USD Coin (USDC) to Monero (XMR): rate by network

Compare the USDC to XMR rate for each network you can send USDC from: rate, minimum, network fee and speed.

Rate updated: Oct 28, 2026, 03:05

The best rate right now is on Ethereum (ERC20): 1 USDC = 0.00165935 XMR. The calculator uses this network.

You get 3.3187 XMR
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Rate
1 USDC ERC20 = 0.00165935 XMR
Minimum
200 USDC ERC20
Maximum
10,000,000 USDC ERC20

The amount you get is estimated at the current rate.

From which network to send USDC

NetworkRateMinimumNetwork feeSpeed
Ethereum (ERC20) best rate1 USDC ERC20 = 0.00165935 XMR200 USDC ERC20≈ $0.0059moderate
Polygon1 USDC Polygon = 0.00165935 XMR200 USDC Polygon≈ $0.0017fast
Solana1 USDC SOL = 0.00165104 XMR200 USDC SOL≈ $0.00051fast

Fee and speed levels are relative and depend on network load.

USDC networks: what is the difference

USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.

Ethereum (ERC20)

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

Polygon

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

Solana

Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.

USDC → XMR: FAQ

From which network is it better to send USDC?
Send USDC from the network where your coins already are, so you do not pay for an extra transfer. Networks with low fees: Polygon and Solana. The best rate right now is from Ethereum (ERC20).
Is USDC the same on every network?
Yes, it is the same USD Coin token, but each network has its own addresses and fees. Send and receive only on the network selected in the order.
What is the minimum amount?
It depends on the network: 200 USDC. The minimum of each network is shown in the table above.
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