rate change: +6.04%

You send

XLM

You get 2,080.02

USDC Arbitrum

Go to exchange

Rate: 1 XLM = 0.208002 USDC Arbitrum
Minimum: 962.1398 XLM
Maximum: 48,100,000 XLM

The amount you get is estimated at the current rate.

Stellar is exchanged to USD Coin at 1 XLM = 0.208002 USDC Arbitrum, so 1 USDC Arbitrum costs 4.8077 XLM. According to market data, the XLM to USDC Arbitrum rate rose by 6.04% over the last 24 hours. Over the week it rose by 7.88%.

Over the last 7 days the rate moved between 0.173828 and 0.212958 USDC Arbitrum — a range of 22.51%. You can exchange from 962.1398 to 48,100,000 XLM. That is roughly $199.87 or more.

USDC is sent to your address on the Arbitrum One network, so make sure you provide an address on that network. By market cap, Stellar ranks #20 ($7.25 B) and USD Coin ranks #6 ($74.21 B). The correlation of daily XLM and USDC price changes over the last 90 days is 0.03 (weak).

Why exchange XLM to USDC Arbitrum

Protection from volatilityOver the last 30 days XLM changed by +5.21%. USDC is pegged to the dollar, so after the swap your funds no longer depend on the XLM price.
Easy to switch backThe USDC Arbitrum → XLM direction is also available, so you can move back to XLM if needed.

How much is 1 XLM in USDC Arbitrum today

1 XLM = 0.208002 USDC Arbitrum

1 USDC Arbitrum = 4.8077 XLM

How much USDC Arbitrum you get for XLM

XLM	USDC Arbitrum
1,000	208.0018
2,000	416.0036
10,000	2,080.02
20,000	4,160.04
100,000	20,800.18
200,000	41,600.36

How much XLM you need to get USDC Arbitrum

USDC Arbitrum	XLM
500	2,403.83
1,000	4,807.65
5,000	24,038.25
10,000	48,076.51
50,000	240,382.54
100,000	480,765.07

Which network to receive USDC on

USDC for XLM can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 XLM	Minimum	Network fee	Speed
Solana	0.206536	36,500 XLM	≈ $0.00059	fast
Ethereum (ERC20)	0.208002	962.1398 XLM	≈ $0.058	moderate
Polygon	0.208002	962.1398 XLM	≈ $0.0019	fast
BNB Smart Chain (BEP20)	0.208002	962.1398 XLM	≈ $0.0026	fast
Arbitrum One this page	0.208002	962.1398 XLM	≈ $0.0037	fast
Optimism	0.208002	962.1398 XLM	≈ $0.0002	fast

XLM → USDC: compare all networks USDC network fees now

XLM to USDC Arbitrum rate chart

7 days30 days90 days1 year

high 0.212958 USDC Arbitrumlow 0.173828 USDC Arbitrum

Sep 14, 2026, 21:05Sep 21, 2026, 21:05

high 0.212375 USDC Arbitrumlow 0.174667 USDC Arbitrum

Aug 22, 2026, 03:00Sep 21, 2026, 03:00

high 0.212375 USDC Arbitrumlow 0.154767 USDC Arbitrum

Jun 23, 2026, 03:00Sep 21, 2026, 03:00

high 0.410094 USDC Arbitrumlow 0.143382 USDC Arbitrum

Sep 22, 2025, 03:00Sep 21, 2026, 03:00

24 hours: +6.04%
7 days: +7.88%
7-day high: 0.212958 USDC Arbitrum
7-day low: 0.173828 USDC Arbitrum
Range: 22.51%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

XLM/USDC Arbitrum volatility and changes

Period	High	Low	Average	Change
24 hours	0.212958	0.195086	0.202443	+6.04%
7 days	0.212958	0.173828	0.190157	+7.88%
30 days	0.212375	0.174667	0.185593	+5.22%
90 days	0.212375	0.154767	0.180897	+4.84%

Values are in USDC Arbitrum per 1 unit of the currency you send, based on market data.

XLM to USDC Arbitrum rate over the last 7 days

Date	Daily close	Daily change
Sep 21, 2026	0.212375 USDC Arbitrum	+8.25%
Sep 20, 2026	0.196193 USDC Arbitrum	+1.58%
Sep 19, 2026	0.193143 USDC Arbitrum	+5.3%
Sep 18, 2026	0.183429 USDC Arbitrum	−0.2%
Sep 17, 2026	0.183795 USDC Arbitrum	+4.4%
Sep 16, 2026	0.176056 USDC Arbitrum	−8.14%
Sep 15, 2026	0.191653 USDC Arbitrum	+8.12%

XLM and USDC market data

Stellar XLM

Price: $0.207738
24h change: +6.05%
7d change: +8.16%
Market cap: $7.25 B
24h volume: $390.89 M
Market cap rank: #20
Circulating supply: 34.88 B XLM
All-time high: $0.875563

USD Coin USDC

Price: $0.999945
24h change: +0.01%
7d change: +0.02%
Market cap: $74.21 B
24h volume: $25.59 B
Market cap rank: #6
Circulating supply: 74.21 B USDC
All-time high: $1.04

CoinGecko data as of Sep 21, 2026, 20:36.

Stellar vs USD Coin

	Stellar (XLM)	USD Coin (USDC)
Ticker	XLM	USDC
Type	native blockchain coin	token
Launched	2014	2018
Created by	Jed McCaleb, Joyce Kim	Circle
Consensus	Stellar Consensus Protocol	—
Block time	~5 sec	—
Max supply	50 B XLM	no cap
Transaction privacy	public transactions	—
Circulating supply	34.88 B XLM	74.21 B USDC
Market cap	$7.25 B	$74.21 B
Market cap rank	#20	#6
Network	—	Arbitrum One
Network fee paid in	—	ETH

90-day correlation of daily XLM and USDC price changes: 0.03 — weak.

What to know about Stellar and USD Coin

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

Sending and receiving XLM

Stellar addresses start with G. Most exchanges require a Memo when you deposit — without it the funds may not be credited. Each account must hold a minimum balance of XLM.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Where to store USD Coin

Any wallet that supports the network and the official USDC contract will do; hardware wallets are the safest option for large amounts.

Arbitrum One network

Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.

How to exchange Stellar to USD Coin

Enter the XLM amount in the calculator (minimum 962.1398 XLM) and click “Go to exchange”.
Enter your USDC wallet address on the Arbitrum One network and your contact details.
Send exactly the specified amount of XLM on the Stellar network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange XLM to USDC Arbitrum

What to check before exchanging XLM to USDC Arbitrum

The recipient address must be on the Arbitrum One network: funds sent on another network may be lost.
The amount sent must be at least 962.1398 XLM.
Copy the whole address and check the first and last characters after pasting.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

XLM to USDC Arbitrum exchange FAQ

How much is 1 XLM in USDC Arbitrum today?

As of Sep 21, 2026, 21:03, the exchange rate is 1 XLM = 0.208002 USDC Arbitrum. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.20799.

What are the minimum and maximum amounts for XLM to USDC Arbitrum?

The minimum is 962.1398 XLM and the maximum is 48,100,000 XLM. The minimum is roughly $199.87.

Why is there a minimum amount for XLM to USDC Arbitrum?

The minimum (962.1398 XLM) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging XLM to USDC Arbitrum?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending XLM is paid by the sender and depends on the wallet and network load.

How long does a XLM to USDC Arbitrum exchange take?

The order is processed once the XLM transfer gets the required number of confirmations on the Stellar network. Timing depends on network load. A new block on Stellar arrives roughly every 5 sec.

Which network will I receive USDC Arbitrum on?

USDC is sent on the Arbitrum One network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the XLM to USDC Arbitrum rate changed over the last month?

Over 30 days the rate rose by 5.22%: low 0.174667, high 0.212375, average 0.185593 USDC Arbitrum per 1 XLM.

Do I need to register to exchange XLM to USDC Arbitrum?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Arbitrum back to XLM?

Yes, the reverse direction is available: 1 USDC Arbitrum = 4.8323 XLM. The link is below the calculator.