Tether (USDT) to INR: cash-out rate by network
Compare the USDT cash-out rate to a card in Indian rupees (INR) for each network you can send USDT from: rate, minimum, network fee and speed.
Rate updated: Sep 11, 2026, 19:18
The best rate right now is on TON: 1 USDT = 97.9686 INR. The calculator uses this network.
From which network to send USDT
| Network | Rate | Minimum | Network fee | Speed |
|---|---|---|---|---|
| TON best rate | 1 USDT TON = 97.9686 INR | 179.6494 USDT TON | low | fast |
| Arbitrum One | 1 USDT Arbitrum = 97.9686 INR | 179.6494 USDT Arbitrum | low | fast |
| BNB Smart Chain (BEP20) | 1 USDT BEP20 = 97.9686 INR | 179.6494 USDT BEP20 | low | fast |
| Solana | 1 USDT SOL = 97.9686 INR | 179.6494 USDT SOL | low | fast |
| TRON (TRC20) | 1 USDT TRC20 = 97.9686 INR | 179.6494 USDT TRC20 | medium | fast |
| Polygon | 1 USDT Polygon = 97.9686 INR | 179.6494 USDT Polygon | low | fast |
| Ethereum (ERC20) | 1 USDT ERC20 = 97.9686 INR | 179.6494 USDT ERC20 | high | moderate |
Fee and speed levels are relative and depend on network load.
Official INR rate and the cash-out rate
Official rate of the European Central Bank (ECB) for Sep 11, 2026: 1 USD = 95.5551 INR.
Official rates are updated daily from the central bank's public data.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
TON
Tokens on TON follow the Jetton standard. Transfers are fast and cheap, the fee is paid in the network's native coin, and exchanges often require a comment (memo) with deposits.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.