Tether (USDT Optimism) to USD Coin (USDC Polygon): Rate, Chart and Comparison

Live Tether to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 17, 2026, 12:14

Minimum: 200 USDT Optimism ≈ $199.83
Receiving network: Polygon
24h rate change: −0.01%

You send

USDT Optimism

You get 1,999

USDC Polygon

Go to exchange

Rate: 1 USDT Optimism = 0.9995 USDC Polygon
Minimum: 200 USDT Optimism
Maximum: 10,000,000 USDT Optimism

The amount you get is estimated at the current rate.

Right now Crystal-Trade gives 0.9995 USDC Polygon for 1 USDT Optimism, and 1 USDC Polygon equals 1.0005 USDT Optimism. According to market data, the USDT Optimism to USDC Polygon rate fell by 0.01% over the last 24 hours. Over the week it fell by 0.03%.

Over the last 7 days the rate moved between 0.999474 and 0.999997 USDC Polygon — a range of 0.05%. You can exchange from 200 to 10,000,000 USDT Optimism. That is roughly $199.83 or more.

USDC is sent to your address on the Polygon network, so make sure you provide an address on that network. By market cap, Tether ranks #3 ($183.29 B) and USD Coin ranks #6 ($73.6 B). The correlation of daily USDT and USDC price changes over the last 90 days is 0.15 (weak).

Why exchange USDT Optimism to USDC Polygon

Easy to switch backThe USDC Polygon → USDT Optimism direction is also available, so you can move back to USDT if needed.

How much is 1 USDT Optimism in USDC Polygon today

1 USDT Optimism = 0.9995 USDC Polygon

1 USDC Polygon = 1.0005 USDT Optimism

How much USDC Polygon you get for USDT Optimism

USDT Optimism	USDC Polygon
200	199.9
1,000	999.5002
2,000	1,999
10,000	9,995
20,000	19,990
100,000	99,950.02

How much USDT Optimism you need to get USDC Polygon

USDC Polygon	USDT Optimism
200	200.1
1,000	1,000.5
2,000	2,001
10,000	10,005
20,000	20,010
100,000	100,050

Which network to receive USDC on

USDC for USDT Optimism can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 USDT Optimism	Minimum	Network fee	Speed
Ethereum (ERC20)	0.9995	200 USDT Optimism	≈ $0.021	moderate
Solana	0.9995	200 USDT Optimism	≈ $0.0005	fast
Polygon this page	0.9995	200 USDT Optimism	≈ $0.0017	fast
BNB Smart Chain (BEP20)	0.9995	200 USDT Optimism	≈ $0.0024	fast
Arbitrum One	0.9995	200 USDT Optimism	≈ $0.0032	fast
Optimism	0.9995	200 USDT Optimism	≈ $0.00016	fast

USDC network fees now

OP Mainnet (Optimism) vs Polygon PoS: network comparison

	OP Mainnet (Optimism)	Polygon PoS
Network type	Layer 2 (optimistic rollup)	Sidechain with checkpoints to Ethereum
Fees are paid in	ETH	POL
Fee level	≈ $0.00016	≈ $0.0017
Speed	fast	fast
Block time	~2 sec	~2 sec
Address format	0x…	0x…
Memo / tag	not needed	not needed
EVM-compatible addresses (0x…)	yes	yes
Withdrawal to Ethereum via the official bridge	~7 days (challenge period)	—

Fee and speed levels are relative and depend on network load.

Crystal-Trade or a classic bridge: what is the difference

	Crystal-Trade	Classic bridge
What you receive	USDC on Polygon PoS	The same stablecoin; switching between USDT and USDC needs a separate swap
Wallet connection and approvals	Not needed: you send coins to the order address	Needed: you connect a wallet and sign contract transactions
Coins for fees on Polygon PoS	Not needed to receive	Often needed to claim funds or move them after the bridge
Time	After the OP Mainnet (Optimism) confirmations; the status is shown on the order page	Depends on the bridge and the load of both networks
Who holds the funds during the transfer	Crystal-Trade, for the duration of the order (with an AML check)	The bridge smart contract or its validators

Bridge OP Mainnet (Optimism) → Polygon PoS: all directions Polygon PoS bridge

USDT Optimism to USDC Polygon rate chart

7 days30 days90 days1 year

high 0.999997 USDC Polygonlow 0.999474 USDC Polygon

Sep 10, 2026, 12:17Sep 17, 2026, 12:17

high 1.0002 USDC Polygonlow 0.999577 USDC Polygon

Aug 17, 2026, 03:00Sep 16, 2026, 03:00

high 1.0002 USDC Polygonlow 0.999327 USDC Polygon

Jun 18, 2026, 03:00Sep 16, 2026, 03:00

high 1.0017 USDC Polygonlow 0.996801 USDC Polygon

Sep 17, 2025, 03:00Sep 16, 2026, 03:00

24 hours: −0.01%
7 days: −0.03%
7-day high: 0.999997 USDC Polygon
7-day low: 0.999474 USDC Polygon
Range: 0.05%

CoinGecko market data as of Sep 17, 2026, 12:04. The exchange rate may differ from the market rate. How we calculate the data

USDT Optimism/USDC Polygon volatility and changes

Period	High	Low	Average	Change
24 hours	0.999731	0.999578	0.999644	−0.01%
7 days	0.999997	0.999474	0.999828	−0.03%
30 days	1.0002	0.999577	0.999911	−0.01%
90 days	1.0002	0.999327	0.999706	−0.02%

Values are in USDC Polygon per 1 unit of the currency you send, based on market data.

USDT Optimism to USDC Polygon rate over the last 7 days

Date	Daily close	Daily change
Sep 16, 2026	0.999607 USDC Polygon	−0.04%
Sep 15, 2026	0.999985 USDC Polygon	+0.01%
Sep 14, 2026	0.999848 USDC Polygon	−0.01%
Sep 13, 2026	0.999949 USDC Polygon	0%
Sep 12, 2026	0.999966 USDC Polygon	+0.02%
Sep 11, 2026	0.999808 USDC Polygon	0%
Sep 10, 2026	0.999856 USDC Polygon	0%

USDT and USDC market data

Tether USDT

Price: $0.999125
24h change: −0.02%
7d change: −0.1%
Market cap: $183.29 B
24h volume: $58.96 B
Market cap rank: #3
Circulating supply: 183.44 B USDT
All-time high: $1.32

USD Coin USDC

Price: $0.99955
24h change: −0.01%
7d change: 0%
Market cap: $73.6 B
24h volume: $18.22 B
Market cap rank: #6
Circulating supply: 73.64 B USDC
All-time high: $1.04

CoinGecko data as of Sep 17, 2026, 12:04.

Tether vs USD Coin

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	Optimism	Polygon
Network fee paid in	ETH	POL
Launched	2014	2018
Created by	Tether Limited	Circle
Max supply	no cap	no cap
Circulating supply	183.44 B USDT	73.64 B USDC
Market cap	$183.29 B	$73.6 B
Market cap rank	#3	#6

90-day correlation of daily USDT and USDC price changes: 0.15 — weak.

What to know about Tether and USD Coin

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

Risks and things to know

USDC depends on the issuer and its banking partners, and the issuer can block tokens on specific addresses. In March 2023 USDC briefly traded below one dollar when part of the reserves was held at a failed US bank.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

Polygon network

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

How to exchange Tether to USD Coin

Enter the USDT Optimism amount in the calculator (minimum 200 USDT Optimism) and click “Go to exchange”.
Enter your USDC wallet address on the Polygon network and your contact details.
Send exactly the specified amount of USDT Optimism on the Optimism network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange USDT Optimism to USDC Polygon

What to check before exchanging USDT Optimism to USDC Polygon

The recipient address must be on the Polygon network: funds sent on another network may be lost.
The amount sent must be at least 200 USDT Optimism.
Copy the whole address and check the first and last characters after pasting.
Addresses on Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon look the same (0x…): make sure the wallet shows Polygon PoS as the network.
To move USDC on Polygon PoS later, you will need a little POL on the same address.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT Optimism to USDC Polygon exchange FAQ

How much is 1 USDT Optimism in USDC Polygon today?

As of Sep 17, 2026, 12:14, the exchange rate is 1 USDT Optimism = 0.9995 USDC Polygon. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.99905.

What are the minimum and maximum amounts for USDT Optimism to USDC Polygon?

The minimum is 200 USDT Optimism and the maximum is 10,000,000 USDT Optimism. The minimum is roughly $199.83.

Why is there a minimum amount for USDT Optimism to USDC Polygon?

The minimum (200 USDT Optimism) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT Optimism to USDC Polygon?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT Optimism is paid by the sender and depends on the wallet and network load.

How long does a USDT Optimism to USDC Polygon exchange take?

The order is processed once the USDT Optimism transfer gets the required number of confirmations on the Optimism network. Timing depends on network load. A new block on Optimism arrives roughly every 2 sec.

Will I receive native USDC or a wrapped token?

USDC Polygon is the standard USDC token on Polygon PoS — the same one exchanges send when you withdraw to this network.

Do I need POL to receive USDC Polygon?

Not to receive. You will need POL later to send USDC from your Polygon PoS address.

Which network will I receive USDC Polygon on?

USDC is sent on the Polygon network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT Optimism to USDC Polygon rate changed over the last month?

Over 30 days the rate fell by 0.01%: low 0.999577, high 1.0002, average 0.999911 USDC Polygon per 1 USDT Optimism.

Do I need to register to exchange USDT Optimism to USDC Polygon?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC Polygon back to USDT Optimism?

Yes, the reverse direction is available: 1 USDC Polygon = 1.0005 USDT Optimism. The link is below the calculator.