BTC to XMR Exchange Guide: How to Convert Bitcoin to Monero

Bitcoin (BTC) to Monero (XMR) exchanges have become increasingly popular among cryptocurrency users who value privacy and security. While Bitcoin is the world’s largest cryptocurrency, it lacks strong privacy features – every transaction is recorded on a public ledger. Monero, on the other hand, is a leading privacy coin that keeps transaction details anonymous and untraceable. If you’re looking to swap BTC for XMR, you likely want to gain the unparalleled anonymity and fungibility that Monero provides.

Exchange BTC to XMR – privately and instantly

You send
You receive
Exchange rate: 1 XMR = 340.0643 USDT
Reserve: 95000000 USDT Not enough?

 

In this article, we’ll explain why converting BTC to XMR can be beneficial, review the various methods to exchange Bitcoin to Monero (from instant swap services to peer-to-peer trading), and provide a simple step-by-step guide. You’ll also find an up-to-date BTC to XMR conversion table for quick reference and a detailed FAQ section to answer common questions about Bitcoin to Monero exchanges.

Why Exchange Bitcoin (BTC) to Monero (XMR)?

There are several compelling reasons to convert Bitcoin into Monero. The primary motivation is privacy. Bitcoin transactions are pseudonymous but still traceable; anyone can observe the flow of BTC between addresses on the blockchain. Monero, in contrast, uses advanced cryptographic techniques (like ring signatures, stealth addresses, and confidential transactions) to hide transaction details. When you swap BTC to XMR, you gain the ability to transact without leaving a public trail.

Another key reason is fungibility. Each Bitcoin carries its transaction history, which means coins can be “tainted” by past association with illicit activities, potentially making them less acceptable to some parties. Monero’s privacy ensures that all coins are indistinguishable from each other – one XMR is equal to any other XMR, with no history attached. This makes Monero a desirable asset for those who want truly interchangeable and private currency.

Additionally, converting BTC to Monero can be useful for security and freedom. By holding or spending Monero, you reduce the risk of your financial activities being monitored by third parties, analytics firms, or government agencies. This is especially important if you live in a place with strict financial surveillance or if you simply value the principle of financial privacy. Monero’s network also typically has lower transaction fees and faster confirmation times than Bitcoin’s network, which can be a practical benefit when moving funds.

Methods to Exchange BTC for XMR

You have multiple options when it comes to exchanging Bitcoin for Monero. Each method has its own advantages and considerations. Here are the most common ways to perform a BTC to XMR swap:

1. Instant Exchange Services

Instant exchange platforms allow you to swap cryptocurrencies directly without creating a full account or dealing with order books. These services (such as Changelly, ChangeNOW, or similar) let you convert BTC to XMR by simply specifying the amount, providing a Monero address for the output, and sending in your Bitcoin. They are quick and user-friendly. Advantages: No lengthy registration, often no KYC for small amounts, and relatively fast transactions. Disadvantages: Exchange rates might inсlude a higher fee or spread compared to market rates, and there may be limits on transaction amounts.

2. Cryptocurrency Exchanges

Traditional cryptocurrency exchanges (like Binance, Kraken, or others that support XMR trading) allow you to trade Bitcoin for Monero on an open market. On these platforms, you would deposit BTC into your exchange account, then trade it for XMR (either via a direct BTC/XMR trading pair or by converting BTC to a stablecoin or altcoin, then to XMR). Advantages: You might get better exchange rates since you’re trading on a live market, and such platforms often handle large volumes. Disadvantages: Most centralized exchanges require identity verification (KYC), which means giving up anonymity. Also, using an exchange can be a bit more complex and time-consuming (account setup, deposits, withdrawals), and some exchanges have delisted Monero due to regulatory concerns.

3. Peer-to-Peer (P2P) Trading

Peer-to-peer trading involves swapping BTC for XMR directly with another individual, without a central intermediary. This can be done through platforms that facilitate P2P exchanges (for example, marketplaces where users post offers to trade XMR for BTC, using escrow for safety). You could also perform an over-the-counter trade with someone you trust. Advantages: P2P trades can be done privately without KYC, and you can often use escrow services to remain safe. It’s a way to get XMR even if exchanges won’t list it. Disadvantages: It may take time to find a trustworthy trading partner and agree on terms. Always use a reputable platform or escrow to avoid scams. (Note: Emerging technologies like atomic swaps also enable trustless P2P conversion between BTC and XMR, but these are still developing and may require technical know-how.)


 

How to Exchange Bitcoin for Monero: Step-by-Step Guide

  1. Choose your exchange method: Decide which of the methods above suits you best. For example, if you prioritize speed and anonymity, an instant exchange service or a P2P trade might be ideal. If you already have an account on a crypto exchange that supports Monero, you might use that platform instead.
  2. Prepare a Monero wallet: Before you initiate the swap, set up a Monero wallet if you haven’t already. You will need a Monero address to receive your XMR. You can use an official Monero wallet (desktop or mobile) or a trusted third-party wallet. Also, make sure you have access to your Bitcoin wallet from which you’ll send BTC (whether it’s a personal wallet or funds on an exchange).
  3. Initiate the transaction: Go to the exchange service or platform you selected and start a BTC to XMR transaction. This typically means entering the amount of Bitcoin you want to convert and providing your Monero wallet address as the destination. If you’re on a trading platform, you’ll create a sell order/exchange order for BTC to XMR (or perform the necessary trades to end up with XMR). On a P2P platform, you would agree to a trade with a seller who will send you XMR in exchange for your BTC.
  4. Send your Bitcoin: Once you’ve initiated the process, the service will give you a Bitcoin address (or a QR code) to send your BTC to, or if you’re using an exchange, you’ll need to deposit your BTC into your account wallet. Send the specified amount of Bitcoin to the given address. Ensure that you send the exact amount required and take note of any reference or memo if provided.
  5. Wait for confirmations: After sending the BTC, you’ll need to wait for the Bitcoin network to confirm the transaction. Most services require at least 1 confirmation (approximately 10 minutes, though it could be more if the network is busy or if the service has a higher requirement like 2-3 confirmations). During this time, the exchange service will be processing the conversion. If you’re trading on an exchange, once your BTC deposit is confirmed, the trade to XMR can be executed and then you proceed to withdraw XMR to your wallet.
  6. Receive your Monero: Once the exchange is completed, you will receive the Monero in the wallet address you provided. Monero transactions will also get their own confirmations on the Monero blockchain (which are faster, around 2 minutes per block). Check your Monero wallet to ensure the XMR has arrived. After a few confirmations, your Monero balance will be fully spendable. Congratulations – you’ve successfully converted BTC to XMR!

BTC to XMR Conversion Table

The table below shows approximate conversion values from Bitcoin to Monero, updated as of February 12, 2026. These are rough estimates and actual rates will vary slightly based on market prices and exchange fees.

Approximate BTC → XMR conversion rates (February 12, 2026)

BTC to XMR

BTC XMR
0.001 BTC 0.196325 XMR
0.005 BTC 0.981627 XMR
0.01 BTC 1.963254 XMR
0.05 BTC 9.816270 XMR
0.1 BTC 19.632540 XMR
0.5 BTC 98.162698 XMR
1 BTC 196.325396 XMR
5 BTC 981.626981 XMR
10 BTC 1,963.253961 XMR
25 BTC 4,908.134903 XMR
50 BTC 9,816.269806 XMR
100 BTC 19,632.539613 XMR
150 BTC 29,448.809419 XMR
500 BTC 98,162.698064 XMR
1000 BTC 196,325.396128 XMR
3000 BTC 588,976.188384 XMR

XMR to BTC

XMR BTC
0.001 XMR 0.00000509 BTC
0.005 XMR 0.00002547 BTC
0.01 XMR 0.00005094 BTC
0.05 XMR 0.00025468 BTC
0.1 XMR 0.00050936 BTC
0.5 XMR 0.00254679 BTC
1 XMR 0.00509358 BTC
5 XMR 0.02546792 BTC
10 XMR 0.05093585 BTC
25 XMR 0.12733961 BTC
50 XMR 0.25467923 BTC
100 XMR 0.50935845 BTC
150 XMR 0.76403768 BTC
500 XMR 2.54679226 BTC
1000 XMR 5.09358453 BTC
3000 XMR 15.28075358 BTC

 

Frequently Asked Questions (FAQ)

What is the best way to convert BTC to XMR?
There isn’t a single “best” method for everyone – it depends on your priorities. If you want simplicity and privacy, using an instant exchange service or a P2P trade might be the best, since they often don’t require an account or KYC. If you value getting the best exchange rate and don’t mind using a verified account, a cryptocurrency exchange with a BTC/XMR trading pair could be ideal. Consider factors like fees, speed, privacy, and your comfort level with each option to determine which method is best for you.
Can I exchange Bitcoin to Monero without verification (KYC)?
Yes, it’s possible to swap BTC for XMR without undergoing KYC, but you’ll need to use the right platforms. Many instant exchange services allow small-to-moderate crypto conversions with no identity verification. Similarly, peer-to-peer marketplaces and decentralized exchanges (like Bisq) let you trade directly with others without providing ID. However, major centralized exchanges will require KYC. Always choose a trustworthy service for non-KYC trades to ensure you don’t fall victim to scams.
How long does it take to swap BTC for XMR?
The time can vary based on the method and network conditions. Using an instant exchange, the process often completes in about 10–30 minutes. You’ll wait for at least one Bitcoin confirmation (around 10 minutes on average) and then the service will send your XMR (Monero’s confirmations are about 2 minutes each). On a traditional crypto exchange, it might take longer – you need to wait for your BTC deposit to confirm (10+ minutes), execute the trade, and then withdraw XMR (which also takes a few minutes for confirmations). In most cases, you can expect the entire BTC to XMR exchange to be finished within an hour, and frequently much faster.
What fees should I expect when exchanging BTC to XMR?
You will typically encounter two types of fees: network fees and service fees. When you send Bitcoin, you pay a transaction fee to the Bitcoin network (which depends on how busy the network is). Monero transactions also have a very small network fee (usually negligible) when you receive or send XMR. In addition, the exchange service or platform may charge a fee or inсlude a spread in the exchange rate. For example, instant swap services often build their fee into the rate they offer, and centralized exchanges charge trading fees (plus a withdrawal fee for XMR). Always check the fee details of the method you choose so you know the cost beforehand.
Is it safe to exchange Bitcoin for Monero?
Yes, as long as you use a reputable platform or method and take basic precautions, exchanging BTC for XMR is safe. Stick to well-known services (or trusted P2P marketplaces with escrow) that have good user reviews. Be sure to double-check all addresses – you’ll be sending Bitcoin to an address and receiving Monero to your wallet, so any mistake in the addresses could result in loss of funds. If you’re using a centralized service, enable security features like two-factor authentication. After the exchange, consider moving your XMR to a secure personal wallet (if it’s not already) so you maintain full control over your new Monero coins.

Is exchanging BTC to XMR legal?
In most countries, converting one cryptocurrency to another (including Bitcoin to Monero) is perfectly legal. Both BTC and XMR are legal to own and trade in many jurisdictions. However, because Monero emphasizes privacy, some regulated exchanges choose not to list it due to compliance concerns. The act of exchanging them is generally allowed, but you should ensure you’re following any local laws or regulations about cryptocurrency. If you’re unsure about your jurisdiction, it may be wise to consult local guidelines, but for the vast majority of users, there’s no law prohibiting swapping BTC for XMR.

 

Conclusion

Exchanging Bitcoin for Monero is a straightforward process that can greatly enhance the privacy of your cryptocurrency holdings. By converting BTC to XMR, you benefit from Monero’s anonymity and fungibility, giving you financial freedom that Bitcoin alone might not offer. Whether you choose an instant exchange for quick, no-hassle swaps or a more involved method like a trading platform or P2P trade, the end result is the same – you gain XMR and with it, a new level of confidentiality for your transactions.

Now that you know how to convert Bitcoin to Monero and why it’s worth considering, you can take action with confidence. If privacy matters to you, don’t hesitate to make the swap. Use the information and steps provided in this guide to execute your BTC to XMR exchange safely. Enjoy the peace of mind that comes with transacting in Monero’s secure and private network, and take control of your crypto experience today!

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29.04.2025, 16:16
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