DAI to Stellar (XLM): Rate, Chart and Comparison

Live Dai to Stellar rate, converter, price history, volatility and a side-by-side comparison of both coins. Ready to swap? Open the exchange form.

Rate updated: Sep 21, 2026, 20:43

Minimum
200 DAI ≈ $200.00
Receiving network
Stellar
24h rate change
−5.71%
You get 9,618.16 XLM
Go to exchange
Rate
1 DAI = 4.8091 XLM
Minimum
200 DAI
Maximum
10,000,000 DAI

The amount you get is estimated at the current rate.

Dai is exchanged to Stellar at 1 DAI = 4.8091 XLM, so 1 XLM costs 0.20794 DAI. According to market data, the DAI to XLM rate fell by 5.71% over the last 24 hours. Over the week it fell by 7.29%.

Over the last 7 days the rate moved between 4.6969 and 5.7551 XLM — a range of 22.53%. You can exchange from 200 to 10,000,000 DAI. That is roughly $200.00 or more.

Exchange wallets may require a Memo — check it with the recipient. By market cap, Dai ranks #27 ($4.6 B) and Stellar ranks #20 ($7.25 B). The correlation of daily DAI and XLM price changes over the last 90 days is 0.07 (weak).

Why exchange DAI to XLM

  • Buy XLM with dollarsThe DAI stablecoin is a convenient way to buy Stellar: over the last 30 days XLM changed by +5.21%.
  • Fast transfersA new block on Stellar arrives roughly every 5 sec, which makes Stellar convenient for payments and transfers.
  • DiversificationThe 90-day correlation of daily DAI and XLM changes is 0.07 (weak): the lower it is, the more the swap reduces your portfolio’s dependence on a single coin.

How much is 1 DAI in XLM today

1 DAI = 4.8091 XLM
1 XLM = 0.20794 DAI

How much XLM you get for DAI

DAIXLM
200961.816
1,0004,809.08
2,0009,618.16
10,00048,090.8
20,00096,181.6
100,000480,908

How much DAI you need to get XLM

XLMDAI
1,000207.94
2,000415.88
10,0002,079.4
20,0004,158.8
100,00020,794
200,00041,588

DAI to XLM rate chart

high 5.7551 XLMlow 4.6969 XLM
Sep 14, 2026, 20:43Sep 21, 2026, 20:43
high 5.7244 XLMlow 4.7097 XLM
Aug 22, 2026, 03:00Sep 21, 2026, 03:00
high 6.4629 XLMlow 4.7097 XLM
Jun 23, 2026, 03:00Sep 21, 2026, 03:00
high 6.9746 XLMlow 2.4363 XLM
Sep 22, 2025, 03:00Sep 21, 2026, 03:00
24 hours
−5.71%
7 days
−7.29%
7-day high
5.7551 XLM
7-day low
4.6969 XLM
Range
22.53%

CoinGecko market data as of Sep 21, 2026, 20:36. The exchange rate may differ from the market rate. How we calculate the data

DAI/XLM volatility and changes

PeriodHighLowAverageChange
24 hours5.12764.69694.945−5.71%
7 days5.75514.69695.2713−7.29%
30 days5.72444.70975.4005−4.95%
90 days6.46294.70975.5565−4.62%

Values are in XLM per 1 unit of the currency you send, based on market data.

DAI to XLM rate over the last 7 days

DateDaily closeDaily change
Sep 21, 20264.7097 XLM−7.62%
Sep 20, 20265.0984 XLM−1.54%
Sep 19, 20265.1783 XLM−5.05%
Sep 18, 20265.4539 XLM+0.21%
Sep 17, 20265.4422 XLM−4.21%
Sep 16, 20265.6812 XLM+8.88%
Sep 15, 20265.218 XLM−7.51%

DAI and XLM market data

Dai DAI
Price
$1.00
24h change
−0.01%
7d change
+0.01%
Market cap
$4.6 B
24h volume
$348.16 M
Market cap rank
#27
Circulating supply
4.6 B DAI
All-time high
$1.22
Stellar XLM
Price
$0.207738
24h change
+6.05%
7d change
+8.16%
Market cap
$7.25 B
24h volume
$390.89 M
Market cap rank
#20
Circulating supply
34.88 B XLM
All-time high
$0.875563

CoinGecko data as of Sep 21, 2026, 20:36.

Dai vs Stellar

Dai (DAI)Stellar (XLM)
TickerDAIXLM
Typetokennative blockchain coin
Launched20172014
Created byMakerDAOJed McCaleb, Joyce Kim
Max supplyno cap50 B XLM
Circulating supply4.6 B DAI34.88 B XLM
Market cap$4.6 B$7.25 B
Market cap rank#27#20
ConsensusStellar Consensus Protocol
Block time~5 sec
Transaction privacypublic transactions

90-day correlation of daily DAI and XLM price changes: 0.07 — weak.

What to know about Dai and Stellar

Dai

Dai (DAI) is a decentralized dollar stablecoin created by the Maker protocol (MakerDAO) in 2017 and now part of the Sky ecosystem. Unlike USDT or USDC, DAI is not issued against bank deposits: it is created by users who lock crypto collateral in smart contracts.

Sending and receiving DAI

DAI is an ERC20 token on Ethereum and is also available on other networks such as BNB Smart Chain and Polygon. Check the network before sending and keep some of the native coin for fees.

Stellar (XLM)

Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and Joyce Kim and supported by the non-profit Stellar Development Foundation. XLM (lumens) is its native asset.

What Stellar is used for

XLM pays network fees and is used for cross-border remittances, micro-payments and conversion between assets issued on Stellar.

How to exchange Dai to Stellar

  1. Enter the DAI amount in the calculator (minimum 200 DAI) and click “Go to exchange”.
  2. Enter your XLM wallet address on the Stellar network and your contact details. If you receive to an exchange, add the Memo.
  3. Send exactly the specified amount of DAI on the Dai network to the details shown in the order.
  4. Once the transfer is confirmed, Stellar is sent to your address. You can track the order on its status page.

Exchange DAI to XLM

What to check before exchanging DAI to XLM

  • The recipient address must be on the Stellar network: funds sent on another network may be lost.
  • If the recipient wallet requires a Memo, be sure to include it in the order.
  • The amount sent must be at least 200 DAI.
  • Copy the whole address and check the first and last characters after pasting.
  • Funds go through an AML check; high-risk transfers may be held until the check is complete.

DAI to XLM exchange FAQ

How much is 1 DAI in XLM today?
As of Sep 21, 2026, 20:43, the exchange rate is 1 DAI = 4.8091 XLM. It updates automatically; the calculator always shows the latest value. At market prices that is about $0.999029.
What are the minimum and maximum amounts for DAI to XLM?
The minimum is 200 DAI and the maximum is 10,000,000 DAI. The minimum is roughly $200.00.
Why is there a minimum amount for DAI to XLM?
The minimum (200 DAI) keeps network fees and order processing from eating a noticeable share of the exchange. Double-check the amount before sending.
Are there extra fees when exchanging DAI to XLM?
The amount you get is calculated at the exchange rate shown in the calculator. The network fee for sending DAI is paid by the sender and depends on the wallet and network load.
How long does a DAI to XLM exchange take?
The order is processed once the DAI transfer gets the required number of confirmations on the Dai network. Timing depends on network load.
Which network will I receive XLM on?
Stellar is sent on the Stellar network. Provide a XLM wallet address. Some wallets and exchanges require a Memo.
What happens if the rate changes during the exchange?
The final amount is set in the order when it is created. If the payment arrives after the order expires or in a different amount, it may be recalculated at the current rate, so send the exact amount without delay.
How has the DAI to XLM rate changed over the last month?
Over 30 days the rate fell by 4.95%: low 4.7097, high 5.7244, average 5.4005 XLM per 1 DAI.
Do I need to register to exchange DAI to XLM?
No, you only need to enter the receiving details and contact information in the order.
Can I exchange XLM back to DAI?
There is no XLM → DAI direction right now. See other XLM pairs below.

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