Tether (USDT Optimism) to USD Coin (USDC BEP20): Rate, Chart and Comparison

Live Tether to USD Coin rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 17, 2026, 12:39

Minimum: 200 USDT Optimism ≈ $199.83
Receiving network: BNB Smart Chain (BEP20)
24h rate change: −0.01%

You send

USDT Optimism

You get 1,999

USDC BEP20

Go to exchange

Rate: 1 USDT Optimism = 0.9995 USDC BEP20
Minimum: 200 USDT Optimism
Maximum: 10,000,000 USDT Optimism

The amount you get is estimated at the current rate.

The current USDT Optimism to USDC BEP20 exchange rate is 0.9995 USDC BEP20 per 1 USDT Optimism; the reverse rate is 1 USDC BEP20 = 1.0005 USDT Optimism. According to market data, the USDT Optimism to USDC BEP20 rate fell by 0.01% over the last 24 hours. Over the week it fell by 0.03%.

Over the last 7 days the rate moved between 0.999474 and 0.999997 USDC BEP20 — a range of 0.05%. You can exchange from 200 to 10,000,000 USDT Optimism. That is roughly $199.83 or more.

USDC is sent to your address on the BNB Smart Chain (BEP20) network, so make sure you provide an address on that network. By market cap, Tether ranks #3 ($183.29 B) and USD Coin ranks #6 ($73.6 B). The correlation of daily USDT and USDC price changes over the last 90 days is 0.15 (weak).

Why exchange USDT Optimism to USDC BEP20

Easy to switch backThe USDC BEP20 → USDT Optimism direction is also available, so you can move back to USDT if needed.

How much is 1 USDT Optimism in USDC BEP20 today

1 USDT Optimism = 0.9995 USDC BEP20

1 USDC BEP20 = 1.0005 USDT Optimism

How much USDC BEP20 you get for USDT Optimism

USDT Optimism	USDC BEP20
200	199.9
1,000	999.5002
2,000	1,999
10,000	9,995
20,000	19,990
100,000	99,950.02

How much USDT Optimism you need to get USDC BEP20

USDC BEP20	USDT Optimism
200	200.1
1,000	1,000.5
2,000	2,001
10,000	10,005
20,000	20,010
100,000	100,050

Which network to receive USDC on

USDC for USDT Optimism can be received on different networks: rates and minimums differ, and the network fee depends on the blockchain.

Network	Rate per 1 USDT Optimism	Minimum	Network fee	Speed
Ethereum (ERC20)	0.9995	200 USDT Optimism	≈ $0.02	moderate
Solana	0.9995	200 USDT Optimism	≈ $0.0005	fast
Polygon	0.9995	200 USDT Optimism	≈ $0.0017	fast
BNB Smart Chain (BEP20) this page	0.9995	200 USDT Optimism	≈ $0.0024	fast
Arbitrum One	0.9995	200 USDT Optimism	≈ $0.0032	fast
Optimism	0.9995	200 USDT Optimism	≈ $0.00016	fast

USDC network fees now

OP Mainnet (Optimism) vs BNB Smart Chain: network comparison

	OP Mainnet (Optimism)	BNB Smart Chain
Network type	Layer 2 (optimistic rollup)	Layer 1
Fees are paid in	ETH	BNB
Fee level	≈ $0.00016	≈ $0.0024
Speed	fast	fast
Block time	~2 sec	—
Address format	0x…	0x…
Memo / tag	not needed	not needed
EVM-compatible addresses (0x…)	yes	yes
Withdrawal to Ethereum via the official bridge	~7 days (challenge period)	—

Fee and speed levels are relative and depend on network load.

Crystal-Trade or a classic bridge: what is the difference

	Crystal-Trade	Classic bridge
What you receive	USDC on BNB Smart Chain	The same stablecoin; switching between USDT and USDC needs a separate swap
Wallet connection and approvals	Not needed: you send coins to the order address	Needed: you connect a wallet and sign contract transactions
Coins for fees on BNB Smart Chain	Not needed to receive	Often needed to claim funds or move them after the bridge
Time	After the OP Mainnet (Optimism) confirmations; the status is shown on the order page	Depends on the bridge and the load of both networks
Who holds the funds during the transfer	Crystal-Trade, for the duration of the order (with an AML check)	The bridge smart contract or its validators

Bridge OP Mainnet (Optimism) → BNB Smart Chain: all directions BNB Smart Chain bridge

USDT Optimism to USDC BEP20 rate chart

7 days30 days90 days1 year

high 0.999997 USDC BEP20low 0.999474 USDC BEP20

Sep 10, 2026, 12:44Sep 17, 2026, 12:44

high 1.0002 USDC BEP20low 0.999577 USDC BEP20

Aug 17, 2026, 03:00Sep 16, 2026, 03:00

high 1.0002 USDC BEP20low 0.999327 USDC BEP20

Jun 18, 2026, 03:00Sep 16, 2026, 03:00

high 1.0017 USDC BEP20low 0.996801 USDC BEP20

Sep 17, 2025, 03:00Sep 16, 2026, 03:00

24 hours: −0.01%
7 days: −0.03%
7-day high: 0.999997 USDC BEP20
7-day low: 0.999474 USDC BEP20
Range: 0.05%

CoinGecko market data as of Sep 17, 2026, 12:34. The exchange rate may differ from the market rate. How we calculate the data

USDT Optimism/USDC BEP20 volatility and changes

Period	High	Low	Average	Change
24 hours	0.999731	0.999578	0.999644	−0.01%
7 days	0.999997	0.999474	0.999828	−0.03%
30 days	1.0002	0.999577	0.999911	−0.01%
90 days	1.0002	0.999327	0.999706	−0.02%

Values are in USDC BEP20 per 1 unit of the currency you send, based on market data.

USDT Optimism to USDC BEP20 rate over the last 7 days

Date	Daily close	Daily change
Sep 16, 2026	0.999607 USDC BEP20	−0.04%
Sep 15, 2026	0.999985 USDC BEP20	+0.01%
Sep 14, 2026	0.999848 USDC BEP20	−0.01%
Sep 13, 2026	0.999949 USDC BEP20	0%
Sep 12, 2026	0.999966 USDC BEP20	+0.02%
Sep 11, 2026	0.999808 USDC BEP20	0%
Sep 10, 2026	0.999856 USDC BEP20	0%

USDT and USDC market data

Tether USDT

Price: $0.999145
24h change: −0.02%
7d change: −0.1%
Market cap: $183.29 B
24h volume: $58.96 B
Market cap rank: #3
Circulating supply: 183.44 B USDT
All-time high: $1.32

USD Coin USDC

Price: $0.999568
24h change: −0.01%
7d change: 0%
Market cap: $73.6 B
24h volume: $18.33 B
Market cap rank: #6
Circulating supply: 73.63 B USDC
All-time high: $1.04

CoinGecko data as of Sep 17, 2026, 12:34.

Tether vs USD Coin

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	Optimism	BNB Smart Chain (BEP20)
Network fee paid in	ETH	BNB
Launched	2014	2018
Created by	Tether Limited	Circle
Max supply	no cap	no cap
Circulating supply	183.44 B USDT	73.63 B USDC
Market cap	$183.29 B	$73.6 B
Market cap rank	#3	#6

90-day correlation of daily USDT and USDC price changes: 0.15 — weak.

What to know about Tether and USD Coin

Tether (USDT)

Tether (USDT) is the largest stablecoin: a token designed to stay at one US dollar. It was launched in 2014 by Tether Limited, which issues USDT against reserves that consist mostly of cash equivalents and short-term US Treasury bills.

Sending and receiving USDT

The key choice is the network. USDT on TRON is popular for its low fees and speed, ERC20 is supported almost everywhere but costs more in gas, while Solana, TON and BEP20 are cheap alternatives. The recipient address must belong to the same network you send on, and you need the network's native coin (TRX, ETH, BNB…) to pay the fee from your own wallet.

USD Coin (USDC)

USD Coin (USDC) is a dollar stablecoin issued by Circle since 2018. Each token is backed by reserves held in cash and short-term US Treasuries, and the reserve composition is regularly reported by the issuer.

What USD Coin is used for

USDC is popular in DeFi and with businesses that prefer a regulated issuer. It is used for payments, savings in dollar terms, trading and moving value between blockchains.

Optimism network

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

BNB Smart Chain (BEP20) network

BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.

How to exchange Tether to USD Coin

Enter the USDT Optimism amount in the calculator (minimum 200 USDT Optimism) and click “Go to exchange”.
Enter your USDC wallet address on the BNB Smart Chain (BEP20) network and your contact details.
Send exactly the specified amount of USDT Optimism on the Optimism network to the details shown in the order.
Once the transfer is confirmed, USD Coin is sent to your address. You can track the order on its status page.

Exchange USDT Optimism to USDC BEP20

What to check before exchanging USDT Optimism to USDC BEP20

The recipient address must be on the BNB Smart Chain (BEP20) network: funds sent on another network may be lost.
The amount sent must be at least 200 USDT Optimism.
Copy the whole address and check the first and last characters after pasting.
Addresses on Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon look the same (0x…): make sure the wallet shows BNB Smart Chain as the network.
To move USDC on BNB Smart Chain later, you will need a little BNB on the same address.
Funds go through an AML check; high-risk transfers may be held until the check is complete.

USDT Optimism to USDC BEP20 exchange FAQ

How much is 1 USDT Optimism in USDC BEP20 today?

As of Sep 17, 2026, 12:39, the exchange rate is 1 USDT Optimism = 0.9995 USDC BEP20. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.999068.

What are the minimum and maximum amounts for USDT Optimism to USDC BEP20?

The minimum is 200 USDT Optimism and the maximum is 10,000,000 USDT Optimism. The minimum is roughly $199.83.

Why is there a minimum amount for USDT Optimism to USDC BEP20?

The minimum (200 USDT Optimism) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.

Are there extra fees when exchanging USDT Optimism to USDC BEP20?

The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending USDT Optimism is paid by the sender and depends on the wallet and network load.

How long does a USDT Optimism to USDC BEP20 exchange take?

The order is processed once the USDT Optimism transfer gets the required number of confirmations on the Optimism network. Timing depends on network load. A new block on Optimism arrives roughly every 2 sec.

Will I receive native USDC or a wrapped token?

USDC BEP20 is the standard USDC token on BNB Smart Chain — the same one exchanges send when you withdraw to this network.

Do I need BNB to receive USDC BEP20?

Not to receive. You will need BNB later to send USDC from your BNB Smart Chain address.

Which network will I receive USDC BEP20 on?

USDC is sent on the BNB Smart Chain (BEP20) network. Make sure the recipient address supports this network.

Which network is cheapest to receive USDC?

The lowest network fees are usually on USDC SOL, USDC Polygon, USDC BEP20, USDC Arbitrum, USDC Optimism. Choose a network supported by the recipient’s wallet or exchange.

What happens if the rate changes during the exchange?

The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.

How has the USDT Optimism to USDC BEP20 rate changed over the last month?

Over 30 days the rate fell by 0.01%: low 0.999577, high 1.0002, average 0.999911 USDC BEP20 per 1 USDT Optimism.

Do I need to register to exchange USDT Optimism to USDC BEP20?

No, you only need to enter the receiving details and contact information in the order.

Can I exchange USDC BEP20 back to USDT Optimism?

Yes, the reverse direction is available: 1 USDC BEP20 = 1.0005 USDT Optimism. The link is below the calculator.